Canadian High Interest Savings Bank Accounts - Forum: Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/ Simple:Press Version 6.11.10 JohnnyCash on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114253 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114253

Top Dogg said

Hi,

Thanks for the reply. I received the same email as well. I guess this is Tangerine's new way of doing business? So maybe they're eliminating the promotional interest rate offers all-together and going with this new 'Tiered' approach which is based on the amount of funds you have in your Tangerine Savings Account.  

No, like Monopoly you have the pleasure of being sentenced and banished for a predetermined amount of time. "Go directly to Jail. Do not pass Go. Do not collect $200" . Once your sentence has been served you'll be eligible for the Tangerine Lottery once more. In the meantime you'll get the lower tiered rates.

]]> Sun, 02 Aug 2026 03:19:38 -0700 suburbs4life on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114247 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114247

zgic said
My 4.25% is also ending today 31Jul.
But I can see that I am moving to the tiered savings rate as of 1Aug2026 till 31Jan2027
Is someone on this new tiered promo? So if I have 105k in the account do I get 3% on the whole 105k?

  

Yes is my understanding

]]> Sat, 01 Aug 2026 23:57:19 -0700 Top Dogg on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114240 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114240

jorno319 said

Top Dogg said
I noticed today that Tangerine is now giving me 2.50% on my Savings Account.

Take a look at zgic's post up-thread: https://www.highinterestsaving.....r/#p114221

It is possible you were placed on the same Savings Tiered Rate Offer. I was notified by email that this same offer would be applied to my savings accounts. I received a "Coming soon" email notice on July 16 and a "Now live" email notice today (Aug 1).  

Hi,

Thanks for the reply. I received the same email as well. I guess this is Tangerine's new way of doing business? So maybe they're eliminating the promotional interest rate offers all-together and going with this new 'Tiered' approach which is based on the amount of funds you have in your Tangerine Savings Account.

]]> Sat, 01 Aug 2026 10:39:05 -0700 pentel on Tangerine daily transfer limit to external accounts https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-daily-transfer-limit-to-external-accounts/page-2/#p114238 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-daily-transfer-limit-to-external-accounts/page-2/#p114238 This is why I like HISA accounts that has chequing account options. I will transfer a large amount from savings to chequing and write a cheque. Just one cheque withdrawal and no need for multiple transfer outs. There should be no restrictions on how large the cheque amount is but I believe it should not be more then $999,999.00.

]]> Sat, 01 Aug 2026 10:05:00 -0700 pentel on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114237 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114237 My 4.25% promo interest also expires Jul 31. There is a msg in online banking about the promo interest expiry and interest rate is now back to posted rate.

]]> Sat, 01 Aug 2026 09:59:39 -0700 jorno319 on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114236 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114236

Top Dogg said
I noticed today that Tangerine is now giving me 2.50% on my Savings Account.

Take a look at zgic's post up-thread: https://www.highinterestsaving.....r/#p114221

It is possible you were placed on the same Savings Tiered Rate Offer. I was notified by email that this same offer would be applied to my savings accounts. I received a "Coming soon" email notice on July 16 and a "Now live" email notice today (Aug 1).

]]> Sat, 01 Aug 2026 09:27:32 -0700 Top Dogg on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114234 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114234 Hi,

My 4.25% promotional interest rate offer with Tangerine ran out yesterday (Friday July 31, 2026). So I never transferred the funds I have in my Tangerine Savings Account over to my Tangerine Chequing Account before the end of July and I noticed today that Tangerine is now giving me 2.50% on my Savings Account.

My question is should I move the funds I have in my Tangerine Savings Account over to my Tangerine Chequing Account in hopes that Tangerine will offer me a more favorable promotional interest rate in say September or should I just leave it alone and continue earning the 2.50% interest rate?

Any thoughts/suggestion would be much appreciated.

