There's not enough FIs involved (yet) to justify a separate column for that.

How it's handled now, works just fine ... IMHO

My Two Nickes,

Dean

Alexandra said
Peter, remember to put the New Hubert 18 Month GIC @ 3.9%
Thanks  

A combined 15/18Mo column might be a nice addition to the actual table ...

The option to change Subscribe Flag is at the bottom of over topic tread.

Bill said
CAD, you can only see those "stupid posts" if you first click on the topic, so (I'm curious) why do you click on topics you "HAVE ZERO INTEREST IN"?  

Exactly. Contrary to what the OP said, he doesn't have to see (almost) any posts he/she doesn't want to. And I'm thinking like cgouimet "suggested" with this too, but not sure about that (if you know what I mean ).

No Muss, No Fuss

Dean

CAD said
OH WHY I CANNOT MUTE SOME TOPICS I HAVE ZERO INTEREST IN???????

Why I have to always see some stupid posts related to some obscure banks???

Owner, can you develop or buy a feature to MUTE some topics, please?  

Like Amazon.ca knowing too much? Free Samsung phones for sale? Yahoo email issues?

Why I have to always see some stupid posts related to some obscure banks???

Owner, can you develop or buy a feature to MUTE some topics, please?

But to respond to the question, I would have no issue having 7 digits with one of the big 5 and now I might include NB in that given they have become truly national with the acquisition of CWB. I would put the 2 subs, TNG and Simplii, in the same category.

I would not go over CDIC with any other 'bank' nor do I deal with credit unions at all.

* I do have a small amount with EQ Bank primarily to use their Prepaid Visa card when I travel, and small operational monthly cash flows with BMO and BNS.

… Thank you Peter for a response.

I'm always re-balancing the percentage mix of equities vs. cash/cash equivalents, with it gradually going to the latter as I get (even) older, and in addition how I feel about risk vs. retaining current (what I feel are inflated) values - another thing trending to the latter especially in current times. And its an overall thing- Investment, RRIF and TFSA accounts.

So based on these things, I recently did a study of my current dividend yields in RRIF and TFSA keeping in mind comparative tax "avoidance" .. deferral! It's shocking how low a percentage the yield is on some blue chips based on current prices, and further, if I want the lowest tax bite, dividends and capital gains are better than interest so if all things are pretty much equal, I prefer those in Investment accounts and pay tax instead.

To add to my previous post and in light of my comments above, I've been selling some stocks in my RRIF and going into higher or similar yield rate "third party" GICs compared to dividend yields, available within my discount brokerage account, keeping in mind CDIC limits again. And I have to say thanks again to this forum where a thread got me looking into this option!

It is great to hear everyone's ideas.

dougjp said
I still have GICs with EQ but only in a TFSA, where my wife (who would be the joint holder if it was a regular GIC) is the successor holder....bingo, separate CDIC coverage category and effectively the same thing as a joint GIC!  

We don't have cash or GIC's in our TFSA's, only much higher return equities for greater taxes 'avoidance'.