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        <title>Canadian High Interest Savings Bank Accounts - Forum: Simplii Financial</title>
        <link>https://www.highinterestsavings.ca/forum/simplii-financial/</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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		                <item>
                    <title>MG on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112587</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112587</guid>
					                        <description><![CDATA[<p>Finally received this offer today via email, 3% until May 31.  Previous offer was for 2.8% - which I ignored.</p>
]]></description>
					                    <pubDate>Sat, 14 Mar 2026 05:14:12 -0700</pubDate>
                </item>
				                <item>
                    <title>AlphaCentauri on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p112534</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p112534</guid>
					                        <description><![CDATA[<p>I have just noticed this functionality today. I tried to go through the flinks service to fund one of my accounts and before I get anywhere other than selecting which Simplii account I wish to fund, I am getting the following error:</p>
<p>"We’re sorry<br />
Error message<br />
{Result #6609}<br />
Flinks Funds Transfer is currently unavailable. You can still use Interac e-Transfer® to fund your account."</p>
<p>Is this service down or do I need to enable it in some way beforehand?</p>
<p>Thanks</p>
]]></description>
					                    <pubDate>Mon, 09 Mar 2026 13:18:57 -0700</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112480</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112480</guid>
					                        <description><![CDATA[<p>After a day or so, a tile should appear under My Offers for the activated offer.  The account(s) will be identified:</p>
<table style="margin-left:auto;margin-right:auto;width:65%;font-size:85%">
<tr>
<td style="border:none;background:black">&#160;</td>
<td style="border:none;background:Gainsboro">
<strong>Earn 3.00% on eligible deposits to your High Interest Savings Account(†)</strong><br />
&#160;<br />
Rate is for account(s) ending in ▓▓▓▓. Terms apply.<br />
&#160;<br />
<u>Offer details</u><br />
&#160;</p>
<div style="display: flex;justify-content: space-between">
  <span style="color:green">Activated &#x2713;</span><br />
  <span>Exp. May 31</span>
</div>
</td>
</tr>
</table>
]]></description>
					                    <pubDate>Thu, 05 Mar 2026 11:55:26 -0800</pubDate>
                </item>
				                <item>
                    <title>JohnnyCash on Targeted 2.8% (Nov 6, 2025 and Jan 31, 2026) on new funds after Nov 4</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-8-nov-6-2025-and-jan-31-2026-on-new-funds-after-nov-4/page-2/#p112476</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-8-nov-6-2025-and-jan-31-2026-on-new-funds-after-nov-4/page-2/#p112476</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Norman1 said </strong><br />
Simplii credited the rest of the promo interest today for the offer that ended January 31.</p>
<p>I transferred it out to zero the account balance for the next new money offer that comes along.  </p>
</blockquote>
<p>Got a Simplii app notification to advise they've improved their offer to 3%, still not good enough, but an improvement nevertheless. I'll think about it if I can foresee some use for it, offers are quite lean at the moment and far and few between.</p>
]]></description>
					                    <pubDate>Thu, 05 Mar 2026 04:59:58 -0800</pubDate>
                </item>
				                <item>
                    <title>Bill on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112474</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112474</guid>
					                        <description><![CDATA[<p>When you log in and accept the offer it indicates the last 4 digits of the account(s) to which the promo rate relates.</p>
<p>The fine print says "Following enrolment, you will receive an email confirming the Eligible HISAs that are enrolled in the Offer."  This suggests that more than one account may be eligible.</p>
<p>As long as you've got one account you should be ok to load it up if you feel CIBC is in no danger of going under before June.</p>
]]></description>
					                    <pubDate>Thu, 05 Mar 2026 03:24:05 -0800</pubDate>
                </item>
				                <item>
                    <title>GR on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112463</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112463</guid>
					                        <description><![CDATA[<p>Apparently, this new offer might apply to only one savings account of the primary account holder and not to all the primary account holder's savings accounts as in the past.</p>
