Canadian High Interest Savings Bank Accounts - Forum: Tangerine Bank

Wrayzor on Time to spin the wheel again on the Tangerine lottery

Thu, 28 May 2026 02:31:04 -0700

Nice to see decent promos showing up again. I've been tiered since September with nothing new offered since then. Hopefully, when the time is up there will be something for me.

I consider it a different way than me being in "Tangerine Jail" (although that is a catchy term). I gave them a 9 month sentence for their transgression. We'll see if they have been successfully rehabilitated or not once they are out on parole.

InterestThis on Time to spin the wheel again on the Tangerine lottery

Wed, 27 May 2026 08:57:05 -0700

Now the Tangerine AI Agent bot is spamming me with the same horrible paid tiered junk offer, through App messaging, email, Insights, etc.
The Tangerine CEO has unleashed their AI Agent bots to hammer away at customers to try and get them to take these garbage tiered nonsense. Going to move everything out off Tangerine, and turn off all notifications.
Good job Tangerine AI Agent!

gicjunkie on Time to spin the wheel again on the Tangerine lottery

Wed, 27 May 2026 06:07:15 -0700

After numerous months with nothing but tiered nonsense, finally got an email with a 4% rate to August 31. Didn't even have to accept it. My savings account was adjusted to 4%. Go figure.

cgouimet on Time to spin the wheel again on the Tangerine lottery

Wed, 27 May 2026 01:48:42 -0700

Alexandre said
From email I received:

Here’s how this works:‌‌‌‌‌‌‌‌‌
• Earn 4.00% on new deposits (up to $1,000,000 per account type).
• Your Tangerine Savings, Tax-Free Savings, RSP Savings, and US$ Savings Accounts are eligible.
• This special rate applies from May 26 to August 31, 2026.
Note: Existing balances will keep earning the applicable Tiered Savings Rate.

No, I do not have joint accounts with Tangerine.

I'm also stuck with unsatisfactory tiered rates. So, with $1 in each of the two HISA where I'm the Primary, getting that 4% offer on new funds would be quite good for me ...

Alexandre on Time to spin the wheel again on the Tangerine lottery

Wed, 27 May 2026 00:18:57 -0700

From email I received:

Here’s how this works:‌‌‌‌‌‌‌‌‌
• Earn 4.00% on new deposits (up to $1,000,000 per account type).
• Your Tangerine Savings, Tax-Free Savings, RSP Savings, and US$ Savings Accounts are eligible.
• This special rate applies from May 26 to August 31, 2026.
Note: Existing balances will keep earning the applicable Tiered Savings Rate.

No, I do not have joint accounts with Tangerine.

JohnnyCash on Time to spin the wheel again on the Tangerine lottery

Tue, 26 May 2026 22:07:29 -0700

Alexandre said
I am on tiered rates until December 31st. I just received promo offer of 4.0% till August 31st, for new deposits.
Which means, even for people on tiered rates there could be promo offers.

That's very interesting, so your tiered rates offer has disappeared from the savings account details by accepting the 4.0% promo? By chance, do you also have a joint account too?

Alexandre on Time to spin the wheel again on the Tangerine lottery

Tue, 26 May 2026 21:04:55 -0700

RaySee said
Has anyone been given the 3-month promo lottery rate after being migrated to tiered interest rates? Or am I stuck with this uninspiring "promo" forevermore?

I am on tiered rates until December 31st. I just received promo offer of 4.0% till August 31st, for new deposits.
Which means, even for people on tiered rates there could be promo offers.

moneyhelp on Time to spin the wheel again on the Tangerine lottery

Tue, 26 May 2026 10:39:50 -0700

My 9 month low interest tier is ending this month. Hoping that Tangerine will offer me a better rate, had my accounts to $0 for 9 months, so I'll now wait and see... because I'd like 4.25% too!

InterestThis on Time to spin the wheel again on the Tangerine lottery

Mon, 25 May 2026 00:30:09 -0700

COIN said

Please tell me that my 4.25% offer is unaffected.

Looks like the Tang AI likes you.

hwyc on 2.5% for 9 months with pension direct deposit plus $100 one time bonus

Sun, 24 May 2026 21:34:09 -0700

Now I see the $200 per month deposit threshold! It's much lower than the other one I know of.

COIN on Time to spin the wheel again on the Tangerine lottery

Sun, 24 May 2026 13:13:48 -0700

InterestThis said
Tangerine is offering everyone something different, probably coming from its AI algorithm, for maximizing each account for Tang's benefit. It's all done through quantitative models and mathematical formulas for capital requirements and risk management.
Tangerine bank is cooked, from the standpoint of the end user counting on HISA offers.

Please tell me that my 4.25% offer is unaffected.

Norman1 on 2.5% for 9 months with pension direct deposit plus $100 one time bonus

Sun, 24 May 2026 11:47:08 -0700

The offer is actually for "payroll" direct deposits that includes CPP and OAS direct deposits:

CPA CODE	CPA TYPE DESCRIPTION
200	Payroll Deposit
201	Special Payroll
202	Vacation Payroll
204	Advance Payroll
205	Commission Payroll
206	Bonus Payroll
207	Adjustment Payroll
230	Pension
231	Federal Pension
232	Provincial Pension
233	Private Pension
272	Retirement Income Fund
310	Canada Pension Plan
311	Old Age Security
313	Canadian Pension Commission
315	Public Service Superannuation
316	Canadian Forces Superannuation
318	Employment Insurance
603	Income Security Benefit
606	Workers' Compensation Board
611	Disability Payment
612	Parental Insurance

hwyc on 2.5% for 9 months with pension direct deposit plus $100 one time bonus

Sun, 24 May 2026 08:03:14 -0700

Targeting pensioners heh? I recently converted my Tangerine RRSP savings to RRIF. Wish I'm on the list too.

NokomisStation on 2.5% for 9 months with pension direct deposit plus $100 one time bonus

Sun, 24 May 2026 04:22:28 -0700

Received above offer in snail mail only. This offer does not appear online nor did I receive an email. It applies to Tang Chequing Account. Direct CPP/OAS deposit must be made by June 30, 2026. Interest capped at $25,000 Chequing Balance. Need two consecutive months of direct deposits to get the bonus. Terms and conditions at tangerine.ca/PensionBonusOffer

InterestThis on Time to spin the wheel again on the Tangerine lottery

Sun, 24 May 2026 01:46:02 -0700

Tangerine is offering everyone something different, probably coming from its AI algorithm, for maximizing each account for Tang's benefit. It's all done through quantitative models and mathematical formulas for capital requirements and risk management.
Tangerine bank is cooked, from the standpoint of the end user counting on HISA offers.