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        <title>Canadian High Interest Savings Bank Accounts - Group: Financial Institutions</title>
        <link>https://www.highinterestsavings.ca/forum/?group=1</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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        <atom:link href="https://www.highinterestsavings.ca/forum/rss/?group=1" rel="self" type="application/rss+xml"/>
		                <item>
                    <title>Dean on Another Hubert Online Survey :-)</title>
                    <link>https://www.highinterestsavings.ca/forum/hubert-financial/another-hubert-online-survey/#p115667</link>
                    <category>Hubert Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/hubert-financial/another-hubert-online-survey/#p115667</guid>
					                        <description><![CDATA[<p>.<br />
I completed their survey on Friday.</p>
<p>I spent all my survey comments pleading for more Online Functionality &#038; Convenience, and for the Abandonment of their Old (out-of-date) Heavy reliance on <em>'Banking By Phone'</em>.</p>
<p><em>An Unheard Cry In The Wilderness</em>❓</p>
<p>We'll see . . .</p>
<ul>Dean</ul>
<p><strong>P.S.</strong><br />
Their emailed survey ends tomorrow, Nov. 2nd.</p>
]]></description>
					                    <pubDate>Sun, 01 Nov 2026 05:15:37 -0700</pubDate>
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                    <title>Top Dogg on New deposit CAD and USD promo: 4.50% between October 1 and December 1, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115666</link>
                    <category>ICICI Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115666</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>NokomisStation said </strong></p>
<p>I last had an account with ICICI Bank in 2009.  Their website indicates that they are CDIC insured (as did post #3 above)</p>
<p><a href="https://www.icicibank.ca/cdic/default  " rel="nofollow"><a href="https://www.icicibank.ca/cdic/" rel="nofollow">https://www.icicibank.ca/cdic/</a>.....efault  </a></p>
</blockquote>
<p>Ok thank you for the reply and the information.</p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 15:25:24 -0700</pubDate>
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                    <title>NokomisStation on New deposit CAD and USD promo: 4.50% between October 1 and December 1, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115665</link>
                    <category>ICICI Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115665</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Top Dogg said </strong><br />
Has anyone here deposited there for this 4.50% promotional interest rate offer? Furthermore, are they CDIC insured? Also, are there any fees associated with the Savings/Chequing Accounts?</p>
<p>Thanks,<br />
TD  </p>
</blockquote>
<p>I last had a savings account with ICICI Bank in 2009.  Their website indicates that they are CDIC insured (as did the link in post #3 above)</p>
<p><a href="https://www.icicibank.ca/cdic/default" rel="nofollow">https://www.icicibank.ca/cdic/default</a></p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 14:45:20 -0700</pubDate>
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                    <title>Top Dogg on New deposit CAD and USD promo: 4.50% between October 1 and December 1, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115664</link>
                    <category>ICICI Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115664</guid>
					                        <description><![CDATA[<p>Has anyone here deposited there for this 4.50% promotional interest rate offer? Furthermore, are they CDIC insured? Also, are there any fees associated with the Savings/Chequing Accounts?</p>
<p>Thanks,<br />
TD</p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 14:08:21 -0700</pubDate>
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                    <title>NokomisStation on New deposit CAD and USD promo: 4.50% between October 1 and December 1, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115663</link>
                    <category>ICICI Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115663</guid>
					                        <description><![CDATA[<p>"Since the 1980 amendments to the Bank Act (Canada) (the BA), foreign banks have been permitted to incorporate Schedule II banks under the BA, which have all of the same powers as a domestic Canadian bank listed in Schedule I of the BA, including the ability to take retail deposits and to be granted automatic membership in the Canada Deposit Insurance Corporation (CDIC)2"</p>
<p><a href="https://www.torys.com/our-latest-thinking/publications/2025/03/regulatory-regime-does-not-disadvantage-us-banks" rel="nofollow"><a href="https://www.torys.com/our-late" rel="nofollow">https://www.torys.com/our-late</a>.....e-us-banks</a></p>
