Canadian High Interest Savings Bank Accounts - Group: General: Site

speedwagen on Alberta Treasury Branches (ATB Fin'l)

Wed, 16 Sep 2026 16:51:06 -0700

Just wondering why there's no mention of them anywhere. I'm pretty sure there's plenty of Alberta bloggers (Bill for 1).
Anyway, just discovered that they've had a 4.60% offer out since July, but it's over in 2 wks. Would've been nice if more eyes were on the lookout.

speedwagen on add Wise new chequing account rate to HISA chart

Wed, 16 Sep 2026 16:32:30 -0700

Just adding my 2cents worth for anyone who cares.

Wise is a fintech not a bank, therefore, any deposits won't be directly CDIC insured. "Because fintechs are not members, we do not protect your funds held by a fintech unless they place them as eligible deposits with a CDIC member institution. Even then, they must be in an account in your name or in a trust account where you are named as beneficiary. Only then are those funds eligible for CDIC protection against the failure of the member institution that holds your funds."

A similar set-up in the US imploded a few mo's back where the fintech fraudulently didn't deposit with a FDIC-insured FI as they said they would, just like Wise has stated & there's no way to verify that they have. Wise up...pun intended!

BarterBrad on add Wise new chequing account rate to HISA chart

Wed, 16 Sep 2026 00:25:36 -0700

Wise just started offering everyday banking services in Canada. They offer CDIC protection and are a Payment Service Provider. Their current HISA rate is 2.22%.

With a very impressive USD account interest rate: 3.14%. Plus a EUR and GBT...but I'm getting off the topic of this post.

Let's add them to the HISA Chart! Here's to hoping it'll help move change in Canada.

Peter on 18 Month GIC

Fri, 04 Sep 2026 13:33:06 -0700

Added!

Dean on 18 Month GIC

Fri, 04 Sep 2026 11:28:11 -0700

Meh ⬆️

There's not enough FIs involved (yet) to justify a separate column for that.

How it's handled now, works just fine ... IMHO

My Two Nickes,

Dean

cgouimet on 18 Month GIC

Fri, 04 Sep 2026 06:27:42 -0700

Alexandra said
Peter, remember to put the New Hubert 18 Month GIC @ 3.9%
Thanks

A combined 15/18Mo column might be a nice addition to the actual table ...

Alexandra on 18 Month GIC

Fri, 04 Sep 2026 06:14:42 -0700

Peter, remember to put the New Hubert 18 Month GIC @ 3.9%
Thanks

arndis on Hello World

Wed, 26 Aug 2026 08:03:14 -0700

Hi all, I've joined this forum because I'm shopping around for some better savings accounts and TFSAs. I'll try making a new topic with those questions in the general comparison forum. During my research I noticed that sometimes, professional reviewers might like a particular institution or account, while comments from actual users (like we find on this site) may be a lot less positive. I'm hoping to skip some hassle while still getting good results.

cgouimet on Mute topics

Mon, 24 Aug 2026 01:25:00 -0700

If you start a new topic, you are automatically subscribed. No one else is until they choose to subscribe. Once subscribed, we all have the option to unsubscribe.

The option to change Subscribe Flag is at the bottom of over topic tread.

RetirEd on Mute topics

Mon, 24 Aug 2026 01:18:34 -0700

Isn't there a way to sort of unsubscribe from topics?

dougjp on Mute topics

Sun, 23 Aug 2026 08:25:47 -0700

Bill said
CAD, you can only see those "stupid posts" if you first click on the topic, so (I'm curious) why do you click on topics you "HAVE ZERO INTEREST IN"?

Exactly. Contrary to what the OP said, he doesn't have to see (almost) any posts he/she doesn't want to. And I'm thinking like cgouimet "suggested" with this too, but not sure about that (if you know what I mean ).

Bill on Mute topics

Sun, 23 Aug 2026 04:42:34 -0700

CAD, you can only see those "stupid posts" if you first click on the topic, so (I'm curious) why do you click on topics you "HAVE ZERO INTEREST IN"?

Dean on Mute topics

Sun, 23 Aug 2026 01:36:53 -0700

.
Just do what most of us here do ... just Scroll-On By❗

No Muss, No Fuss

Dean

cgouimet on Mute topics

Sat, 22 Aug 2026 23:10:52 -0700

CAD said
OH WHY I CANNOT MUTE SOME TOPICS I HAVE ZERO INTEREST IN???????

Why I have to always see some stupid posts related to some obscure banks???

Owner, can you develop or buy a feature to MUTE some topics, please?

Like Amazon.ca knowing too much? Free Samsung phones for sale? Yahoo email issues?

CAD on Mute topics

Sat, 22 Aug 2026 08:19:39 -0700

OH WHY I CANNOT MUTE SOME TOPICS I HAVE ZERO INTEREST IN???????

Why I have to always see some stupid posts related to some obscure banks???

Owner, can you develop or buy a feature to MUTE some topics, please?