Bill said
… I went to sign up for it and Transunion's question about previous employers listed employers I've never worked for so the application process was terminated, couldn't go any further.

So I phoned Transunion and it turns out their file on me has the wrong previous employment info. Now they want a letter from me and my drivers license and utility bill copy (to verify who I am) asking for their records to be corrected.

Seems like a lot of work for nothing, I don't care about my credit score as I'll never need credit in my life. Anyone know if there's any downside to just forgetting the whole thing and leaving my incorrect employment history as is with Transunion?

They also ask for two documents from executor to confirm identity when executor notifies them that the person should now be flagged as deceased in the credit record.

It is good to correct the bad info. As you found out, the Equifax and TransUnion records are now used to verify identity. You'll fail to verify if, based on that info, you can't correctly name the city of one of those employers!

Mistakes can happen updating credit records. One is that the file of someone else with a similar name and details was merged with yours.

Bill said
Correct, CGO, not one of the 5 was right.

Interestingly, afterwards when I called them to tell them of my difficulty he was going to open the account for me but when he gave me a list of past employers, again none of which I've ever worked at, it was a different list than the one I'd encountered online.

It makes me think their records of us must be riddled with errors.  

Weird.

In my case, there were 4 or 5 questions. Each was multiple choice with 4 or 5 choices, one correct and others not. It all went thru smoothly.

Shawguy said
I believe the button only appears if you have more than 1 savings account open, and once you get down to 1 account on your profile for the savings category, the button disappears...at least that is how it worked for me  

I believe that this is still the case. I recently created a second savings account to create separate silos, and now I have these close account icons on both my savings account, but not on my singular chequing account or singular LOC account.

Interestingly, afterwards when I called them to tell them of my difficulty he was going to open the account for me but when he gave me a list of past employers, again none of which I've ever worked at, it was a different list than the one I'd encountered online.

It makes me think their records of us must be riddled with errors.

Bill said
Due to a recent security breach Loblaws has offered me 2 years of Transunion credit monitoring. I went to sign up for it and Transunion's question about previous employers listed employers I've never worked for so the application process was terminated, couldn't go any further.

So I phoned Transunion and it turns out their file on me has the wrong previous employment info. Now they want a letter from me and my drivers license and utility bill copy (to verify who I am) asking for their records to be corrected.

Seems like a lot of work for nothing, I don't care about my credit score as I'll never need credit in my life. Anyone know if there's any downside to just forgetting the whole thing and leaving my incorrect employment history as is with Transunion?  

Not one employer correct?

So I phoned Transunion and it turns out their file on me has the wrong previous employment info. Now they want a letter from me and my drivers license and utility bill copy (to verify who I am) asking for their records to be corrected.

Seems like a lot of work for nothing, I don't care about my credit score as I'll never need credit in my life. Anyone know if there's any downside to just forgetting the whole thing and leaving my incorrect employment history as is with Transunion?

Some companies, as Hewlett-Packard tried - impose a minimum wait time on EVERY call for the same reason, even if employees are sitting on their asses or playing solitaire.

On the "yeah!" side of things, BEEM (which has taken over BlueShore) has a system that actually tells you how many calls are ahead of you, and updates that with every call they clear. Much more entertaining than dreadful music and commercials. Today I actually got through instantly. On a Saturday, mind you!

With Tangerine Tiered Savings Rates, your eligible savings account(s) could earn a higher rate based on the total balances across your eligible accounts. * Launching November 1, 2026

Your tiered rates effective November 1, 2026 *.

$0 to $49,999 | 2.00%
$50,000 to $99,999 | 2.50%
$100,000 to $249,999 | 3.00%
$250,000 to $499,999 | 3.25%
$500,000 and above | 3.50%

With tiered rates, your interest rate is based on your Total Daily Balance. You’ll earn the applicable tiered rate on your eligible savings account(s) from November 1, 2026 until April 30, 2027. * Add funds to your eligible account(s) to unlock the next tier’s rate *.

picassocat said
Recently I transferred $700 via Interac e-transfer and the money was there instantly (I was surprised). Wonder if the wait time would be 30 minutes for 3000$. Anyone?  

Yes, I sent $3,000 from Tangerine to RBC yesterday via Interac, initiated on Tangerine's website. 30 minute delay from when initiated to when I received email notification (I was the recipient as well). WS is almost instananeous for the maximum Interac transfer amount of $25,000, as is RBC for it's $10,000 limit through it's mobile app.

Instead, it should say: «we don't care much for customer service; wait time is increased because we do not have the personnel to answer your needs promptly.»