<p>"2.  There were initially some restrictions on the activities of foreign banks in Canada, but those were removed by the beginning of the 2000s to encourage foreign investment and create a level playing field for foreign banks within Canada."</p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 12:40:12 -0700</pubDate>
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                    <title>RetirEd on Tangerine: Extremely Pathetic Customer Service</title>
                    <link>https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-extremely-pathetic-customer-service/page-2/#p115661</link>
                    <category>Tangerine Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/tangerine-bank/tangerine-extremely-pathetic-customer-service/page-2/#p115661</guid>
					                        <description><![CDATA[<p>Tangerine always gives this message - even if the phone is then answered immediately - to discourage callers from calling.  They are not the only ones who do.</p>
<p>Some companies, as Hewlett-Packard tried - impose a minimum wait time on EVERY call for the same reason, even if employees are sitting on their asses or playing solitaire.</p>
<p>On the "yeah!" side of things, BEEM (which has taken over BlueShore) has a system that actually tells you how many calls are ahead of you, and updates that with every call they clear.  Much more entertaining than dreadful music and commercials.  Today I actually got through instantly.  On a Saturday, mind you!</p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 08:49:17 -0700</pubDate>
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                    <title>Nehpets on New deposit CAD and USD promo: 4.50% between October 1 and December 1, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115660</link>
                    <category>ICICI Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115660</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Top Dogg said </strong><br />
I've never heard of this bank before. Is anyone currently using them? </p>
</blockquote>
<p>ICICI Bank is a <em>Schedule II</em> bank<br />
Schedule II banks are subsidiaries of foreign banks operating in Canada under the same act as Schedule I banks. Schedule II banks primarily serve local communities or specific groups. They can carry out most banking activities but cannot accept demand deposits (deposits that can be withdrawn at any time without notice) from the general public. Examples of Schedule II:  J.P. Morgan Bank Canada, Habib Canadian Bank, ICICI Bank Canada.</p>
<p>read the "about us" page on their website:<br />
<a href="https://www.icicibank.ca/abouticicibank/aboutus/default"><a href="https://www.icicibank.ca/about" rel="nofollow">https://www.icicibank.ca/about</a>.....us/default</a></p>
<p>I've bought their GIC's through my GIC broker up to CDIC limit, but have not dealt with them directly, as of yet.</p>
<p>They have branches across Canada..there's one not far from where I live, in fact.</p>
<p><em>Stephen</em></p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 06:39:42 -0700</pubDate>
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                    <title>Top Dogg on New deposit CAD and USD promo: 4.50% between October 1 and December 1, 2026</title>
                    <link>https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115659</link>
                    <category>ICICI Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/icici-bank/new-deposit-cad-and-usd-promo-4-50e48acc1b4fce768e468a7db0591e97fa2aab94f3cc44343e17508567eca1b9e5-between-october-1-and-december-1-2026/#p115659</guid>
					                        <description><![CDATA[<p>I've never heard of this bank before. Is anyone currently using them?</p>
<p>Thanks,<br />
TD</p>
]]></description>
					                    <pubDate>Sat, 31 Oct 2026 03:22:07 -0700</pubDate>
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                    <title>amidat on RBC 4.70% (formerly 4.60%) promo for new accounts</title>
                    <link>https://www.highinterestsavings.ca/forum/rbc-royal-bank/rbc-4-6fa0c3724bb5124edd754df4ae9b669b236832ed57952e56b09d7049c706d72fd-promo-for-new-accounts/#p115658</link>
                    <category>RBC Royal Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/rbc-royal-bank/rbc-4-6fa0c3724bb5124edd754df4ae9b669b236832ed57952e56b09d7049c706d72fd-promo-for-new-accounts/#p115658</guid>
					                        <description><![CDATA[<p>Rate is now 4.70% <img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-laugh.gif" title="sf-laugh" alt="sf-laugh" /> because Regular interest rate moved up to 0.65%.</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 19:55:20 -0700</pubDate>
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                    <title>CGO on Security Update 2FA</title>
                    <link>https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115657</link>
                    <category>Hubert Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115657</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>CGO said </strong></p>
