PC Financial profile, discussions, and reviews

Website: https://www.pcfinancial.ca
Headquarters: Toronto, Ontario
Parent company: Loblaw Companies Limited
Credit union? No
Available to Quebec residents? No
Founded in: 1996

Savings account rate history

Disclaimer: Although our best efforts are made, the information posted on this website is not guaranteed to be accurate. Please visit their website for authoritative information.

Latest discussions about PC Financial -- view all

Forum/Topic Started Last post Posts

PC Financial

EQ Bank is buying PC Financial

December 3, 2025
2:23 pm by
Peter
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December 4, 2025
11:43 pm by
cgouimet
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21

PC Financial

PC Money down to 2.2%

November 12, 2025
6:11 pm by
JohnnyCash
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November 16, 2025
11:00 am by
Dean
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8

PC Financial

2.90% direct deposit rate

November 13, 2025
9:17 am by
JohnnyCash
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November 13, 2025
10:58 am by
Kyle
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3

PC Financial

PC Financial dropping interest rate to 2.70%

October 1, 2025
1:26 pm by
onir303
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October 3, 2025
11:20 am by
KamWest
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3

PC Financial

PC Money signup offer now 200,000 pts

September 6, 2025
9:48 am by
Norman1
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September 7, 2025
8:03 am by
Norman1
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6

5 Reviews »

  1. Customer service: Rated 1 / 5 stars

    Account features: Rated 1 / 5 stars

    Interest rates (consistency and amount): Rated 5 / 5 stars

    Fees: Rated 4 / 5 stars

    Interface (online, telephone, in-person, etc.):

    How long have you banked with them?: 2 months

    Why do you bank with them?: Better interest rates on savings

    What do you like about this bank / credit union?: Better interest rates on savings

    What could be improved about this bank / credit union?: Almost everything. Terrible hassle to reach anyone. Communications are the worst. Interest earnings don't show up. Transactions are difficult and almost always late.

    General comments: PC Financial administered by real amateurs, don't bother with them.

    Review by Al — May 6, 2025 @ 6:00 am

  2. Customer service: Rated 1 / 5 stars

    Account features: Rated 1 / 5 stars

    Interest rates (consistency and amount): Rated 5 / 5 stars

    Fees:

    Interface (online, telephone, in-person, etc.): Rated 1 / 5 stars

    How long have you banked with them?: 1week- the longest week of my life

    Why do you bank with them?: the higher interest rate

    What do you like about this bank / credit union?: the higher interest rate

    What could be improved about this bank / credit union?: start it all over again from scratch by someone competent

    General comments: get rid of their fn annoying banjo racket thats passed off as music

    Review by Al — March 31, 2025 @ 8:26 am

  3. Customer service: Rated 1 / 5 stars

    Account features: Rated 3 / 5 stars

    Interest rates (consistency and amount): Rated 4 / 5 stars

    Fees: Rated 4 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 3 / 5 stars

    How long have you banked with them?: 1 week

    Why do you bank with them?: Interest rate as of March 2025

    What do you like about this bank / credit union?: Interest rate as of March 2025

    What could be improved about this bank / credit union?: Customer service

    General comments: Their customer service is awful. I've called like 20 times everyday this week at many different times because it's important to me. They have this really annoying robot you have to deal with and then you're in hold for 15-60 minutes (typically 45 minutes)

    Review by Sam Kim — March 21, 2025 @ 3:43 am

  4. Customer service:

    Account features:

    Interest rates (consistency and amount): Rated 5 / 5 stars

    Fees: Rated 5 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 1 / 5 stars

    How long have you banked with them?: I don't

    Why do you bank with them?: I don't

    What do you like about this bank / credit union?: Apparently no fees and decent interest rates

    What could be improved about this bank / credit union?: The application process.

    General comments: The web application doesn't even work. I got right to the end of the questionnaire and could not submit the application. Says a lot about the company really.

    Review by Mike Longley — March 12, 2025 @ 5:23 pm

  5. Customer service: Rated 1 / 5 stars

    Account features: Rated 1 / 5 stars

    Interest rates (consistency and amount): Rated 4 / 5 stars

    Fees: Rated 4 / 5 stars

    Interface (online, telephone, in-person, etc.): Rated 5 / 5 stars

    How long have you banked with them?: Just opened account

    Why do you bank with them?: Savings Account

    What do you like about this bank / credit union?: Nothing

    What could be improved about this bank / credit union?: Ridiculously low transfer in amounts.

    General comments: Completely useless as a high interest savings account. Can only transfer in 10K per transaction and 20K in 30 days.

    Review by Fred — January 31, 2025 @ 9:56 pm

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