AltaRed said
FWIW, on my laptop, I use Firefox as my primary browser and I use uBlockOrigin as my ad blocker. I use Chrome as my secondary browser and use Adblock Plus as my ad blocker.

I have zero ads and popups.  

Exactly the same here, except my secondary browser is Opera with AdGuard Adblocker. I also never see ads. I do have Chrome and Edge on my computers, but never use them.

Alexandra said

. . .

What is your ad blocker called?  

It's part of the features/settings on Chrome.

Dean

Alexandra said
Don't know if anyone else has noticed but a couple of days ago after Oaken decreased their GIC rates, they started advertising "Newly increased rates".

The ads are popping up everywhere when I am on-line.  

Yes, I have definitely noticed, a lot!! Just popped up again...

I have zero ads and popups.

Dean said
.
Alexandra,

FWIW . . .

- My desktop is just operating on the standard 'Widows 11 Home'.
- I'm using Google Chrome's ad-blocker.

Dean  

For instance, right now on this site I have Chev truck ads, home depot, single senior cruises (ha, ha) and Scotia Bank. After awhile you get so used to them they are hardly noticeable.

What is your ad blocker called?

FWIW . . .

- My desktop is just operating on the standard 'Widows 11 Home'.
- I'm using Google Chrome's ad-blocker.

Dean

Dean said
.
I don't see any such ads when I'm on their site (https://www.oaken.com/), but I have an ad-blocker on.

I take it, this is new for Oaken. Are those ads false, or misleading?
Dean  

I can't seem to get rid of pop up ads since I switched to Windows 11 about a year ago.
Didn't get them at all with Windows 10.

I had Windows 10 Pro and when I went to purchase a new computer a year ago, they "advertised" the one I wanted came with windows 11 pro. Went into town and of course that model wasn't available. I let him talk me into getting another model but it didn't include the pro. Unsure if it would have made any difference.

The Oaken ads pop up on many sites, even this one. They just say "Our GIC rates have increased" or The Best GIC rates available. You click on it and Oaken gives you their true rates as they stand. They especially advertise their 2 year rate @3.65%. Don't mind that so much as when just after they decreased all their rates they advertise Our GIC rates have increased.

I take it, this is new for Oaken. Are those ads false, or misleading?

Dean

The ads are popping up everywhere when I am on-line.

RetirEd said

That all depends on your tax setup. My GICs are either in tax-free status or below tax minimums.  

.
But in the greater scheme of things, they're still just . . .

But at least they're Guaranteed & Insured (somewhat).

Have a Great weekend❗

Dean

GICs get you nothing more than 'Chicken Feed'.

Sad, but True

Dean

Alexandra said
Just got e-mail from Oaken with their new rates starting tomorrow:

1 yr: 3.35% from 3.5%
18Mo: 3.45% from 3.6%
2 yr: 3.65% from 3.85%
3 yr: 3.7% from 3.85%
4 yr: 3.75% from 3.9%
5 yr: 4.0% from 4.05%  

Oaken used to have better rates than others - not so now. With inflation ranging between 3.5% and 4%, these are not good investments, particularly when one factors in income tax paid on the interest. I imagine interest rates are going to stay low/lower in Canada this year due to our economic situation.

1 yr: 3.35% from 3.5%
18Mo: 3.45% from 3.6%
2 yr: 3.65% from 3.85%
3 yr: 3.7% from 3.85%
4 yr: 3.75% from 3.9%
5 yr: 4.0% from 4.05%