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        <title>Canadian High Interest Savings Bank Accounts - Forum: Simplii Financial</title>
        <link>https://www.highinterestsavings.ca/forum/simplii-financial/</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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		                <item>
                    <title>Norman1 on Targeted 2½% (enrolment to Sept 30, 2026) on new funds after Jun 1</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2%c2%bd66de0912ca42d446ce16ceff6f7e1192da31ba8036fc2abf90f003d4e90e78a2-enrolment-to-sept-30-2026-on-new-funds-after-jun-1/#p113576</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2%c2%bd66de0912ca42d446ce16ceff6f7e1192da31ba8036fc2abf90f003d4e90e78a2-enrolment-to-sept-30-2026-on-new-funds-after-jun-1/#p113576</guid>
					                        <description><![CDATA[<p>They may be having technical difficulties with their offers system right now.</p>
<p>Says "My Offers ❶" at the top of my Simplii online banking.  I click on the My Offers link to go to the offers page.  The page says I have no offers!</p>
]]></description>
					                    <pubDate>Fri, 05 Jun 2026 03:37:23 -0700</pubDate>
                </item>
				                <item>
                    <title>rhvic on Targeted 2½% (enrolment to Sept 30, 2026) on new funds after Jun 1</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2%c2%bd66de0912ca42d446ce16ceff6f7e1192da31ba8036fc2abf90f003d4e90e78a2-enrolment-to-sept-30-2026-on-new-funds-after-jun-1/#p113575</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2%c2%bd66de0912ca42d446ce16ceff6f7e1192da31ba8036fc2abf90f003d4e90e78a2-enrolment-to-sept-30-2026-on-new-funds-after-jun-1/#p113575</guid>
					                        <description><![CDATA[<p>My offer came in the form of an email, but no mention of the actual interest rate. There is no offer at all when I log into my account on the web!</p>
<p>Clicking on the "accept offer" button in the email leads to an error message that the page cannot load. Trying to connect to a human on a chat just led to a chat box with no submit button at all! And more error messages.</p>
<p>Frustrating. And all this for a paltry 2.5%(?) for four months?</p>
]]></description>
					                    <pubDate>Fri, 05 Jun 2026 03:08:45 -0700</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Targeted 2½% (enrolment to Sept 30, 2026) on new funds after Jun 1</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2%c2%bd66de0912ca42d446ce16ceff6f7e1192da31ba8036fc2abf90f003d4e90e78a2-enrolment-to-sept-30-2026-on-new-funds-after-jun-1/#p113574</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-2%c2%bd66de0912ca42d446ce16ceff6f7e1192da31ba8036fc2abf90f003d4e90e78a2-enrolment-to-sept-30-2026-on-new-funds-after-jun-1/#p113574</guid>
					                        <description><![CDATA[<p>Received this offer in a popup page at online banking login:</p>
<blockquote style="font-size:85%;background:LavenderBlush">
<p>
<sup>†</sup> This special interest rate offer is available starting on June 3, 2026 and ending on September 30, 2026 at 11:59 pm UTC (the “Offer Period”), by invitation only, to primary account holders of a Simplii Financial High Interest Savings Account opened before the Offer Period (an “Eligible HISA”). Account holders must enrol their Eligible HISAs in the offer through online banking or by contacting Simplii Financial.</p>
<p>The special annual interest rate of 2.50% is a combination of regular annual interest rate (“Regular Interest”) and promotional annual interest rate (“Promotional Interest”) set by Simplii Financial. Any change to the Regular Interest will result in a corresponding change to the Promotional Interest so that the overall special annual interest rate will remain 2.50% from the date of enrolment until the end of the Offer Period.</p>
<p>Regular Interest is calculated daily at the current rate applicable to the Eligible HISA balance on each day’s full closing balance. Promotional Interest is calculated daily on each day's closing balance that exceeds the closing balance as at June 1, 2026 (the “Additional Balance”) up to a maximum balance limit of $1,000,000.</p>
<p>Eligible HISAs will earn Promotional Interest from the date of enrolment until the end of the Offer Period. Regular Interest and Promotional Interest are paid monthly. For clarity, Promotional Interest is paid within the first two business days following the month in which it was calculated. Promotional Interest will only be paid if the enrolled Eligible HISA is active and in good standing at the time of payment. After the Offer Period, all balances will continue to earn interest at the Regular Interest rate only. For the current regular interest rates, visit our rates page.<br />
…
</p>
</blockquote>
]]></description>
					                    <pubDate>Fri, 05 Jun 2026 01:33:46 -0700</pubDate>
                </item>
				                <item>
                    <title>asom on Simplii Referral Code?</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/simplii-referral-code/#p113515</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/simplii-referral-code/#p113515</guid>
					                        <description><![CDATA[<p>Hi Stephen<br />
