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        <title>Canadian High Interest Savings Bank Accounts - Forum: Your stories</title>
        <link>https://www.highinterestsavings.ca/forum/your-stories/</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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                    <title>Nehpets on Public Mobile vs Koodo?</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/public-mobile-vs-koodo/#p115874</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/public-mobile-vs-koodo/#p115874</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>NorthernRaven said </strong><br />
I was on a $35 100GB Can/US/Mexico plan at PM, and switched to an internal Koodo offer of $40/150GB Can/US/Mexico,<br />
.....The Koodo big print pricing includes a $10 "discount" for autopay (debit), so paying by credit card costs a lot more  </p>
</blockquote>
<p>Thanks for your feedback!  I'm currently on the 100 GB PM plan as well and the offer is like yours, 150 GB for $40;  More data than I need, but if speeds improve, I would be interested.  I find PM data speed to be lacking at times.</p>
<p>I'd like to better understand the autopay system that includes the $10 discount.  At first I thought it required a credit card payment, but based on your feedback, does it mean that a pre-authorized debit to my bank acct is provided?  </p>
<p>So, is your experience that there is no major drawback to switching to Koodo from PM?</p>
<p>Thanks!</p>
<p><em>Stephen</em></p>
]]></description>
					                    <pubDate>Tue, 10 Nov 2026 03:53:18 -0700</pubDate>
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                    <title>Dean on EQ Bank login</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115873</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115873</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>CGO said </strong></p>
<p>You can blame Eby...  </p>
</blockquote>
<p>So now that the Cons are in charge in BC (Eby Goofed <img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-smile.gif" title="sf-smile" alt="sf-smile" />), will BC go back to Standard Time this winter ? </p>
<p>I'm guessing they got Bigger Fish to fry ... so probably not.</p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Tue, 10 Nov 2026 03:08:36 -0700</pubDate>
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                    <title>Bill on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115869</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115869</guid>
					                        <description><![CDATA[<p>AltaRed, I was referring to login id and passwords to online banking only.  No-one knows mine (well, my spouse does) so when I die there will be no access to my accounts using those.</p>
<p>I don't believe executor duties include erasing the deceased's digital footprint, or do they now?  Lots of people die every day, and no-one's out there making sure their online presence is wiped out.  And for good reason, who cares?</p>
]]></description>
					                    <pubDate>Tue, 10 Nov 2026 01:56:34 -0700</pubDate>
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                    <title>CGO on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115866</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115866</guid>
					                        <description><![CDATA[<p>Thank you all for your comments ...</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 23:05:23 -0700</pubDate>
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                    <title>NorthernRaven on Public Mobile vs Koodo?</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/public-mobile-vs-koodo/#p115864</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/public-mobile-vs-koodo/#p115864</guid>
					                        <description><![CDATA[<p>I was a Koodo customer on a fairly old and uncompetitive plan who switched to PM two or three years ago when Koodo wouldn't give me their current new customer deal.  I wound up switching back to Koodo this fall to be able to use their roaming pass in the UK while on holiday (very nice).</p>
<p>I was on a $35 100GB Can/US/Mexico plan at PM, and switched to an internal Koodo offer of $40/150GB Can/US/Mexico, the lowest plan offered me (switch offers usually are limited to those that will increase monthly revenue), although both are way more data than I consume.  The switch offers tend to be much better value than the general (non Black-Friday) Koodo plans, which were more money for less data, didn't always have the full North American coverage, etc. - right now they show $45/20GB and $50/60GB, Canada-only.  I don't know if the Black Friday pricing would be better than the internal switch offers, which were always hugely better than standard Koodo non-promo pricing.</p>
<p>Koodo was a little weird in its flanker positioning - for awhile after I left they seemed to stop selling 5G plans, although they seem back as a full Telus flanker these days. It should be the same Telus towers as PM.  Supposedly the data rate limits are better than PM, although I'm never in a position to check out top-end speeds.  Telus "standard" seems to have the same 1Gbps claim as Koodo, but they also have a "5G+ Complete" with a 2Gbps claim. Koodo does give you wifi calling (Canada only) which PM doesn't offer, which is nice to have in your back pocket in cottage country.</p>
<p>I never really needed customer service much with either.  The Koodo big print pricing includes a $10 "discount" for autopay (debit), so paying by credit card costs a lot more - apparently this is now fairly standard with the post-paid flanker brands now.</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 21:42:20 -0700</pubDate>
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                    <title>Norman1 on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115863</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115863</guid>
					                        <description><![CDATA[<p>I'd be wary of paying $49, $79, or $129 for a how-to guide for settling an estate.  That kit doesn't include the will.</p>
<p>There are lots of free guides and checklists around from reputable sources like Royal Trust:</p>
<p><a href="https://www.rbcwealthmanagement.com/en-ca/royal-trust/executor">Executor/liquidator kit for settling an estate</a>.<br />
<a href="https://www.rbcwealthmanagement.com/en-ca/royal-trust/resource-centre/estate-settlement-executor-resources">Executor/liquidator checklist &#038; kits</a></p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 14:39:44 -0700</pubDate>
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                    <title>Norman1 on EQ Bank login</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115861</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115861</guid>
					                        <description><![CDATA[<p>British Columbia is no longer in the Pacific time zone with daylight savings time.</p>
<p>If one is in BC, one needs to change the computer's time zone to a Pacific time zone on permanent daylight savings time starting this fall.  In Windows 10, that would be</p>
<p style="text-align:center">(UTC-7:00) Pacific Time (British Columbia)</p>
<p>National Research Council Canada's <a href="https://nrc.canada.ca/en/web-clock/">Web clock</a> shows the difference between the correct time and the time from computer's clock and time zone setting.</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 12:29:33 -0700</pubDate>
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				                <item>
