Achieva Financial — review by Darkman

Outlook financial 4.1% is basically the same product as Achieva financial 4.1%

Both are virtual accounts .. with no branches ( I have both of them by the way )

Outlook is a division of Assinaboine Credit Union, where Achieva is a division of Cambrian Credit Union..

With both you are allowed one Free withdraw / check / debit per month…
Each additional withdrawal is $1
with Achieva – bill payments (regardless of amount) – .50 cents a bill payment

With achieva .. – 1 Free debit a month is in a form of a Check.. (you write check to yourself say in any amount .. or write a check to anyone else)

With Outlook – 1 Free debit is more flexible i think – either a check, or atm withdrawal, or maybe even a bill payment – qualifies as a 1 Free debit transaction..

With Achieva – i am pretty sure – you get more initial checks which are FREE.. .. with Outlook you get way less initial Free checks (but enough to get you started – like 25 i think)

With Achieva – if need more checks in the future – pretty sure you can order additional checks for FREE

Where with Outlook – if will need more checks in the future – will need to pay for them when ordering them..

Other than that.. they are the same product.. and Savings account rate is ALWAYS basically identical..

The GIC rates might vary a bit.. but more or less are the same…

Here are links to both:

http://www.achieva.mb.ca/

http://www.outlookfinancial.com/


Latest posts in the Achieva Financial forum

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Savings Account Rate Change

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7:00 am by
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December 3, 2025
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19

Achieva Financial

Achieva Referral Code

January 4, 2015
8:27 am by
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November 17, 2024
7:00 pm by
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Bye Bye Green for Green, And Service Fees Changing

June 28, 2024
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file
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October 2, 2024
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6

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New Achieva Online Banking

May 2, 2024
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May 2, 2024
8:13 pm by
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Achieva Financial

Achieva GIC rates lowered

January 8, 2024
10:26 am by
elad
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January 8, 2024
10:48 am by
Peter
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2

HSBC Direct — review by Darkman

Note: the $50 bonus offer has since expired

That HSBC Direct bank’s current promotion (mentioned above .. 3.5% .. with no fees banking, bill payments, unlimited withdrawals, etc .. all but check writing) – they give you 25 bucks bonus..if you signup and by a certain date have a balance of 100 dollars..

But just NOW .. they doubled it!!
As of today – their web site shows now 50 dollars bonus .. on the same conditions.. – double basically…

If you go there and it still shows 25 for you – refresh your screen then, or clean the cookies maybe, etc..

In any case.. i can use this account .. – and just signed up to it..
All HSBC ATMs and all Bank of Montreal ATMs.. – are your “home” machines .. so no interac charges if using them to take money out (same concept as PCF .. – where all PCF machines and all CIBC machines are your “home” machines)

Also all ATM machines belonging to THE EXCHANGE thingy are “your home” ones as well with HSBC Direct..
There are some.. but they vary.. – like for example in Winnipeg here, – National Bank ATMs would be part of that THE EXCHANGE as well.. – so it’s your “home” one also.. and free to use…

In other provinces there are way more different ATMs belonging to this THE EXCHANGE …

In any case here is HSBC Direct’s link:
http://www.hsbcdirect.ca/1/2/hsbcdirect

And to qualify for this 50 dollars sign-up bonus you must open account between “May 2nd and July something” (forgot exact date) .. and then folow the rules.. by which date you have to have a 100 dol balance in there..

This offer was to expire on April 30th originally.. and was only 25 not 50.. but then they extended it till July.. (still 25 though) .. but just now doubled it to 50 🙂

Keep in mind couple of things though:
– New HSBC Direct customers ONLY qualify for this bonus
– One bonus offer per address (so i guess 2 people in the same household would not open 2 separate accounts) 🙂


Latest posts in the HSBC Direct forum

Forum/Topic Started Last post Posts

HSBC

HSBC Canada CDIC members amalgamated

April 22, 2024
11:45 pm by
Norman1
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April 22, 2024
11:45 pm by
Norman1
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1

HSBC

RBC is buying HSBC Canada

November 29, 2022
5:07 am by
Bill
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March 31, 2024
7:51 am by
mordko
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25

HSBC

HSBC High Interest Savings Bonus Rate of up to 6.35% till January 12, 2024

October 16, 2023
1:35 pm by
boboyisha
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March 9, 2024
2:55 pm by
RetirEd
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150

HSBC

180-day GIC 5.25%

January 11, 2024
6:09 pm by
hwyc
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January 11, 2024
6:09 pm by
hwyc
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1

HSBC

Question on GIC Maturity Date and Earliest Withdrawl date

December 6, 2023
9:07 pm by
Hmm
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December 7, 2023
4:01 pm by
Hmm
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5