Canadian High Interest Savings Bank Accounts - Forum: Site suggestions

Dean on An ongoing survey possible?

Mon, 03 Aug 2026 02:25:02 -0700

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One way, or another ... most of us struggle with this subject. The risk ranges from 'The Big 6', all the way up to small, unprofitable newbies like W1BoC.

Maybe we could just use this thread/subject to form an ad-hoc survey.

I say ... Let 'er Rip !

Dean

AltaRed on An ongoing survey possible?

Mon, 03 Aug 2026 02:05:36 -0700

Such a survey may be hard to 'frame' for useful content. There are many situational reasons why someone may, or may not, be willing to go above insured limits, and would the survey be for CDIC insured FIs only? Or include CUs and their provincial insurance corporations? Such a survey could be worth a try but there is no single black and white answer.

cgouimet on An ongoing survey possible?

Mon, 03 Aug 2026 01:32:06 -0700

Good one. I'm struggling with that at the moment.

I'd have no issue going way over @ TNG but I wonder how far I could stretch OAK and EQB ...

hwyc on An ongoing survey possible?

Mon, 03 Aug 2026 00:41:27 -0700

Frequently we were cautioned *not to exceed* the insurance covered amount & spread deposits among covered categories if necessarily. However, this may not be always practical.

Peter, is it technically viable to craft a live survey to know the % of people *willing to exceed* the insured amount on FIs discussed on this site? … or else once a year?

For example, in such a survey, I'll say "yes" to Tangerine but "no" to Oaken.

Alexandra on Most Recent Newsletter

Mon, 20 Jul 2026 04:01:23 -0700

Just to say, EQ Bank has a 15 Month GIC @3.4% and a 27 Month GIC @ 3.7%.

I just did one for the 27 months.

Peter on Most Recent Newsletter

Mon, 13 Jul 2026 07:22:07 -0700

Thanks for the correction, and sorry for the bad QA on that. I'll make sure it's fixed for the web version when it's published tomorrow.

Dean on Most Recent Newsletter

Mon, 13 Jul 2026 07:08:22 -0700

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In today's newsletter, the WealthONE tiered rate limit requirements
appear to be incorrect . . .

https://www.wealthonebankofcan

Cheers,

Dean

Peter on EQ Bank Rates Broken on the Chart

Wed, 08 Jul 2026 05:00:24 -0700

Thanks for pointing that out! I've fixed the update logic for EQ Bank now.

InvisibleHand on EQ Bank Rates Broken on the Chart

Wed, 08 Jul 2026 00:43:13 -0700

I hope this is the right forum to post this in.

Pretty much as it say. For the last week rate updates have not been pulled form EQ bank. Last one was June 29th and it's now July 8th.

Peter on Updates Suggested

Thu, 04 Jun 2026 01:05:30 -0700

GR said
Peter,

Suggested updates to GIC odd terms:

Meridian C.U. 18 mos. 3.60%
Oaken 15 mos. 3.75%
Wealth One Bank 18 mos. 3.90%
Peoples Trust 15 mos. 2.90%

Updated; thanks!

GR on Updates Suggested

Thu, 04 Jun 2026 00:48:12 -0700

Peter,

Suggested updates to GIC odd terms:

Meridian C.U. 18 mos. 3.60%
Oaken 15 mos. 3.75%
Wealth One Bank 18 mos. 3.90%
Peoples Trust 15 mos. 2.90%

Peter on Updates Suggested

Wed, 20 May 2026 00:13:04 -0700

GR said
Peter,

In the Promos section, the new savings promo listing for Scotiabank should be amended to show the rate of 3.55% to 5% (or up to 5%) for first HISA (not necessarily new Bank customer).

Thanks for pointing that out. I've updated it to say "up to 5%" and also that it's on your first savings account.

GR on Updates Suggested

Tue, 19 May 2026 23:59:55 -0700

Peter,

In the Promos section, the new savings promo listing for Scotiabank should be amended to show the rate of 3.55% to 5% (or up to 5%) for first HISA (not necessarily new Bank customer).

Peter on Can the Omnia Direct thread be renamed?

Fri, 20 Mar 2026 00:11:54 -0700

Sure, I've renamed it to "Omnia Direct (WFCU)".

smayer97 on Can the Omnia Direct thread be renamed?

Thu, 19 Mar 2026 18:54:28 -0700

The FI is actually WFCU. Omnia Direct is the investment branch, though they seem to operate the call centre.

I suggest either WFCU/Omnia Direct or Omnia Direct/WFCU.