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        <title>Canadian High Interest Savings Bank Accounts - Forum: Wealth One Bank of Canada</title>
        <link>https://www.highinterestsavings.ca/forum/wealth-one/</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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                    <title>Alexandre on Wealth One and Flinks - it now works</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/wealth-one-and-flinks-it-now-works/#p115525</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/wealth-one-and-flinks-it-now-works/#p115525</guid>
					                        <description><![CDATA[<p>For some time, when I tried to add my Wealth One account as an external account at another FI, using Flinks, the process always failed. Wealth One is known to Flinks, linking starts but SMS that Wealth One is supposed to send to confirm login never arrives.</p>
<p>It is not SMS problem, logging to my Wealth One account at their web site triggers SMS, too, and that one always arrive to my phone.</p>
<p>Tested Flinks again today, it completes process now. SMS is sent, and external link is created.<br />
I linked my Wealth One account as external account at my two other FIs.</p>
<p>This is just FYI in case someone tried linking Wealth One account and linking failed. It should work now.</p>
]]></description>
					                    <pubDate>Sat, 24 Oct 2026 00:40:55 -0700</pubDate>
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                    <title>COIN on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115492</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115492</guid>
					                        <description><![CDATA[<p>CDIC collects fees from the member institutions.</p>
]]></description>
					                    <pubDate>Thu, 22 Oct 2026 11:09:20 -0700</pubDate>
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                    <title>canadian.100 on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115488</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115488</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Dean said </strong><br />
.<br />
It's Not a Given . . .</p>
<p>The CIDC can provide coverage ... and it can also take it away❗</p>
<p>Using CIDC coverage to justify investing in an FI that Always operates<br />
in 'The Red' ... is  A FOOL'S Game.<br />
Dean  </p>
</blockquote>
<p>I think the FOOL here is the Crown Corporation (CDIC).  No real risk to WealthOne (supposedly being monitored by OSFI) nor any risk to the depositor (up to $100K).</p>
]]></description>
					                    <pubDate>Thu, 22 Oct 2026 05:58:29 -0700</pubDate>
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                    <title>Dean on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115484</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115484</guid>
					                        <description><![CDATA[<p>.<br />
It's Not a Given . . .</p>
<ul>The CIDC can provide coverage ... and it can also take it away<strong>❗</strong></ul>
<p>Using CIDC coverage to justify investing in an FI that Always operates<br />
in 'The Red' ... is  <strong><em>A FOOL'S Game</em></strong>.</p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Thu, 22 Oct 2026 02:40:54 -0700</pubDate>
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                    <title>canadian.100 on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115457</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115457</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Nehpets said </strong></p>
<p>Which is why CDIC was created!  </p>
</blockquote>
<p>Actually, I do not believe that CDIC was created for an institution like WealthOne.</p>
]]></description>
					                    <pubDate>Mon, 19 Oct 2026 02:50:32 -0700</pubDate>
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                    <title>Dean on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115456</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115456</guid>
					                        <description><![CDATA[<p>.<br />
Thank-You</p>
<p>But we are All aware of the CDIC coverage.</p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Mon, 19 Oct 2026 02:37:41 -0700</pubDate>
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                    <title>Nehpets on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115455</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115455</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Dean said </strong><br />
.<br />
Great Rates ⬆️ ... coupled with continued Lousy/Unprofitable performance.</p>
<p>All while the impending Implosion gets Closer❗</p>
<p>Dean  </p>
</blockquote>
<p>Which is why CDIC was created!</p>
]]></description>
					                    <pubDate>Mon, 19 Oct 2026 02:32:00 -0700</pubDate>
                </item>
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                    <title>Dean on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115452</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115452</guid>
					                        <description><![CDATA[<p>.<br />
Great Rates ⬆️ ... coupled with continued Lousy/Unprofitable performance.</p>
<p>All while the impending Implosion gets Closer<strong>❗</strong></p>
<p><img src="https://www.shutterstock.com/image-photo/caveat-emptor-latin-let-buyer-260nw-3280297.jpg" width="390" alt="" /></p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Mon, 19 Oct 2026 02:26:39 -0700</pubDate>
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                    <title>Nehpets on 2026 10 19 GIC Rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115451</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-19-gic-rate-increase/#p115451</guid>
