Canadian High Interest Savings Bank Accounts - Group: Financial Institutions

Dean on Tangerine TFA issues

Wed, 16 Sep 2026 07:13:23 -0700

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Good point ⬆️, Norman.

I too find the numeric keypad much easier (and faster) to use, than the number keys on top of the main keyboard.

Dean

Norman1 on Tangerine TFA issues

Tue, 15 Sep 2026 16:17:12 -0700

Not an issue if one touch types the six digit code on the numeric keypad. The '5' key has a tactile bump to help position the three fingers over the '4', '5', and '6' home row keys.

Dean on Tangerine TFA issues

Tue, 15 Sep 2026 10:26:45 -0700

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For myself (73 years old) I've Never had a problem with Tang's TFA.

1.) I've only had one dead call from them, and that was about 6 months ago.

2.) If we can't understand the spoken code the first time, we are given an option to have it repeated (which I've never had to use).

To each, their own.

Dean

rhvic on Tangerine TFA issues

Tue, 15 Sep 2026 08:43:42 -0700

When I log into my Tangerine account on the web, I get a phone call from Tang for two factor authentication. As I do not own a cell phone, they have to voice call me, not send a text.

Two issues with their TFA, which I am wondering if others have problems with.

1. About half the time, the call from Tang ends up as a dead call - I say hello, but no response from Tang; the line just goes dead. So I have to try again. And sometimes again!

2. When the female robotic voice does respond, it rattles off the 6 digit code so quickly that it is hard to keep up. (other FIs I deal with are much slower in relating the code) I wish they would slow down!

This makes it a real chore to sign into Tang!

RYAN on Earn up to $200 on new deposits to an EQ Bank registered savings account

Tue, 15 Sep 2026 08:24:03 -0700

I just got 150$ bonus for my 7000$ deposit today.

Peter on Haventree GIC rate increases

Tue, 15 Sep 2026 06:01:27 -0700

Looks like the GIC competition is heating up. Haventree just increased its GIC rates to be the leader or tied for the lead for the 1-year, 3-year, 4-year, and 5-year terms: https://www.highinterestsaving.....e-history/

smayer97 on Earn 4.40% for 6 months

Mon, 14 Sep 2026 20:28:16 -0700

It looks like all they were attempting to do is correct the wording, because the original stated that they would ADD 4.4% to the posted rate. Then they corrected that, and people read the new wording to say 3.55% TOTAL.

The correct wording, as it stands now, is that they add 3.55% to the posted rate, for a total of 4.4%.

Markus on Earn 4.40% for 6 months

Mon, 14 Sep 2026 08:06:19 -0700

They did switch it from 4.4% to 3.5%, then back to 4.4% over a course of 4 hours.

Kasper665 on Earn 4.40% for 6 months

Mon, 14 Sep 2026 06:20:48 -0700

JohnnyCash said
Well, the response must have been overwhelming, they've reduced to promo offer to 3.55%

https://www.meridiancu.ca/pers.....ccount

That 4.4% offer is still on their website, through your link and elsewhere.

Did they now switch back again to 4.4%? I'm confused.

cgouimet on Another Oaken Rate Increase

Mon, 14 Sep 2026 03:09:57 -0700

Rail Baron said
It seems that Oaken is revamping a lot of their procedures and systems. When I purchased a 2 year GIC following the rate increase announcement today, I received an instant confirmation of investment certificate on their web site. Getting the certificate used to take several days after one's purchase date.

Been like this for quite a while. Open GIC and then give it a nickname all in one login...

Rail Baron on Another Oaken Rate Increase

Mon, 14 Sep 2026 03:04:28 -0700

It seems that Oaken is revamping a lot of their procedures and systems. When I purchased a 2 year GIC following the rate increase announcement today, I received an instant confirmation of investment certificate on their web site. Getting the certificate used to take several days after one's purchase date.

chamnic on Another Oaken Rate Increase

Mon, 14 Sep 2026 02:42:08 -0700

Yeah I was surprised too, I posted the notice saying they would not send rate changes email in the future.

I am guessing the CSR meant Oaken won't send those in advance anymore like they used to. We get it the same day the rate changes. Seems to be in line with the last sentence in the correspondence I got ("Providing rates that are effective as of the current date helps ensure consistent treatment for all customers and allows us to respond more quickly to market changes").

phrank on Another Oaken Rate Increase

Mon, 14 Sep 2026 02:33:48 -0700

cgouimet said

And, contrary to a recent Oaken statement that there would no longer be email notifications of rate changes, this came via an email notification ...

I came for the same reason, I also received this notification. Glad to see the CSR gave them bad info and that they still send out notifications. That will have an impact on my level of business with them.

cgouimet on Another Oaken Rate Increase

Mon, 14 Sep 2026 01:52:21 -0700

cgouimet said
And again on Sep 14 ...

2 year GIC: 3.90 -> 4.05%
3 year GIC: 4.00 -> 4.10%
4 year GIC: 4.05 -> 4.15%

And, contrary to a recent Oaken statement that there would no longer be email notifications of rate changes, this came via an email notification ...

cgouimet on Another Oaken Rate Increase

Mon, 14 Sep 2026 00:39:32 -0700

And again on Sep 14 ...

2 year GIC: 3.90 -> 4.05%
3 year GIC: 4.00 -> 4.10%
4 year GIC: 4.05 -> 4.15%