FirstOntario Credit Union - EFT | General comparisons | Discussion forum

Yes, you should be able to accept direct deposits and pre-authorized debits with FirstOntario Credit Union chequing accounts and with FirstOntario Credit Union savings accounts that you can download a Direct Deposit and Pre-Authorized Debit (PAD) Form for:

​​How do I set up a direct deposit or a pre-authorized debit payment on my account?

A void cheque can be used to set up a direct deposit or pre-authorized debit instructions on your account.

Three sets of numbers are taken from the bottom of your cheque when the instructions are set up – the transit number, the institution number and your account number. …

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If you don’t have cheques, you can obtain a void cheque or a pre-authorized debit (PAD) form by logging in to online or mobile banking:

1. Once you log in, choose the chequing or savings account from which the form is needed.
2. Below Account Details, select Direct Deposit and Pre-Authorized Debit (PAD) Form or Download void cheque (PDF) in mobile banking.
3. A letter will automatically be generated on FirstOntario letterhead and will include a copy of the void cheque.
4. You can print the letter if a void cheque is needed or you can easily locate the institution number, transit number and account number to set-up a pre-authorized credit or debit.
5. Be sure to delete the download once you’re finished to ensure your banking information is protected.