Kind regards,
TD

]]> Sat, 01 Aug 2026 07:44:22 -0700 Alexandre on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114228 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114228 My Tangerine promo is 4.00% till August 31, 2026. Just before it ends, I'll be moving my funds elsewhere. In all years with Tangerine I only had it once when new promo was offered for existent funds.
Also, at least once Tangerine counted funds in Chequing account in totals for "old money."
For these reasons I do empty all my Tangerine non registered accounts just before promo ends.

]]> Sat, 01 Aug 2026 00:51:16 -0700 Hubble on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114224 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114224 Was the 4.25% promo that ends tomorrow for new funds only? I can't imagine Tang would be offering 4.25% for the total account balance unless it was all new money.

]]> Fri, 31 Jul 2026 10:16:34 -0700 bryguy on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114223 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114223 I have not had a promotional rate from Tangerine since September 2025. My strategy was to always take my money out a few days before (in $25,000 increments, the maximum allowed by Tangerine) the promo period ended. Sometimes I got a new offer a few days later but the last few times it was between 7 and 14 days. Now I just park my money with Wealth One Bank of Canada and get the best non-promo rate of 3% (I have balances >$25,000) and pay no fees. Just note that when you deposit money with W1, it can take up to 7 business days for the money to be released. In my experience it usually is around 4 business days. Withdrawing money from W1 (pushing from W1) usually takes 1 to 2 business days for it to be deposited into another bank (e.g. Simplii Financial).

]]> Fri, 31 Jul 2026 09:41:53 -0700 Dean on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114222 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114222 .
At W1BoC you can get 3.00% interest in their SA. All you need to have is a balance of $25K or more.

    Dean
]]> Fri, 31 Jul 2026 08:02:55 -0700 zgic on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114221 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114221 My 4.25% is also ending today 31Jul.
But I can see that I am moving to the tiered savings rate as of 1Aug2026 till 31Jan2027
Is someone on this new tiered promo? So if I have 105k in the account do I get 3% on the whole 105k?

Tiered-Savings-Rates-1AUG2026.jpg

]]> Fri, 31 Jul 2026 07:55:16 -0700 Dean on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114220 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114220 .
My Wife & I haven't received a Tangerine promotional interest rate offer for almost a Year now. sf-confused

Hence our combined funds with them are now < $3.

Everything else has been taken Elsewhere❗

    Dean
]]> Fri, 31 Jul 2026 07:53:37 -0700 JohnnyCash on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114214 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114214

Top Dogg said
Hi,

Is anyone else currently on the 4.25% Tangerine promotional interest rate offer which runs out after today (Friday July 31, 2026)? I'm just wondering if anyone has gotten an extension to this offer or have any other suggested promotional interest rate offers similar to this one at other Financial Institutions? Also, should I move my funds out to my Tangerine Chequing Account before the end of the day in hopes of received another promotional interest rate offer from Tangerine?

Thanks,
TD  

No extension, had there been one we would have known about it. It's been a long time since they've done extensions. The typical pattern when a Tangerine promo ends is that you'll typically get another offer after a lull of a month, so September. I would wait until tomorrow, then move your funds into the chequing account, might as well squeeze another day out of the promotional interest. Snapshots don't typically occur until at least a few days into the month.

]]> Fri, 31 Jul 2026 06:11:36 -0700 Top Dogg on Tangerine Promotional Interest Rate Offer https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114210 Tangerine Bank https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-promotional-interest-rate-offer/#p114210 Hi,

Is anyone else currently on the 4.25% Tangerine promotional interest rate offer which runs out after today (Friday July 31, 2026)? I'm just wondering if anyone has gotten an extension to this offer or have any other suggested promotional interest rate offers similar to this one at other Financial Institutions? Also, should I move my funds out to my Tangerine Chequing Account before the end of the day in hopes of received another promotional interest rate offer from Tangerine?

Thanks,
TD

]]> Fri, 31 Jul 2026 02:17:41 -0700