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Email this4:50 pm
November 1, 2025
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January 28, 2026...
https://www.td.com/ca/en/perso.....promotions
Get up to $750§ in value starting with a new eligible TD Chequing Account.
1
Open a new eligible Chequing Account
Get $500† by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan by March 3, 2026 and complete two of the following by May 5, 2026:
Receive a recurring Direct Deposit
Set up a recurring Pre-Authorized Debit Payment
Make an Online Bill Payment
2
Bundle with a new eligible Savings Account & TD Credit Card
Get an additional $150◊ when you:
Open a new eligible Savings Account by March 3, 2026 and complete one of the following within 30 days of account opening:
Set up a Pre-authorized Transfer Service
Set up Simply Save
And, apply and be approved for a new eligible TD Credit Card by April 3, 2026.◊
3
Deposit into a new eligible Savings Account to earn a Bonus Interest Rate∞.
Open and deposit into a new eligible Savings Account to earn a 4% Bonus Interest Rate in addition to the posted interest rate for 90 days on balances up to $1,000,000. The more you deposit, the more you earn.
That means you could earn 4.45% with a TD ePremium Savings Account when you deposit more than $10,000.
4:40 am
February 6, 2019
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This sounded good ... but apparently it is only for new customers:
the Bonus Savings Interest Rate offer is only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 5, 2025, are not eligible for the bundle offer.
7:19 am
March 15, 2019
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rk said
This sounded good ... but apparently it is only for new customers:
the Bonus Savings Interest Rate offer is only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 5, 2025, are not eligible for the bundle offer.
1) I used to have a TD bank account some years ago so I would not technically be a "new" customer.
However, I think I heard that if you closed your TD account(s) you become a "born again" new customer after 7 years. Is this true?
9:04 pm
May 21, 2021
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I looked at the legal terms and it only seems to disclose people who had an account in late 2024 or received an 'offer' in 2023 or later. Can't check to see if I ever got an offer whole being an existing client but closed my account 5 years ago so should be eligible. I'll give it a try starting with the chewing account and confirm whether I'm eligible.
7:51 am
March 15, 2019
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I have always wondered if restricting promos to only new clients is a form of discrimination that should be outlawed?
5:01 am
May 21, 2021
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So some notes on opening the account online:
You can upload info from an existing account if you already have an account with one of a dozen banks. Don't bother doing this - it sometimes fails and only imports your name and address which would be quicker to manually enter.
You cannot verify your id online if you start on laptop - it must be done by smartphone but the only link given is at the end of the application so you cannot switch devices
You will be able to set up online access and get your account number immediately, but there is no email or info in the account confirming you are successfully enrolled in the promotion.
I'll go into a branch sometime to finish account activation and also confirm I'm getting the promotion.
5:46 am
May 21, 2021
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I ended up having to go into the branch twice - once to activate the chequing account, once to open a savings account as my account was still frozen after verifying with ID for some reason. Checked interest rate today and although I did get bonus interest it was more like an additional 1.3 percent not the offered 4. Going to call in but what a terrible account opening experience.
6:26 am
May 21, 2021
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Got an answer from the agent in chat and apparently the bonus interest does not apply to the first 15 days you have the savings account open wtf. Definitely closing all my td accounts after the promotion ends, what a terrible bank.
1:57 pm
September 30, 2017
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@Corange, are you aware of this in the FAQ section?
How is the 4% Bonus Savings Interest Rate offer calcuated?
The account will earn a Bonus Savings Interest Rate of 4.00% per annum on any balances up to $1,000,000 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter. The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account. The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.
... Looks like TD has some leeway to pick when to start the 90 days.
