Canadian High Interest Savings Bank Accounts - Forum: Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/ Simple:Press Version 6.11.10 Bill on Oaken rates are back up https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114189 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114189 Deleted, already noted in another thread.

]]> Wed, 29 Jul 2026 08:47:28 -0700 AltaRed on Oaken rates are back up https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114183 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114183

dougjp said
There seems to be a slight upward trend to GIC rates lately.  

Watch the BoC bond yield curve on a regular basis for a clue to GIC rate direction.

]]> Tue, 28 Jul 2026 08:43:14 -0700 Dean on Oaken rates are back up https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114182 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114182 Yup ⬆️

They're getting Hungry sf-smile

    Dean
]]> Tue, 28 Jul 2026 07:13:26 -0700 cgouimet on Another Oaken Rate Increase https://www.highinterestsavings.ca/forum/oaken-financial/another-oaken-rate-increase/#p114181 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/another-oaken-rate-increase/#p114181 After their rate drop, I ended up doing 4 $25k GIC's elsewhere, including one 30 minutes before their return to competitive today.

]]> Tue, 28 Jul 2026 07:12:40 -0700 Dean on Another Oaken Rate Increase https://www.highinterestsavings.ca/forum/oaken-financial/another-oaken-rate-increase/#p114180 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/another-oaken-rate-increase/#p114180 .
WOW... and only 8 Days from the last set of significant Oaken GIC rate increases. Oaken's on a Roll❗

And they're #2 on the GIC Chart now.

    Dean
]]> Tue, 28 Jul 2026 07:07:42 -0700 cgouimet on Another Oaken Rate Increase https://www.highinterestsavings.ca/forum/oaken-financial/another-oaken-rate-increase/#p114178 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/another-oaken-rate-increase/#p114178 Effective Jul 28, retroactive to Jul 21 GIC's ...

1 year GIC: 3.50% (previously 3.40%)
18 month GIC: 3.60% (previously 3.50%)
2 year GIC: 3.85% (previously 3.70%)
3 year GIC: 3.90% (previously 3.80%)
4 year GIC: 3.95% (previously 3.85%)
5 year GIC: 4.10% (previously 4.05%)

]]> Tue, 28 Jul 2026 01:13:47 -0700 dougjp on Oaken rates are back up https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114173 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114173 Looks like 1 year is up again to 3.50%, according to their web site. And that still wouldn't make them a rate leader. I expect another e-mail from them this morning.

There seems to be a slight upward trend to GIC rates lately.

]]> Mon, 27 Jul 2026 20:51:28 -0700 cgouimet on Oaken rates are back up https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114137 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114137 As I mentioned in https://www.highinterestsaving.....0-june-26/

Retroactive to GIC's booked on or after July 13 ...

]]> Mon, 20 Jul 2026 01:17:27 -0700 gd2Bhr on Oaken rates are back up https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114134 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-rates-are-back-up/#p114134 1 year GIC: 3.40% (previously 3.35%)

18 month GIC: 3.50% (previously 3.45%)

2 year GIC: 3.70% (previously 3.65%)

3 year GIC: 3.80% (previously 3.70%)

4 year GIC: 3.85% (previously 3.75%)

5 year GIC: 4.05% (previously 4.00%)

]]> Mon, 20 Jul 2026 00:37:55 -0700 cgouimet on Oaken New GIC rates effective 30 June 26 https://www.highinterestsavings.ca/forum/oaken-financial/oaken-new-gic-rates-effective-30-june-26/#p114133 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-new-gic-rates-effective-30-june-26/#p114133 Oaken may be thinking they went a little too low on June 30.

Effective July 20, retroactive to July 13 ...

1 year GIC: 3.40% (previously 3.35%)

18 month GIC: 3.50% (previously 3.45%)

2 year GIC: 3.70% (previously 3.65%)

3 year GIC: 3.80% (previously 3.70%)

4 year GIC: 3.85% (previously 3.75%)

5 year GIC: 4.05% (previously 4.00%)

]]> Mon, 20 Jul 2026 00:07:32 -0700 dougjp on 'Oaken Survey' ... Time to have our say ! https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114110 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114110 Yes that was the survey I got and tried to respond saying they were going entirely the wrong way. Its already too confusing for the general public they are trying to attract, ie; Oaken Financial, Home Bank, Fairstone Bank, Home Trust. It just makes them appear smaller, not known and 'weaker'.

Branding success almost always is about narrowing the focus on one thing only, not the opposite. Examples are many. If you deal at CIBC you might also be with CIBC Investors Edge, CIBC Wood Gundy, CIBC Capital Markets. If you deal at Bank of Montreal, you can be dealing with BMO, BMO InvestorLine, BMO Nesbitt Burns and so on.

]]> Fri, 17 Jul 2026 22:32:43 -0700 RetirEd on 'Oaken Survey' ... Time to have our say ! https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114106 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114106 I wouldn't like that rebranding. But they haven't asked me.

]]> Fri, 17 Jul 2026 19:53:23 -0700 cgouimet on 'Oaken Survey' ... Time to have our say ! https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114084 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114084 A second one just landed in my email. Similar overall but focusing on the acquisition of Laurentian Bank and using the Laurentian Bank brand as the Oaken/Home parent ...

]]> Fri, 17 Jul 2026 00:27:57 -0700 dougjp on 'Oaken Survey' ... Time to have our say ! https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114033 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114033 Finally gave in and did the survey, as I did a year ago.

On the positive side, at least they are attempting to get customer input into branding changes. Most banks just do what they decide and then make up 'corporate speak marketing' announcements to say how wonderful they are.

]]> Sat, 11 Jul 2026 21:28:59 -0700 cgouimet on 'Oaken Survey' ... Time to have our say ! https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114015 Oaken Financial https://www.highinterestsavings.ca/forum/oaken-financial/oaken-survey-time-to-have-our-say/#p114015

Dean said

Ditto ⬆️

And no real opportunity to delve into the pros & cons at Oaken.
Dean  

Correct...

]]> Fri, 10 Jul 2026 07:08:18 -0700