You may use my referral link in the Private message.<br />
Thanks</p>
]]></description>
					                    <pubDate>Fri, 29 May 2026 10:29:01 -0700</pubDate>
                </item>
				                <item>
                    <title>Nehpets on Simplii Referral Code?</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/simplii-referral-code/#p113514</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/simplii-referral-code/#p113514</guid>
					                        <description><![CDATA[<p>Is Simplii offering a referral code for new customers at this time? If yes, please private message.</p>
<p>Thanks!</p>
<p><em>Stephen</em></p>
]]></description>
					                    <pubDate>Fri, 29 May 2026 10:18:23 -0700</pubDate>
                </item>
				                <item>
                    <title>smayer97 on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113443</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113443</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>canadian.100 said </strong><br />
I just noticed this on Simplii site when you want to link an external acct - maybe it was there before but I had not noticed it previously.   YIKES!  so much info being shared over internet!</p>
<p>Flinks collects the following data:<br />
External financial institution (“FI”) online banking credentials (user ID and password)<br />
External FI name<br />
Your name<br />
Your home address<br />
Your phone number<br />
Your email<br />
External FI account number<br />
External FI transit number<br />
External FI account balance<br />
External FI account transaction history<br />
EFT payment amount<br />
EFT payment date<br />
Other information that may be required to authenticate you  </p>
</blockquote>
<p>WOW... how comfortable some get with the idea of sharing ALL your transactional information with a FI that only needs to validate you.... because it is ok to have them know your balance and history? No Thanks.</p>
]]></description>
					                    <pubDate>Sun, 24 May 2026 07:00:01 -0700</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113439</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113439</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Wrayzor said </strong></p>
<p>I don't think account credentials, balance, or transactions are shared/stored when performing those types of payments.
</p>
</blockquote>
<p>That kind of information is definitely not shared with the Interac e-Transfer recipient or the  merchant accepting the credit card.</p>
]]></description>
					                    <pubDate>Sun, 24 May 2026 00:43:10 -0700</pubDate>
                </item>
				                <item>
                    <title>Wrayzor on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113438</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113438</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>doug said </strong></p>
<p>Not a big deal. Similar information is shared when you perform an Interac e-Transfer or pay with a Visa or MasterCard online. It's all done within a secure, encrypted environment. Most financial institutions also require two-factor authentication, too.<br />
 </p>
</blockquote>
<p>I don't think account credentials, balance, or transactions are shared/stored when performing those types of payments.</p>
]]></description>
					                    <pubDate>Sat, 23 May 2026 23:58:02 -0700</pubDate>
                </item>
				                <item>
                    <title>canadian.100 on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113437</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113437</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>doug said </strong></p>
<p>Not a big deal. Similar information is shared when you perform an Interac e-Transfer or pay with a Visa or MasterCard online. It's all done within a secure, encrypted environment. Most financial institutions also require two-factor authentication, too.</p>
<p>I prefer this, as opposed to the selfie method of ID verification.   </p>
</blockquote>
<p>Yes - valid points. I feel better. <img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-smile.gif" title="sf-smile" alt="sf-smile" /></p>
]]></description>
					                    <pubDate>Sat, 23 May 2026 21:56:18 -0700</pubDate>
                </item>
				                <item>
                    <title>doug on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113433</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113433</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>canadian.100 said </strong><br />
I just noticed this on Simplii site when you want to link an external acct - maybe it was there before but I had not noticed it previously.   YIKES!  so much info being shared over internet!</p>
<p>Flinks collects the following data:<br />
External financial institution (“FI”) online banking credentials (user ID and password)<br />
External FI name<br />
Your name<br />
Your home address<br />
Your phone number<br />
Your email<br />
External FI account number<br />
External FI transit number<br />
External FI account balance<br />
External FI account transaction history<br />
EFT payment amount<br />
EFT payment date<br />
