Canadian Tire 1.8% HISA | Page 3 | Canadian Tire | Discussion forum

I am near the end of the simplii promo and have significant funds at motive with an interest rate of 1.55%

Thinking of amalgamating and shifting to my Canadian Tire account but not sure what the account limit is for the interest rate.

I am using motive simply because they have eliminated a cap on the account and the entire deposit has the 1.55% rate.

Anyone know what the CTF ceiling is?
It does not seem to be on the website, which by the way reminds me of websites 10 years ago.

Ahh great

Just looked, the old hand written form and send a cheque process.

My god, get out of the nineties people!!!

Londonguy said

If leaving the website in the 1990s means they can keep paying me a higher rate of interest than anybody else, then I'm happy to use their 1990s website  

Agreed! Keep the focus on what really counts, especially these days.

Stephen

archangel said
..... I now have to call to activate my account. Yup, call to activate online account. Seriously..... 

Not much different from most other FI's that require a telephone call in that provides a temporary password after the client is authenticated. Once access is achieved, the temp password is updated to your own personal password.

Nothing unusual with Cdn Tire, just providing security for your deposit.

Granted, their initial processing of an application may be slow, perhaps due to limited staff, but their client service representatives are efficient and knowledgeable. Their intake protocols appear to be intended to provide security for clients and protection from fraud.

I am willing to adapt to the idiosyncrasies of each FI I deal with being dedicated to seeking out the most favorable deposit terms available.

Stephen

Thanks for the heads up.

@Peter... time to update the chart.

The site has indeed now been updated. The way of life, continues.