                    <title>Nehpets on Public Mobile vs Koodo?</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/public-mobile-vs-koodo/#p115860</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/public-mobile-vs-koodo/#p115860</guid>
					                        <description><![CDATA[<p>I'm currently using Public Mobile cell service and have been receiving offers to switch to the mid-tier Telus service, Koodo.  With Black Friday deals coming up, I expect the offers to increase and perhaps become more enticing.</p>
<p>Any first hand experiences with Koodo and are there any drawbacks to switching from Public Mobile to Koodo?</p>
<p>Some reviews describe Koodo customer service sometimes lacking, but who can rely solely on online reviews?</p>
<p>The promo ads for Koodo claim speeds <em>up to</em> 1 GB.</p>
<p>Do they reliably provide 1GB speeds or do they throttle the speed in favor of their top tier Telus service?</p>
<p>Thanks,</p>
<p><em>Stephen</em></p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 10:53:11 -0700</pubDate>
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				                <item>
                    <title>AltaRed on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115859</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115859</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Bill said </strong><br />
If you're an executor are you allowed to use someone else's (the deceased's) passwords, phone, etc to essentially pretend you're the deceased to conduct estate-related activity?  </p>
<p>I assumed you need to go to the fi, give them proof of death and then when they're happy they're dealing with the legal executor they'll set you up to do what you have to do as executor with the accounts at that fi.  </p>
</blockquote>
<p>No, one needs to get the proper credentials for the deceased's legal and financial affairs in the normal estate administration process, BUT using the deceased's credentials is often the only way to get rid of digital footprints like social media accounts, online shopping accounts, etc.   </p>
<p>In this modern age, individuals can have a digital footprint of 100 or 200 online accounts (I likely have about 150 of them myself) that there is no easy way to eliminate them other than assuming that identity.  Hence why some online information available isn't really all that complete without addressing it.</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 10:25:43 -0700</pubDate>
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                    <title>CGO on EQ Bank login</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115858</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115858</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>CGO said </strong></p>
<p>You can blame Eby...  </p>
</blockquote>
<p><img src="https://www.highinterestsavings.ca/wp-content/forum-image-uploads/cgouimet/2026/11/1000003760.png" title="1000003760.png" alt="1000003760.png" width="576" height="403" /></p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 10:22:28 -0700</pubDate>
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                    <title>CGO on EQ Bank login</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115857</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115857</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Dean said </strong><br />
.<br />
While trying to log into my EQ account today, I ended up with the the same *&#038;^%$# Problem ... LOL </p>
<p>Since the Nov. 1st time change date, the EQ website is the Only website where I've encounter this problem  ... what a Nuisance!</p>
<p>Thanks to this thread, I was able to fix things.  My time zone (Pacific) was correct, but I had to clear my cache and change my time back to standard time.</p>
<p>Thanks Folks,<br />
Dean  </p>
</blockquote>
<p>You can blame Eby...</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 10:05:41 -0700</pubDate>
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				                <item>
                    <title>Bill on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115856</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115856</guid>
					                        <description><![CDATA[<p>If you're an executor are you allowed to use someone else's (the deceased's) passwords, phone, etc to essentially pretend you're the deceased to conduct estate-related activity?  </p>
<p>I assumed you need to go to the fi, give them proof of death and then when they're happy they're dealing with the legal executor they'll set you up to do what you have to do as executor with the accounts at that fi.</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 09:54:45 -0700</pubDate>
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				                <item>
                    <title>Dean on EQ Bank login</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115855</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/eq-bank-login/#p115855</guid>
					                        <description><![CDATA[<p>.<br />
While trying to log into my EQ account today, I ended up with the the same *&#038;^%$# Problem ... LOL <img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-laugh.gif" title="sf-laugh" alt="sf-laugh" /></p>
<p>Since the Nov. 1st time change date, the EQ website is the <u>Only</u> website where I've encounter this problem  ... what a Nuisance!</p>
<p>Thanks to this thread, I was able to fix things.  My time zone (Pacific) was correct, but I had to clear my cache and change my time back to standard time.</p>
<p>Thanks Folks,</p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 09:51:41 -0700</pubDate>
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                    <title>AltaRed on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115848</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115848</guid>
					                        <description><![CDATA[<p>Agree there are many sources for this information.  Trust companies, legal websites, provincial government websites, etc. but I suppose if one wishes to simplify it into specific 'kits' then Google is your friend to start investigating options. The question is whether you can determine any such kit you buy is complete. </p>
<p>If such a kit does not also cover digital wills and navigating someone's digital footprint, then it is not complete. </p>
<p>For example, if you are Executor of someone's estate, do you know their Master Password to all their digital accounts (password manager or otherwise), boot up password to their computer, PIN for their phone to handle 2FA verification, etc. If a kit doesn't include sections/questions on these items, it is not complete.</p>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 06:48:41 -0700</pubDate>
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				                <item>
                    <title>Dean on The Canadian Estate Kit</title>
                    <link>https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115847</link>
                    <category>Your stories</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/your-stories/the-canadian-estate-kit/#p115847</guid>
					                        <description><![CDATA[<p>.<br />
There's <strong>Lots</strong> of good sources out there (too many to list) ... covering the subjects of Wills, to Estate Directories.</p>
<p>Because of the different approaches, most people end up using more than one source.</p>
<p>Cheers &#038; Good Hunting!</p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Mon, 09 Nov 2026 06:30:00 -0700</pubDate>
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