<p>Desktops and laptops are so last decade, so last generation, so grandpa ...  </p>
</blockquote>
<p>That was tongue in cheek ...</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 17:37:44 -0700</pubDate>
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				                <item>
                    <title>CGO on Security Update 2FA</title>
                    <link>https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115656</link>
                    <category>Hubert Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115656</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>RetirEd said </strong><br />
Desktop computers are much more upgradable than laptops.  Parts are so much less specific that adding capabilities is much cheaper, and newer parts can be added that were not available when the machine was built.</p>
<p>When buying a laptop, one often has to pay top dollar for the best parts since the higher spec will not likely be available later.</p>
<p>All told, aside from price, desktop computers can be kept and used for more than twice as long as laptops.  They are also much cheaper to repair and harder to abscond with.  </p>
</blockquote>
<p>I agree.</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 17:36:18 -0700</pubDate>
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                    <title>RetirEd on Security Update 2FA</title>
                    <link>https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115655</link>
                    <category>Hubert Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115655</guid>
					                        <description><![CDATA[<p>Desktop computers are much more upgradable than laptops.  Parts are so much less specific that adding capabilities is much cheaper, and newer parts can be added that were not available when the machine was built.</p>
<p>When buying a laptop, one often has to pay top dollar for the best parts since the higher spec will not likely be available later.</p>
<p>All told, aside from price, desktop computers can be kept and used for more than twice as long as laptops.  They are also much cheaper to repair and harder to abscond with.</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 15:21:37 -0700</pubDate>
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                    <title>duckgybe on Earn 4.40% for 6 months</title>
                    <link>https://www.highinterestsavings.ca/forum/meridian-credit-union/earn-4-404c029a7bff1505a157fa5912357a392512675964f00ba0111bdbfd8ab3e1534c-for-6-months/page-2/#p115651</link>
                    <category>Meridian Credit Union</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/meridian-credit-union/earn-4-404c029a7bff1505a157fa5912357a392512675964f00ba0111bdbfd8ab3e1534c-for-6-months/page-2/#p115651</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>rk said </strong><br />
Has anyone been able to successfully link their Tangerine account from Meridian, using the automated link process? It keeps failing for me, apparently they are trying to log in twice, but are only asking for the security code once.  </p>
</blockquote>
<p>I also tried to link both my Meridian CU and Steinbach CU savings account with Tangerine through their Plaid and also manually for Steinbach by talking to a Tangerine Contact Centre representative.<br />
It seems that there are some issues with some CU. Have not tried yet manually for Meridian with Tangerine over the phone but I suspect will be same issue I had with Steinbach.</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 09:47:08 -0700</pubDate>
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                    <title>CGO on Security Update 2FA</title>
                    <link>https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115649</link>
                    <category>Hubert Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115649</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>JohnnyCash said </strong></p>
<p>Because fraudsters don't steal laptops or break into people's homes as it's considered rude?  </p>
</blockquote>
<p>Desktops and laptops are so last decade, so last generation, so grandpa ...</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 06:10:57 -0700</pubDate>
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                    <title>JohnnyCash on Security Update 2FA</title>
                    <link>https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115648</link>
                    <category>Hubert Financial</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/hubert-financial/security-update-2fa/#p115648</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Dean said </strong></p>
<p>Why would PCs Not be Included⁉️<br />
Dean  </p>
</blockquote>
<p>Because fraudsters don't steal laptops or break into people's homes as it's considered rude?</p>
]]></description>
					                    <pubDate>Fri, 30 Oct 2026 05:26:12 -0700</pubDate>
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