TD F’26 Q2 Savings Deposit Offer | General comparisons | Discussion forum

Practically a short-term GIC offer from TD
TD F’26 Q2 Savings Deposit Offer

F’26 Q2 Savings Deposit Offer (Terms and Conditions)
March 16, 2026 – April 30, 2026

Earn up to $5,000 in Cash with certain deposits.

The up to $5,000 cash offer (the "Cash Offer") is available to TD customers who:

a. Are Canadian residents and are the age of majority in their province or territory of residence as of March 16, 2026

b. Are registered for the offer via the campaign registration form at a TD Branch by April 30, 2026

c. Open a new TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD GrowthTM Savings Account ("New Savings Account") between March 16, 2026 – April 30, 2026, OR have an existing TD Savings Account, either a TD ePremium Savings Account, TD Every Day Savings Account, or TD Growth Savings Account ("Existing Savings Account"); and

d. Deposit or transfer a minimum of $10,000 or more directly into the New Savings Account or Existing Savings Account from another financial institution(s) and maintain the balance for 90 days in the account (the "Qualifying Deposit"), subject to the following:

i. The Qualifying Deposit must be in the New Savings Account or Existing Savings Account by no later than April 30, 2026.

ii. The Qualifying Deposit must be maintained in the New Savings Account or Existing Savings Account for a minimum of 90 days from May 1, 2026 – July 29, 2026.

iii. If a customer withdraws or transfers any part of the Qualifying Deposit during the 90-day period, the amount of the Qualifying Deposit will be subtracted and calculated accordingly. Should this adjustment cause the Qualifying Deposit to fall below the required minimum of $10,000, the customer will be ineligible for the offer.

iv. If a customer has multiple TD Savings Accounts, the Qualifying Deposits in the New Savings Account or Existing Savings Account cannot be combined, and the amount of the Qualifying Deposit will instead be based solely on the TD Savings Account with the greatest Qualifying Deposit.

v. For greater certainty, funds originating from an account held at TD, including, but not limited to, transfers originating from account(s) held at TD and cash withdrawn from another TD account, do not count towards the Qualifying Deposit.

The following are not eligible for the Savings Deposit Offer:

a. Customers who open a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan with a new TD Savings Account between March 4, 2026 and April 30, 2026, as part of the TD New to Bank Offer or New to Canada Banking Package Offer.

At the end of the 90-day period, the amount of the Savings Deposit Offer (maximum $5,000) will be determined according to the amount of the Qualifying Deposit at that time, based on the following chart:

Qualifying Deposit Cash Offer
$10,000.00 to $24,999.99 $200
$25,000.00 to $49,999.99 $350
$50,000.00 to $99,999.99 $500
$100,000.00 to $249,999.99 $1,000
$250,000.00 to $499,999.99 $2,500
$500,000.00 $5,000

Limit of one Savings Deposit Offer per eligible account. Limit of one Savings Deposit Offer per customer. The Savings Deposit Offer is limited to a maximum of $5,000. For any New Savings Account or Existing Savings Account that is a joint account, at least one account holder must meet the eligibility requirements.

The Savings Deposit Offer will be deposited to the New Savings Account or Existing Savings Account where the Qualifying Deposit was deposited, within 12 weeks after all required conditions have been met, provided that the New Savings Account or Existing Savings Account is still open, in good standing, and all conditions continuing to be met at the time of fulfillment.

There may be tax implications associated with the Cash Offer. Customers should consult with their personal tax advisor for more information.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services. We can change, extend, or withdraw the Cash Offer at any time.