]]></description>
					                    <pubDate>Thu, 05 Mar 2026 00:08:03 -0800</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112454</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112454</guid>
					                        <description><![CDATA[<p>This offer showed up in a popup on login:</p>
<blockquote style="font-size:85%;background:MistyRose">
<p>
<sup>†</sup> This special interest rate offer is available starting on March 4, 2026 and ending on May 31, 2026 at 11:59 pm UTC (the “Offer Period”), by invitation only, to primary account holders of a Simplii Financial™ High Interest Savings Account opened before the Offer Period (an “Eligible HISA”). Account holders must enroll their Eligible HISAs in the offer through online banking or by contacting Simplii Financial.</p>
<p>The special annual interest rate of 3.00% is a combination of regular annual interest rate (“Regular Interest”) and promotional annual interest rate (“Promotional Interest”) set by Simplii Financial. Any change to the Regular Interest will result in a corresponding change to the Promotional Interest so that the overall special annual interest rate will remain 3.00% from the date of enrolment until the end of the Offer Period.</p>
<p>Regular Interest is calculated daily at the current rate applicable to the Eligible HISA balance on each day’s full closing balance. Promotional Interest is calculated daily on each day's closing balance that exceeds the closing balance as at March 2, 2026 (the “Additional Balance”) up to a maximum balance limit of $1,000,000. Eligible HISAs will earn Promotional Interest from the date of enrolment until the end of the Offer Period. Regular Interest and Promotional Interest are paid monthly. For clarity, Promotional Interest is paid within the first two business days following the month in which it was calculated. Promotional Interest will only be paid if the enrolled Eligible HISA is active and in good standing at the time of payment. After the Offer Period, all balances will continue to earn interest at the Regular Interest rate only. For the current regular interest rates, visit our rates page.</p>
<p>This offer is non-transferable and cannot be combined with other promotional rate offers. This offer may be withdrawn, cancelled, or changed without notice, at any time, for any reason. Promotional and regular interest rates are subject to change without notice. Other conditions apply. For the full terms and conditions, review the <a href="https://www.simplii.com/content/dam/simplii-public-assets/documents/pdf/promotional-savings-rate-offer-hisa-mar26-bb-rtg-st300.pdf">Simplii Financial March 4, 2026 to May 31, 2026 Promotional Savings Rate Offer 3.00% for Existing HISAs terms and conditions (PDF, 100 KB)</a>.
</p>
</blockquote>
]]></description>
					                    <pubDate>Wed, 04 Mar 2026 10:30:18 -0800</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Targeted 2.8% (Nov 6, 2025 and Jan 31, 2026) on new funds after Nov 4</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-8-nov-6-2025-and-jan-31-2026-on-new-funds-after-nov-4/#p112426</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-8-nov-6-2025-and-jan-31-2026-on-new-funds-after-nov-4/#p112426</guid>
					                        <description><![CDATA[<p>Simplii credited the rest of the promo interest today for the offer that ended January 31.</p>
<p>I transferred it out to zero the account balance for the next new money offer that comes along.</p>
]]></description>
					                    <pubDate>Mon, 02 Mar 2026 02:27:11 -0800</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Simplii HISA rate change (Sept 2024)</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/simplii-hisa-rate-change-sept-2024/page-2/#p112394</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/simplii-hisa-rate-change-sept-2024/page-2/#p112394</guid>
					                        <description><![CDATA[<p>Base rates for Simplii HISA unchanged still:</p>
<table style="width:auto;font-size:90%;border:none;margin-left:auto;margin-right:auto">
<tbody>
<tr>
<td style="padding: 4px">If your account balance is:</td>
<td style="text-align:center;padding: 4px">Annual<br />
Rate</td>
</tr>
<tr>
<td style="padding: 2px;border:none;border-left:none;border-right:none">$0.00 to $50,000.00</td>
<td style="padding: 2px;border-left:none;border-right:none;text-align:center">0.30%</td>
</tr>
<tr>
<td style="padding: 2px;border-left:none;border-right:none">$50,000.01 to $100,000.00</td>
<td style="padding: 2px;border-left:none;border-right:none;text-align:center">0.50%</td>
</tr>
<tr>
<td style="padding: 2px;border-left:none;border-right:none">$100,000.01 to $500,000.00</td>
<td style="padding: 2px;border-left:none;border-right:none;text-align:center">0.60%</td>
</tr>
<tr>
<td style="padding: 2px;border-left:none;border-right:none">$500,000.01 to $1,000,000.00</td>