Other information that may be required to authenticate you  </p>
</blockquote>
<p>Not a big deal. Similar information is shared when you perform an <em>Interac</em> e-Transfer or pay with a Visa or MasterCard online. It's all done within a secure, encrypted environment. Most financial institutions also require two-factor authentication, too.</p>
<p>I prefer this, as opposed to the selfie method of ID verification. <img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-cool.gif" title="sf-cool" alt="sf-cool" /></p>
]]></description>
					                    <pubDate>Sat, 23 May 2026 11:01:57 -0700</pubDate>
                </item>
				                <item>
                    <title>canadian.100 on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113417</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p113417</guid>
					                        <description><![CDATA[<p>I just noticed this on Simplii site when you want to link an external acct - maybe it was there before but I had not noticed it previously.   YIKES!  so much info being shared over internet!</p>
<p>Flinks collects the following data:<br />
External financial institution (“FI”) online banking credentials (user ID and password)<br />
External FI name<br />
Your name<br />
Your home address<br />
Your phone number<br />
Your email<br />
External FI account number<br />
External FI transit number<br />
External FI account balance<br />
External FI account transaction history<br />
EFT payment amount<br />
EFT payment date<br />
Other information that may be required to authenticate you</p>
]]></description>
					                    <pubDate>Fri, 22 May 2026 04:22:56 -0700</pubDate>
                </item>
				                <item>
                    <title>hwyc on (Targeted) Open TFSA &#038; get 3% for first 6 months</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-open-tfsa-get-3ca30e6279581e3d19d08729e65f9026328111afa05b746a145e75521b2d09dcd-for-first-6-months/#p112870</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-open-tfsa-get-3ca30e6279581e3d19d08729e65f9026328111afa05b746a145e75521b2d09dcd-for-first-6-months/#p112870</guid>
					                        <description><![CDATA[<p><img src="https://www.highinterestsavings.ca/wp-content/forum-image-uploads/hwyc/2026/04/1000006325.jpg" title="1000006325.jpg" alt="1000006325.jpg" width="300" height="250" /></p>
]]></description>
					                    <pubDate>Mon, 06 Apr 2026 04:55:45 -0700</pubDate>
                </item>
				                <item>
                    <title>MG on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112587</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112587</guid>
					                        <description><![CDATA[<p>Finally received this offer today via email, 3% until May 31.  Previous offer was for 2.8% - which I ignored.</p>
]]></description>
					                    <pubDate>Sat, 14 Mar 2026 05:14:12 -0700</pubDate>
                </item>
				                <item>
                    <title>AlphaCentauri on Flinks added for EFT deposits</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p112534</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/flinks-added-for-eft-deposits/#p112534</guid>
					                        <description><![CDATA[<p>I have just noticed this functionality today. I tried to go through the flinks service to fund one of my accounts and before I get anywhere other than selecting which Simplii account I wish to fund, I am getting the following error:</p>
<p>"We’re sorry<br />
Error message<br />
{Result #6609}<br />
Flinks Funds Transfer is currently unavailable. You can still use Interac e-Transfer® to fund your account."</p>
<p>Is this service down or do I need to enable it in some way beforehand?</p>
<p>Thanks</p>
]]></description>
					                    <pubDate>Mon, 09 Mar 2026 13:18:57 -0700</pubDate>
                </item>
				                <item>
                    <title>Norman1 on Targeted 3% (March 4 to May 31, 2026) on new funds after March 2</title>
                    <link>https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112480</link>
                    <category>Simplii Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/simplii-financial/targeted-3a801f9da60bca484c97ae952d1a1b7fe039adc92c0f1bba496ca2f82e632b4b8-march-4-to-may-31-2026-on-new-funds-after-march-2/#p112480</guid>
					                        <description><![CDATA[<p>After a day or so, a tile should appear under My Offers for the activated offer.  The account(s) will be identified:</p>
<table style="margin-left:auto;margin-right:auto;width:65%;font-size:85%">
<tr>
<td style="border:none;background:black">&#160;</td>
<td style="border:none;background:Gainsboro">
<strong>Earn 3.00% on eligible deposits to your High Interest Savings Account(†)</strong><br />
&#160;<br />
Rate is for account(s) ending in ▓▓▓▓. Terms apply.<br />
&#160;<br />
<u>Offer details</u><br />
&#160;</p>
<div style="display: flex;justify-content: space-between">
  <span style="color:green">Activated &#x2713;</span><br />
  <span>Exp. May 31</span>
</div>
</td>
</tr>
</table>
]]></description>
					                    <pubDate>Thu, 05 Mar 2026 11:55:26 -0800</pubDate>
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