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Email this10:47 am
March 15, 2019
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I did a search and it appears no one has mentioned this.
CIBC offering 4.65% in their eSavings account. Not sure if this is a targeted promotion or open to all.
11:20 am
December 22, 2022
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I see 4.25% for four months.
Do you have a link?
12:54 pm
March 15, 2019
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I can't send the link because it contains personal info. It does say 4.65% with a plus. Only good till May 31, 2023 (very short).
"Power up your savings
Earn up to 4.65%† on new deposits to your CIBC eAdvantage® Savings Account
Deposit now"
7:40 am
February 14, 2023
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Until September 30, 2025, you can earn a bonus rate on new deposits to your CIBC eAdvantage® Savings Account.
0.25% to 1.00%
Regular interest1
Rates are current as of July 7, 2025 and subject to change without prior notice. Regular interest is earned on all balances.
Review current tiered rates.
+
3.40%
Fixed bonus interest
Rate available from
July 7, 2025 to September 30, 2025. Bonus interest is earned on eligible new money deposited into your account, up to $1 million.
=
Up to 4.40%
Total interest
Rate as of July 7, 2025 and subject to change based on the current regular interest rate.
12:57 pm
April 21, 2022
Online
kesa said
Until September 30, 2025, you can earn a bonus rate on new deposits to your CIBC eAdvantage® Savings Account.
Is this a targeted offer?
6:17 pm
February 16, 2013
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JohnnyCash said
Is this a targeted offer?
I believe so. I have an eAdvantage account but received no such offer. 
6:30 pm
July 9, 2020
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Same. Must be targeted. I have an eSavings account and no offer.
7:31 pm
November 6, 2018
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I received the offer by email this morning.
8:22 am
September 19, 2018
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I went into the branch all ready to sign up for my 4.6 offer (plus or minus) when I was offered 4.9 instead !!! This offer is on the website however needs to be a new account OR a joint account with someone who has not had an account with CIBC previously.
I left happy.
9:32 am
April 21, 2022
Online
Jowett said
I went into the branch all ready to sign up for my 4.6 offer (plus or minus) when I was offered 4.9 instead !!! This offer is on the website however needs to be a new account OR a joint account with someone who has not had an account with CIBC previously.
I left happy.
Were you an existing e-Savings account holder?
10:20 am
September 19, 2018
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I was , however my spouse was not and we opened a joint account which was permissible.
2:37 pm
February 6, 2019
Online
Apparently today the offer is for 4.60%:
https://www.cibc.com/en/specia.....LZEALw_wcB
From the 'Terms and Conditions':
The Offer is available to individuals who: (i) have reached the age of majority in their province or territory of residence, and (ii) as of the date the Eligible eSA is opened, are not a holder or have not held (either jointly or individually) a CIBC eAdvantage Savings Account, as determined by CIBC on the basis of its official records.
Does anybody know what this actually means? If I had a savings account (eAdvantage or some other type) with CIBC more than 5 years ago, do I qualify for this promo?
3:12 pm
April 21, 2022
Online
rk said
Apparently today the offer is for 4.60%:
https://www.cibc.com/en/specia.....LZEALw_wcBFrom the 'Terms and Conditions':
The Offer is available to individuals who: (i) have reached the age of majority in their province or territory of residence, and (ii) as of the date the Eligible eSA is opened, are not a holder or have not held (either jointly or individually) a CIBC eAdvantage Savings Account, as determined by CIBC on the basis of its official records.Does anybody know what this actually means? If I had a savings account (eAdvantage or some other type) with CIBC more than 5 years ago, do I qualify for this promo?
I think it means what it says. Maybe you get lucky and slip through without them noticing.
4:39 pm
February 6, 2019
Online
The problem is that I do not know if I have ever had a 'CIBC eAdvantage Savings Account'. I certainly had a savings account with CIBC, more than 5 years ago. Maybe eSavings, or whatever they called it back then. It is too risky to open a new account, transfer funds and then discover in March that I am not getting the promotion.
Do they show the actual rate when you log into your account? For instance, Manulife does it, RBC does not do it.
5:33 pm
April 6, 2013
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Only a previous CIBC eAdvantage Savings Account would disqualify one for the 4.60% offer.
CIBC used to offer other savings accounts that were not eAdvantage Savings Accounts:
- CIBC Bonus Savings Account
- CIBC Chequing Savings Account
- CIBC Daily Interest Savings Account
- CIBC Premium Growth Account
- CIBC Regular Savings Account
Those would not affect one's eligibility for the offer.
Please write your comments in the forum.