Canadian High Interest Savings Bank Accounts - Forum: Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/ Simple:Press Version 6.11.10 Y.S. on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113385 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113385 Thanks folks. Playing this lottery, I just want to avoid moving the funds around the world prior to a huge bill that will be coming in (a few days past the 'safe date' of the week before May 31st - gah!).

]]> Wed, 20 May 2026 00:57:33 -0700 smayer97 on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113376 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113376 Though very rare, it has happened in the last 8 years. You may have simply been leaped over, if you were already in another overlapping promo without that condition.

]]> Tue, 19 May 2026 14:23:01 -0700 JohnnyCash on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113365 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113365

Y.S. said
Can anyone remind me - will funds be eligible for a new/extended Tangerine promo rate if moved from the current promo savings account to a Tang chequing account before the period ends?  

I've yet to see them count the funds in the chequing account as part of the snapshot in the 8 years I've been spinning the Tangerine lottery wheel, that's not to say it can't happen.

]]> Tue, 19 May 2026 08:22:33 -0700 Dean on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113364 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113364 It D-pends ⬆️

Any new Tang SA special offer (new promo rate) can potentially have very different rules.

To be safe while waiting for a new Tang SA special offer, it's best not to assume that $$$ from your Tang Chequing Account will qualify in their next SA special offer.

Better Bee Safe, Than Sorry sf-smile

Good Luck❗

    Dean
]]> Tue, 19 May 2026 07:37:55 -0700 Y.S. on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113363 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113363 Can anyone remind me - will funds be eligible for a new/extended Tangerine promo rate if moved from the current promo savings account to a Tang chequing account before the period ends?

]]> Tue, 19 May 2026 07:19:44 -0700 Max on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113320 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113320 Just activated the 4,25% interest

Thanks!

]]> Fri, 15 May 2026 08:12:17 -0700 Rail Baron on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113315 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113315

RaySee said
I just got an email from Tangerine announcing the good news that, starting June 1, I've been promoted to the tiered savings rates. I can get 3.5% if I have $500K on deposit.

Has anyone been given the 3-month promo lottery rate after being migrated to tiered interest rates? Or am I stuck with this uninspiring "promo" forevermore?  

I've been in the tiered rate scheme (scam) for almost one year now and have received zero promos during this time. I don't know when the tiered promo ends, or if it will be a life sentence!

]]> Fri, 15 May 2026 01:50:13 -0700 RetirEd on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113314 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113314 Tiered interest is just a cheap trick to cut rates. Interest rates on savings are never enough to make up for the risk involved in uninsured cash.

]]> Thu, 14 May 2026 15:22:26 -0700 maxifunds on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113313 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113313 Is there a place in the Tangerine account to see all those potential offers ?
I never get automated ones. I almost never get selected for them (except the 9 Month offer which was pretty decent).

What's with this "tiered Savings" promo ?

]]> Thu, 14 May 2026 14:41:23 -0700 RaySee on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113312 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113312 I just got an email from Tangerine announcing the good news that, starting June 1, I've been promoted to the tiered savings rates. I can get 3.5% if I have $500K on deposit. sf-frown

Has anyone been given the 3-month promo lottery rate after being migrated to tiered interest rates? Or am I stuck with this uninspiring "promo" forevermore?

]]> Thu, 14 May 2026 08:31:58 -0700 Rail Baron on US$ GIC https://www.highinterestsavings.ca/forum/tangerine-bank/us-gic/#p113293 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/us-gic/#p113293

Bill said
Don't forget to consider a change in exchange rates effect on your total yield, it's not just interest rates now that you're considering.  

That's a good point, but my skills in exchange rate forecasting are not high. Trying to predict the USD value in 18 - 24 months is a tough call for me, given the world's current volatility. Since I have a portion of my assets already in USD, I work on investing them in that currency, and not moving (much) money between currencies.

]]> Mon, 11 May 2026 02:42:21 -0700 Bill on US$ GIC https://www.highinterestsavings.ca/forum/tangerine-bank/us-gic/#p113286 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/us-gic/#p113286 Don't forget to consider a change in exchange rates effect on your total yield, it's not just interest rates now that you're considering.

]]> Sun, 10 May 2026 09:32:08 -0700 Rail Baron on US$ GIC https://www.highinterestsavings.ca/forum/tangerine-bank/us-gic/#p113277 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/us-gic/#p113277 Turning back to the original focus of this thread, the USD GIC rates at Tangerine are a bit better than I was able to find at other FIs which offer electronic purchasing.

I've had mixed results with the GIC brokers, so have focused on direct purchasing since GIC rates are not (now) that much higher from brokers. And while the State Bank of India does offer higher rates, these come with hassles of in person visits to a branch which is far from my home, plus some minor fees for opening an associated chequing account.

So I'll be filling up to my CDIC limit with 1.5 and 2 year USD GICs at Tangerine next week. I don't want to invest the US cash in equities until after their market corrects, and this appears as good a place as any to keep those funds from losing purchasing power.

]]> Sat, 09 May 2026 05:48:05 -0700 rk on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113238 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113238

willpower said
Well my 9 months of Tangerine Jail (AKA low tiered rate offer) ended on March 31st. I was pretty happy to see the 4.25% offer until July 31st when I logged into my account today.  

My 'Tang jail' time is not over yet. It ends this month, though. Fingers crossed for the June lottery.

]]> Thu, 07 May 2026 04:49:41 -0700 Top Dogg on Time to spin the wheel again on the Tangerine lottery https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113236 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/time-to-spin-the-wheel-again-on-the-tangerine-lottery/#p113236 I logged into Tangerine yesterday and got the 4.25% promotional offer Until July 31st to. They left me hanging for a month but then came back to me! I got the email today regarding the promotional interest rate off. They still love to slow roll you a little if you don't log in..lol.

TD

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