Canadian High Interest Savings Bank Accounts - Forum: Tangerine Bank

JohnnyCash on Time to spin the wheel again on the Tangerine lottery

Tue, 05 May 2026 03:21:34 -0700

Dean said
.
Up until about a year ago, my Wife & I had a Major long-running Gold Mine of Tangerine special SA offers.

Sadly, that's all run dry since then ... with Nada offers for many months now.

I guess they don't like us no more.
Dean

Don't feel bad, I recently went a whole year without an offer. Prior to that, I ignored an offer once and got blackballed for 9 months.

hwyc on US$ GIC

Tue, 05 May 2026 03:14:13 -0700

US$ 1-5 yr GIC range from 4%-4.40%

and C$ only range from 3.5%-3.8%

Dean on Time to spin the wheel again on the Tangerine lottery

Tue, 05 May 2026 02:36:55 -0700

.
Up until about a year ago, my Wife & I had a Major long-running Gold Mine of Tangerine special SA offers.

Sadly, that's all run dry since then ... with Nada offers for many months now.

I guess they don't like us no more.

Dean

JohnnyCash on Time to spin the wheel again on the Tangerine lottery

Mon, 04 May 2026 23:24:09 -0700

It's about that time of month again, login to see if you won!

Some offers are going out at 4.25%, includes USD on combined balances up to a million until 31 July.

YMMV

BlueSky on Tangerine 18Mo GIC

Sun, 26 Apr 2026 00:33:18 -0700

18 months is currently at 3.3%.

cgouimet on Targeted Tiered Rates MA01-OC31

Mon, 20 Apr 2026 02:42:24 -0700

savemoresaveoften said

Once an offer is given to you and accepted by you, it's stuck in the account until the end date. They can't remove even if you change your mind for any reason.

I know that to be true for the 3-4 moth fixed rate promos but I wasn't sure if the same applied to the much more recent non-refusable tiered promos ...

cgouimet on Targeted Tiered Rates MA01-OC31

Sun, 19 Apr 2026 18:01:14 -0700

JohnnyCash said

The one above. I thought it would be obvious, obviously not.

It too frequently isn't ...

RetirEd on Targeted Tiered Rates MA01-OC31

Sun, 19 Apr 2026 04:15:57 -0700

I don't bother block-quoting or naming the author of a previous post if it's immediately before mine, though I know there's always the chance someone else's will intervene. Does that confuse anyone?

savemoresaveoften on Targeted Tiered Rates MA01-OC31

Sun, 19 Apr 2026 03:42:40 -0700

cgouimet said
Is there any history of TNG replacing/upgrading a Tiered Rate schedule?

Say someone is on a Tiered Rate of 0.35/0.75/1.75/2.25% from 2025/12/10 to 2026/09/30.

Is there a precedent for TNG to upgrade this mid term to a better Tier like the 2.75/3.00/3.25/3.50% just introduced?

Or is this wishful thinking?

Once an offer is given to you and accepted by you, it's stuck in the account until the end date. They can't remove even if you change your mind for any reason.

JohnnyCash on Targeted Tiered Rates MA01-OC31

Sat, 18 Apr 2026 09:56:09 -0700

cgouimet said

If you were to use "Quote" instead of "Reply" we might actually know what that arrow and response is actually pointing to...

The one above. I thought it would be obvious, obviously not.

cgouimet on Targeted Tiered Rates MA01-OC31

Sat, 18 Apr 2026 09:08:28 -0700

JohnnyCash said
Thanks ⬆️ I was foolishly trying to unravel the mystery of what triggers someone being awarded such an " exclusive " offer that there would be no need for an option to decline, or opt-out.

If you were to use "Quote" instead of "Reply" we might actually know what that arrow and response is actually pointing to...

JohnnyCash on Targeted Tiered Rates MA01-OC31

Sat, 18 Apr 2026 09:01:33 -0700

Thanks ⬆️ I was foolishly trying to unravel the mystery of what triggers someone being awarded such an " exclusive " offer that there would be no need for an option to decline, or opt-out.

Norman1 on Targeted Tiered Rates MA01-OC31

Sat, 18 Apr 2026 08:39:41 -0700

Tangerine sent me an e-mail "Exclusive 6-month offer: Tangerine Tiered Savings Rates" the previous month. The tiered rates took effect the beginning of the next calendar month. No option to accept or decline the offer:

With our Tangerine Tiered Savings Rates*, we use your total balances across your eligible Savings, Chequing, and Investment Accounts to give you better rates on your eligible Savings for 6 months, starting February 1, 2026. …

JohnnyCash on Targeted Tiered Rates MA01-OC31

Sat, 18 Apr 2026 05:04:03 -0700

For those on a ' Tiered Rate ', do you recall when it was applied to your account. Curious if Tangerine applies the change effective at the beginning of a given month and sends an email notification, or something like that?

RYAN on Targeted Tiered Rates MA01-OC31

Sat, 18 Apr 2026 03:14:54 -0700

@hwyc Thank you for your reply. It was my misunderstanding.