Jim Sherat said
I just received offer in email form .... 3.20% until Sept 30th.
As I have nothing else going on, after my current 4.60% CIBC HISA offer expires at month end, will likely Accept. Beats anything on the HISA Rate Chart. 😉  

Just accepted Simplii at 3.4% until September 30, 2026. Strange how they come up with all these different rates for different people.

COIN said

rhvic said
(I'm getting 5.0% at Scotia Bank)

Wow!!!!!!

How did you manage to get 5% at BNS?  

YMMV

https://www.scotiabank.com/ca/.....count.html

rhvic said
(I'm getting 5.0% at Scotia Bank)

Wow!!!!!!

How did you manage to get 5% at BNS?

rhvic said
The 'accept offer' link in my email from Simplii never did work, and I still had no offers showing when I logged in. Today I phoned Simplii and was informed that yes there is an offer for me, 2.5% til September. I informed the agent that was too low, and I declined to accept it. (I'm getting 5.0% at Scotia Bank)

Perhaps I will get a better offer later?  

Had a 2.5% offer popup in the app, declined it and will wait to see if they'll up their low-ball offer.

Perhaps I will get a better offer later?

elad said
Both myself and my wife received and declined the 2.5% offer. We had just completed the 3% offer that ended at the end of May.  

Patience is key, just wait a bit for a slightly better offer where they state something to the effect, " You played hard to get so here's a special offer just for you ".

They truly are human trash, but you gotta do what you gotta do.

I actually didn't accept the 2½% offer. Previously, Simplii gave a better offer in a few weeks if one didn't accept.

Jim Sherat said

fwiw, when I logged into my account, there was nothing about the 3.20% in the OFFERS tab, just the usual Refer A Friend b.s ...
however, when I went to the email from 2 days ago, and selected 'Enroll Now', it said I was 'in', and would receive a confirming email. Ten minutes later I did receive that email. 🙂  

Hmm, maybe they've given up on their useless and inconsistent targeting through the app and website, now it's only by email? I suspect there's no way to decline an email offer if it was deemed too low, unlike when online or through the app and hope for a better offer? They've truly gone downhill since the rebranding.

Jim Sherat said
I just received offer in email form .... 3.20% until Sept 30th.
As I have nothing else going on, after my current 4.60% CIBC HISA offer expires at month end, will likely Accept. Beats anything on the HISA Rate Chart. 😉  

fwiw, when I logged into my account, there was nothing about the 3.20% in the OFFERS tab, just the usual Refer A Friend b.s ...
however, when I went to the email from 2 days ago, and selected 'Enroll Now', it said I was 'in', and would receive a confirming email. Ten minutes later I did receive that email. 🙂

The "My Offers" page is going back and forth between "Refer a friend! You can earn $125. …" and "You have no offers at this time." No sign of that earlier 2½% offer.

I'm hoping their system has forgotten that I was offered 2½%. Maybe it will assign me their 3.2% offer instead later!

Says "My Offers ❶" at the top of my Simplii online banking. I click on the My Offers link to go to the offers page. The page says I have no offers!

Clicking on the "accept offer" button in the email leads to an error message that the page cannot load. Trying to connect to a human on a chat just led to a chat box with no submit button at all! And more error messages.

Frustrating. And all this for a paltry 2.5%(?) for four months?

^† This special interest rate offer is available starting on June 3, 2026 and ending on September 30, 2026 at 11:59 pm UTC (the “Offer Period”), by invitation only, to primary account holders of a Simplii Financial High Interest Savings Account opened before the Offer Period (an “Eligible HISA”). Account holders must enrol their Eligible HISAs in the offer through online banking or by contacting Simplii Financial.

The special annual interest rate of 2.50% is a combination of regular annual interest rate (“Regular Interest”) and promotional annual interest rate (“Promotional Interest”) set by Simplii Financial. Any change to the Regular Interest will result in a corresponding change to the Promotional Interest so that the overall special annual interest rate will remain 2.50% from the date of enrolment until the end of the Offer Period.

Regular Interest is calculated daily at the current rate applicable to the Eligible HISA balance on each day’s full closing balance. Promotional Interest is calculated daily on each day's closing balance that exceeds the closing balance as at June 1, 2026 (the “Additional Balance”) up to a maximum balance limit of $1,000,000.

Eligible HISAs will earn Promotional Interest from the date of enrolment until the end of the Offer Period. Regular Interest and Promotional Interest are paid monthly. For clarity, Promotional Interest is paid within the first two business days following the month in which it was calculated. Promotional Interest will only be paid if the enrolled Eligible HISA is active and in good standing at the time of payment. After the Offer Period, all balances will continue to earn interest at the Regular Interest rate only. For the current regular interest rates, visit our rates page.
…