Avoiding deposit holds on e-transfers? | General comparisons | Discussion forum

Hey all. Hello. I've been looking in here for months, and absorbing quite a bit, but have just registered to ask a question. Right now, I'm flummoxed by deposit hold policies at various institutions.

I understand holds on cheques, but e-transfers? Is there anyplace on this site offering a summary of which banks/CU's on the HISA/GIC charts do NOT hold e-transfer deposits? I'm a "little old lady" who's a bit daunted by the idea of trying to find that info on the websites of all those institutions! Maybe someone can help me out on that? Thanks for reading.