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        <title>Canadian High Interest Savings Bank Accounts - Forum: Omnia Direct (WFCU)</title>
        <link>https://www.highinterestsavings.ca/forum/omnia-direct/</link>
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		                <item>
                    <title>AR on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-3/#p114004</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-3/#p114004</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>GR said </strong><br />
Existing members who have the 4.29% HISA promo account can extend for a new offer of 3% for the following 8 months.</p>
<p>(source: Omnia Direct CSR)  </p>
</blockquote>
<p>Same for me too.</p>
]]></description>
					                    <pubDate>Thu, 09 Jul 2026 13:54:00 -0700</pubDate>
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                    <title>hwyc on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113997</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113997</guid>
					                        <description><![CDATA[<p>Consider it is a verbal agreement over a phone call.  I have not seen anything written, not in an email, not on the fine print section.  Does 8 months mean 240 days?  I lost track of when exactly my 120 days ends.  Therefore not sure when exactly my extension supposedly begins and ends.  I didn't bother to ask anyways ... just trust them.</p>
]]></description>
					                    <pubDate>Thu, 09 Jul 2026 06:37:31 -0700</pubDate>
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				                <item>
                    <title>GR on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113994</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113994</guid>
					                        <description><![CDATA[<p>Existing members who have the 4.29% HISA promo account can extend for a new offer of 3% for the following 8 months.</p>
<p>(source: Omnia Direct CSR)</p>
]]></description>
					                    <pubDate>Thu, 09 Jul 2026 05:40:51 -0700</pubDate>
                </item>
				                <item>
                    <title>GR on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113951</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113951</guid>
					                        <description><![CDATA[<p>hwyc,</p>
<p>What rate did they offer you for the extension and was your contact with WFCU or Omnia?</p>
]]></description>
					                    <pubDate>Mon, 06 Jul 2026 22:18:25 -0700</pubDate>
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				                <item>
                    <title>smayer97 on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113915</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113915</guid>
					                        <description><![CDATA[<p>What was your offer? Was it by email or did they call you?</p>
]]></description>
					                    <pubDate>Fri, 03 Jul 2026 08:02:12 -0700</pubDate>
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                    <title>hwyc on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113914</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113914</guid>
					                        <description><![CDATA[<p>Our "4.29% for 120D" is ending soon in mid July.  Just got a solicitation from WFCU with an extension offer with a lower rate but a longer period.  </p>
<p>Has anyone got a call as well?  </p>
<p>I probably want to see if it will be another open campaign soon<br />
 ... before disclosing my cards, he he.</p>
]]></description>
					                    <pubDate>Fri, 03 Jul 2026 06:54:58 -0700</pubDate>
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				                <item>
                    <title>Loonie on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113217</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113217</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>smayer97 said </strong><br />
So, l what exactly are you confident about? Will new funds receive the promo rate or only existing money, as you have said both?  </p>
</blockquote>
<p> I am confident that new funds, up to 2 million total, will receive the promo rate.  As i said earlier #30, I now have an email plus a personal phone call from a senior manager (higher than branch manager) confirming this and apologizing for the confusion.  My earlier understanding was based on what frontline staff had said.</p>
]]></description>
					                    <pubDate>Wed, 06 May 2026 03:12:51 -0700</pubDate>
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				                <item>
                    <title>smayer97 on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113147</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113147</guid>
					                        <description><![CDATA[<p>So, l what exactly are you confident about? Will new funds receive the promo rate or only existing money, as you have said both?</p>
]]></description>
					                    <pubDate>Fri, 01 May 2026 01:28:51 -0700</pubDate>
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				                <item>
                    <title>Loonie on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113137</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113137</guid>
					                        <description><![CDATA[<p>Personally, I feel confident about the rate now as the person who contacted me is fairly high in WFCU hierarchy but it has definitely been a frustrating week and  this issue took up far too much of my time.  Still, for me, it's an excellent deal and everyone I dealt with has been very pleasant.</p>
<p>The 4.60 and 4.29 offers have now disappeared from their website, so there is no extension.<br />
.</p>
]]></description>
					                    <pubDate>Thu, 30 Apr 2026 08:34:33 -0700</pubDate>
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                    <title>smayer97 on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113134</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113134</guid>
					                        <description><![CDATA[<p>All this has created ambiguity as to what rate any new deposits will earn for those that have this offer active.</p>
]]></description>
					                    <pubDate>Thu, 30 Apr 2026 07:00:47 -0700</pubDate>
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				                <item>
                    <title>Norman1 on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113127</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113127</guid>
					                        <description><![CDATA[<p>That confirmation makes the most sense.</p>
<p><a href="https://mywfcu.ca/fineprint/">Their fine print</a> says the 4.60% rate will be for 180 days from the date that the savings account is opened and the 4.29% interest rate will be for 120 days.  No mention that either rate will only apply to funds in the account by April 30.</p>
<p>Maybe it is the $500 minimum deposit that needs to be made by April 30 for the offer to trigger.</p>
]]></description>
					                    <pubDate>Thu, 30 Apr 2026 03:11:18 -0700</pubDate>
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				                <item>
                    <title>Loonie on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113126</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113126</guid>
					                        <description><![CDATA[<p>I received confirmation by email and personal phone call from a senior manager this morning to say that new deposits WILL be allowed in the months to come!  He apologized for confusing messages.</p>
]]></description>
					                    <pubDate>Thu, 30 Apr 2026 02:46:52 -0700</pubDate>
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				                <item>
                    <title>Loonie on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113118</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113118</guid>
					                        <description><![CDATA[<p>I think we will all have to go with whatever info we received especially if in writing from a manager.</p>
<p>That said, from a business management point of view, I think WFCU would likely want to limit its potential liability by closing off deposits.  The max on this account is 2 million.  If members deposited too much more money in the months to come, it could be an unacceptable risk for the CU.  Thus, I imagine they really did intend to cut it off but some employees may not have understood or known this.  From what I can see, T&#038;C don't cover this.</p>
]]></description>
					                    <pubDate>Wed, 29 Apr 2026 13:48:05 -0700</pubDate>
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				                <item>
                    <title>julio on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113116</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113116</guid>
					                        <description><![CDATA[<p>Email from Toronto branch: "I would like to clarify the details of the 4.60% campaign to avoid any misunderstanding. The campaign is ending on April 30, 2026, and funds must be deposited by that date to qualify for the 4.60% interest rate. Opening the accounts on April 30, 2026, without funding them at that time would not secure the promotional rate."</p>
]]></description>
					                    <pubDate>Wed, 29 Apr 2026 08:38:50 -0700</pubDate>
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				                <item>
                    <title>mustang on HISA Special March 2026 </title>
                    <link>https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113114</link>
                    <category>Omnia Direct (WFCU)</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/omnia-direct/hisa-special-march-2026/page-2/#p113114</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>mustang said </strong><br />
I just checked with branch<br />
Was told:<br />
i)  offer closes April 30<br />
ii) Since my account is already open, I can continue to add funds to it later, and still earn the promo rate  </p>
</blockquote>
<p>My response from branch did come in the form of an email</p>
]]></description>
					                    <pubDate>Wed, 29 Apr 2026 07:35:11 -0700</pubDate>
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