<td style="padding: 2px;border-left:none;border-right:none;text-align:center">0.70%</td>
</tr>
<tr>
<td style="padding: 2px;border-left:none;border-right:none">$1,000,000.01 and up</td>
<td style="padding: 2px;border-left:none;border-right:none;text-align:center">1.00%</td>
</tr>
</tbody>
</table>
<p>Rates useful for validating promotional interest paid.</p>
]]></description>
					                    <pubDate>Fri, 27 Feb 2026 15:28:17 -0800</pubDate>
                </item>
				                <item>
                    <title>COIN on Targeted 2.3%, until May 31, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/page-2/#p112325</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/page-2/#p112325</guid>
					                        <description><![CDATA[<p>"The last HISA offer that I received from Simplii was in May 2023 at 5%"<br />
Wonder if and when we'll see 5% again? I think the older generation is flush with cash. The younger generation might have already borrowed what they need to buy their house/car. So, no demand for money?</p>
]]></description>
					                    <pubDate>Mon, 23 Feb 2026 20:46:59 -0800</pubDate>
                </item>
				                <item>
                    <title>lifeonanisland on Targeted 2.3%, until May 31, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112324</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112324</guid>
					                        <description><![CDATA[<p>Received 3 percent offer. Passing as I'm going to do the TD offer at 4.55 for three months. After that, hmmm.</p>
]]></description>
					                    <pubDate>Mon, 23 Feb 2026 12:54:36 -0800</pubDate>
                </item>
				                <item>
                    <title>maGIC on Targeted 2.3%, until May 31, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112313</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112313</guid>
					                        <description><![CDATA[<p>Just received 3% offer until May 31, 2026. New money as of Feb 1. Interesting that it says the offer starts Feb 3 and I will get the 3% interest rate starting from the date I accept the offer.<br />
So my question is if they are just telling me today Feb 23, but it started Feb 3rd does that mean I am on a list of priority clients and I am 20 days down the list?<br />
My guess is that they are looking for cash and fish clients until they get what they want. If nobody accepts and no cash received, maybe the offers will climb or spread to more clients. I am taking a pass on this one.</p>
<p>maGIC</p>
]]></description>
					                    <pubDate>Mon, 23 Feb 2026 05:18:33 -0800</pubDate>
                </item>
				                <item>
                    <title>COIN on Targeted 2.3%, until May 31, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112055</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112055</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>iotama said </strong><br />
2.3% for me. Not accepted. Already have a 4.5%, then fallback 3.75% and 2.8% lowest.</p>
<p>Try again, do better, Simplii.  </p>
</blockquote>
<p>Got 2.3%. Once I saw 2.3%, didn't bother reading further.</p>
]]></description>
					                    <pubDate>Tue, 10 Feb 2026 22:48:40 -0800</pubDate>
                </item>
				                <item>
                    <title>CHISA99sjf on Targeted 2.3%, until May 31, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112039</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p112039</guid>
					                        <description><![CDATA[<p>Hey there,<br />
It’s time to earn 3.20% interest† with your High Interest Savings Account. Don’t wait. Grab this rate right now and start saving. Offer ends May 31, 2026. Only on eligible deposits up to $500,000. Terms apply.<br />
Hit “Accept offer” and then the rate is yours!</p>
]]></description>
					                    <pubDate>Mon, 09 Feb 2026 22:50:05 -0800</pubDate>
                </item>
				                <item>
                    <title>dell15454 on Targeted 2.3%, until May 31, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p111997</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2-3e3ca2f9271f7bf86e9b5bb4293f37fbc7750f0f8372c74b6c049205a4bbe0c41-until-may-31-2026/#p111997</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Bill said </strong><br />
I won't exceed CDIC limit at EQ so once my one-year gic comes due I'll stick it in very handy 30-day Notice Account, very easy to mark on my wall calendar when the 30 days is up.  </p>
</blockquote>
<p>I find the Notice accounts quite useful both 10 and 30 days Notice (like a mini GIC) Don't forget the 30 days (or10 days) start when you transfer the funds out, you won't have access to it until the 30 days are up.</p>
]]></description>
					                    <pubDate>Sun, 08 Feb 2026 00:56:52 -0800</pubDate>
                </item>
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