TD Bank 4+ % HISA 90 days + $650, offer ends Mar 3, 2026 | General comparisons | Discussion forum

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TD Bank 4+ % HISA 90 days + $650, offer ends Mar 3, 2026
January 28, 2026
4:50 pm
someusername7
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January 28, 2026...

https://www.td.com/ca/en/perso.....promotions

Get up to $750§ in value starting with a new eligible TD Chequing Account.

1
Open a new eligible Chequing Account
Get $500† by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan by March 3, 2026 and complete two of the following by May 5, 2026:
Receive a recurring Direct Deposit
Set up a recurring Pre-Authorized Debit Payment
Make an Online Bill Payment

2
Bundle with a new eligible Savings Account & TD Credit Card
Get an additional $150◊ when you:
Open a new eligible Savings Account by March 3, 2026 and complete one of the following within 30 days of account opening:
Set up a Pre-authorized Transfer Service
Set up Simply Save
And, apply and be approved for a new eligible TD Credit Card by April 3, 2026.◊

3
Deposit into a new eligible Savings Account to earn a Bonus Interest Rate∞.
Open and deposit into a new eligible Savings Account to earn a 4% Bonus Interest Rate in addition to the posted interest rate for 90 days on balances up to $1,000,000. The more you deposit, the more you earn.

That means you could earn 4.45% with a TD ePremium Savings Account when you deposit more than $10,000.

January 29, 2026
4:40 am
rk
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February 6, 2019
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This sounded good ... but apparently it is only for new customers:
the Bonus Savings Interest Rate offer is only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 5, 2025, are not eligible for the bundle offer.

January 29, 2026
7:19 am
COIN
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rk said
This sounded good ... but apparently it is only for new customers:
the Bonus Savings Interest Rate offer is only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 5, 2025, are not eligible for the bundle offer.  

1) I used to have a TD bank account some years ago so I would not technically be a "new" customer.

However, I think I heard that if you closed your TD account(s) you become a "born again" new customer after 7 years. Is this true?

January 30, 2026
9:04 pm
Corange
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I looked at the legal terms and it only seems to disclose people who had an account in late 2024 or received an 'offer' in 2023 or later. Can't check to see if I ever got an offer whole being an existing client but closed my account 5 years ago so should be eligible. I'll give it a try starting with the chewing account and confirm whether I'm eligible.

January 31, 2026
7:51 am
COIN
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I have always wondered if restricting promos to only new clients is a form of discrimination that should be outlawed?

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