					                        <description><![CDATA[<p>from today's email:<br />
<img src="https://www.highinterestsavings.ca/wp-content/forum-image-uploads/nehpets/2026/10/Screenshot-2026-10-19-094408.png" title="Screenshot-2026-10-19-094408.png" alt="Screenshot-2026-10-19-094408.png" width="600" height="478" /></p>
]]></description>
					                    <pubDate>Sun, 18 Oct 2026 23:46:13 -0700</pubDate>
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                    <title>Dean on 2026 10 02 TFSA HISA rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115181</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115181</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Alexandre said </strong></p>
<p>Deposits in Wealth One Bank of Canada are <strong><u>CDIC insured</u></strong>, so I am not sure why would it matter for an account holder if that bank is profitable or not.  </p>
</blockquote>
<p>But that CDIC Insurance maxes out at at measly $100K (almost Chicken Feed these days).</p>
<p>And why wouldn't someone be Extremely Wary when considering dealing with an FI that after <strong>10 Years</strong>, it 'Still' can't make a profit ... or even break even ⁉️</p>
<p>Too many people are being blinded by W1BoC's high rates.  I'd give it another 2-3 years, and then it's all going to <strong><em>Implode</em>❗</strong></p>
<p><img src="https://www.shutterstock.com/image-photo/caveat-emptor-latin-let-buyer-260nw-3280297.jpg" width="390" alt="" /></p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Sat, 03 Oct 2026 01:43:59 -0700</pubDate>
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                    <title>frugal lady on 2026 10 02 TFSA HISA rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115179</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115179</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Lamaison said </strong><br />
I got the same email this morning.  3.00% on HISA regardless of the balance.  </p>
</blockquote>
<p>The email refers to TFSA at 3.0% but if scroll down says on HISA also.  However on website need $25000 plus for 3.0% on HISA</p>
]]></description>
					                    <pubDate>Sat, 03 Oct 2026 00:45:25 -0700</pubDate>
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                    <title>Alexandre on 2026 10 02 TFSA HISA rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115178</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115178</guid>
					                        <description><![CDATA[<p>Deposits in Wealth One Bank of Canada are CDIC insured, so I am not sure why would it matter for an account holder if that bank is profitable or not.</p>
]]></description>
					                    <pubDate>Fri, 02 Oct 2026 23:04:28 -0700</pubDate>
                </item>
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                    <title>Dean on 2026 10 02 TFSA HISA rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115174</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115174</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Peter said </strong></p>
<p><strong><u>If you scroll down</u></strong> at <a href="https://www.wealthonebankofcanada.com/Bank/High+interest+savings+account" rel="nofollow"><a href="https://www.wealthonebankofcan" rel="nofollow">https://www.wealthonebankofcan</a>.....gs+account</a> you'll find a section "Registered High Interest Savings Accounts." where is shows 3.00% for the RRSP and TFSA.  </p>
</blockquote>
<p>And all I had to do was Scroll Down ... My Bad <img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-confused.gif" title="sf-confused" alt="sf-confused" /><br />
.</p>
<blockquote class="spPostEmbedQuote">
<p><strong>canadian.100 said </strong><br />
Wonder if WOB has improved its financial situation - it had never turned a profit in the statements that were on the OSFI site - but since it became a private bank, the financial statements are not available.  <strong><u>Would be interesting to know if they have turned the corner and are profitable</u></strong>.  </p>
</blockquote>
<p>Until then ...<strong> Beware of W1BoC‼️</strong></p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Fri, 02 Oct 2026 09:15:41 -0700</pubDate>
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				                <item>
                    <title>Lamaison on 2026 10 02 TFSA HISA rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115173</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115173</guid>
					                        <description><![CDATA[<p>I got the same email this morning.  3.00% on HISA regardless of the balance.</p>
]]></description>
					                    <pubDate>Fri, 02 Oct 2026 09:11:59 -0700</pubDate>
                </item>
				                <item>
                    <title>canadian.100 on 2026 10 02 TFSA HISA rate Increase</title>
                    <link>https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115172</link>
                    <category>Wealth One Bank of Canada</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/wealth-one/2026-10-02-tfsa-hisa-rate-increase/#p115172</guid>
					                        <description><![CDATA[<p>Wonder if WOB has improved its financial situation - it had never turned a profit in the statements that were on the OSFI site - but since it became a private bank, the financial statements are not available.  Would be interesting to know if they have turned the corner and are profitable.</p>
]]></description>
					                    <pubDate>Fri, 02 Oct 2026 08:21:35 -0700</pubDate>
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