Canadian High Interest Savings Bank Accounts - Forum: New members welcome and introductions

everhopeful on New Member from Saskatchewan ??

Sun, 21 Jun 2026 14:18:10 -0700

Welcome to the forum! I spent the first three decades of my life in your great province.

RetirEd said
Think carefully before buying any RRSP products. If you have some free cash, I'd fill the TFSA first. RRSPs are not a good investment if you're in a low tax bracket.

I agree on that. But if you have never owned a home, and it is one of your main goals, a FHSA combines the tax benefits of the TFSA and RRSP if it is used for a down payment. However, if you think you may need the funds for other purposes, TFSAs are way more flexible.

Go Riders!

Nirvana7734 on New Member from Saskatchewan ??

Sun, 21 Jun 2026 02:33:33 -0700

Hello and welcome, Bonus Hunter, from "the city that rhymes with fun." 😉

RetirEd on New Member from Saskatchewan ??

Sat, 20 Jun 2026 23:24:54 -0700

Think carefully before buying any RRSP products. If you have some free cash, I'd fill the TFSA first. RRSPs are not a good investment if you're in a low tax bracket.

Dean on New Member from Saskatchewan ??

Sat, 20 Jun 2026 08:35:13 -0700

.
Welcome to 'The Club'❗

I think you'll fit right in.

Enjoy The Ride

Dean

Bonus Hunter on New Member from Saskatchewan ??

Sat, 20 Jun 2026 02:38:34 -0700

Hello everyone,

I’m based in Saskatchewan and recently started learning more about personal finance, investing, high-interest savings accounts, and bank promotions in Canada.

I’ve been reading discussions here about HISA rates, GICs, Wealthsimple, Tangerine, and other financial products. There seems to be a lot of useful information, so I decided to join and learn from the community.

I’m currently focusing on building long-term investments through a TFSA and trying to make better use of cashback, banking bonuses, and promotional offers available in Canada.

Looking forward to learning from everyone and contributing where I can.

Thanks for having me!

Loonie on Anyone seen or heard from Loonie?

Sun, 03 May 2026 06:42:56 -0700

Thanks, Stephen.
I know tools exist but, right now, it just seems like something else for my to-do list. Old dog, new tricks . . .

Nehpets on Anyone seen or heard from Loonie?

Mon, 20 Apr 2026 08:08:25 -0700

Loonie said
I would like to participate more but I just can't keep up. Vision remains a big issue....

Good to hear from you, Loonie and to know you are well. Have you tried any of the computer tools that can help impaired vision?

Warm regards,

Stephen

Jim Sherat on Anyone seen or heard from Loonie?

Mon, 20 Apr 2026 02:28:18 -0700

Great to hear from you, Loonie. You helped me a lot after I joined this forum ... was going to say "a few" years ago, but I checked an it was over 8 yrs ago. Unbelievable how time is speeding by.

my wife and I are dealing with an aging parent as well, she's 99. It is not an easy mission for sure.

All the best to you and your Mum ...

RetirEd on Anyone seen or heard from Loonie?

Sun, 19 Apr 2026 04:11:27 -0700

Thanks and miss you, Loonie!

Loonie on Anyone seen or heard from Loonie?

Sat, 18 Apr 2026 11:01:26 -0700

Thanks, guys. I think I'm blushing.

I'm still kicking and so is my very, very elderly mum (at least this week)!

I would like to participate more but I just can't keep up. Vision remains a big issue.

It's very nice to know that people benefited from some of my posts.

Y.S. on Anyone seen or heard from Loonie?

Fri, 27 Mar 2026 02:50:41 -0700

Thanks @gicjunkie, this was on my mind. I'll add my gratitude to Loonie for so much beneficial information, clearly and cogently expressed.

Alexandra on Anyone seen or heard from Loonie?

Thu, 26 Mar 2026 09:41:15 -0700

Thanks for doing that. So glad he is doing well

JenE on Anyone seen or heard from Loonie?

Thu, 26 Mar 2026 06:54:40 -0700

Thanks, gicjunkie. Good to hear.

gicjunkie on Anyone seen or heard from Loonie?

Thu, 26 Mar 2026 06:50:20 -0700

I messaged Loonie and got a reply. He is okay. He still has vision issues, but is very busy with other things now. He very much appreciates everyone's concerns, but just has different priorities now. Again, thanks for asking.

Alexandra on Anyone seen or heard from Loonie?

Tue, 24 Mar 2026 03:50:03 -0700

I remember clearly, maybe a year ago, Loonie did return to the forum. He said something like he was having difficulty getting a new computer that would address some of the communication problems he had. I think perhaps one he/she needed one that she could talk into. If you recall, he/she was having great difficulty with their sight. Never heard after that. Sure do miss his posts.