I just did one for the 27 months.

Link ➡️ https://www.wealthonebankofcan.....gs+account

Cheers,

Dean

Pretty much as it say. For the last week rate updates have not been pulled form EQ bank. Last one was June 29th and it's now July 8th.

Before you open a new account or product, check the "Promos" section of this site for current offers and cash back sign-up offers.

Also, check to see if the institution/company has a referral program - many members of this site would be happy to provide a referral for you.

The above are good ways for you to make a few extra dollars for something you have already decided to do.

RetirEd said
Think carefully before buying any RRSP products. If you have some free cash, I'd fill the TFSA first. RRSPs are not a good investment if you're in a low tax bracket.  

I agree on that. But if you have never owned a home, and it is one of your main goals, a FHSA combines the tax benefits of the TFSA and RRSP if it is used for a down payment. However, if you think you may need the funds for other purposes, TFSAs are way more flexible.

Go Riders!

I think you'll fit right in.

Enjoy The Ride

Dean

I’m based in Saskatchewan and recently started learning more about personal finance, investing, high-interest savings accounts, and bank promotions in Canada.

I’ve been reading discussions here about HISA rates, GICs, Wealthsimple, Tangerine, and other financial products. There seems to be a lot of useful information, so I decided to join and learn from the community.

I’m currently focusing on building long-term investments through a TFSA and trying to make better use of cashback, banking bonuses, and promotional offers available in Canada.

Looking forward to learning from everyone and contributing where I can.

Thanks for having me!

GR said
Peter,

Suggested updates to GIC odd terms:

Meridian C.U. 18 mos. 3.60%
Oaken 15 mos. 3.75%
Wealth One Bank 18 mos. 3.90%
Peoples Trust 15 mos. 2.90%  

Updated; thanks!

Suggested updates to GIC odd terms:

Meridian C.U. 18 mos. 3.60%
Oaken 15 mos. 3.75%
Wealth One Bank 18 mos. 3.90%
Peoples Trust 15 mos. 2.90%

GR said
Peter,

In the Promos section, the new savings promo listing for Scotiabank should be amended to show the rate of 3.55% to 5% (or up to 5%) for first HISA (not necessarily new Bank customer).  

Thanks for pointing that out. I've updated it to say "up to 5%" and also that it's on your first savings account.

In the Promos section, the new savings promo listing for Scotiabank should be amended to show the rate of 3.55% to 5% (or up to 5%) for first HISA (not necessarily new Bank customer).