Canadian High Interest Savings Bank Accounts - Forum: Haventree Bank

Dean on Haventree Bank GIC rate updates

Tue, 03 Nov 2026 02:13:52 -0700

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CGO > You're not the only one that has made that ⬆️ mistake (& me)

A quote form the GIC Chart page . . .

"This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions . . ."

'Measure Twice, Cut Once'

Dean

CGO on Haventree Bank GIC rate updates

Tue, 03 Nov 2026 00:02:42 -0700

webster1000 said
The 1 year GIC rate at Haventree Bank is currently 4.00%, not 3.25 % as specified on this website.

When I saw 3.25%, I aborted my transfer. LOL ...

Peter on Haventree Bank GIC rate updates

Mon, 02 Nov 2026 11:03:36 -0700

Thanks for pointing that out! I've fixed the non-registered rates now: https://www.highinterestsaving.....gic-rates/

GR on Haventree Bank GIC rate updates

Mon, 02 Nov 2026 09:53:19 -0700

This discussion should be in the forum for "Haventree Bank".

The 1 year rate is 4.00% for non-registered and 4.25% for registered GICs.

Sandy999 on Haventree Bank GIC rate updates

Mon, 02 Nov 2026 09:15:25 -0700

It is now 4.25% for 1 year.

webster1000 on Haventree Bank GIC rate updates

Mon, 02 Nov 2026 09:12:44 -0700

The 1 year GIC rate at Haventree Bank is currently 4.00%, not 3.25 % as specified on this website.

Peter on Haventree now offers registered accounts (TFSA, RRSP, FHSA)

Mon, 02 Nov 2026 03:25:11 -0700

Haventree Bank has emailed me to let me know that they now offer registered savings accounts, as well as registered GICs. At the moment, their GIC rates appear to be the same for non-registered vs registered, except for the 1-year term: the registered GIC is 4.25% vs the non-registered GIC at 4.00%.

CGO on Q&A with Haventree Bank: October 2026

Thu, 29 Oct 2026 05:19:58 -0700

Alexandre said
I did open account with Haventree. Everything was done online and quickly, in one session. I think it took me less than 20 minutes to complete the process and have access to my account at Haventree.

Everything works as it should: bill payments, interac transfers, EFTs.

External accounts linking uses Flink. I haven't found limit for number of external accounts, I linked three and it does offer me to link more.
One minor complaint: it is not possible to edit name or add a nickname for linked account.

One other feature I am missing is Interac request money. To be fair, out of all FIs I have accounts with just one has it.

Setting Nicknames for External accounts in Haventree would be a really good upgrade.

Interestingly, Haventree shows the Access/Hubert account Nicknames in linked accounts but not for Tangerine.

Norman1 on Haventree Bank EFT transfer times

Thu, 29 Oct 2026 01:12:46 -0700

Many banks now can do same-day posting of automated direct deposit items.

They can now make the incoming funds available within two hours of the cutoff time the item is received by. The cutoff times are 9:30, 16:30, and 21:00 Eastern Time for direct clearers in the ACSS. Indirect clearers, that go through a direct clearer, have cutoff times of 11:30, 18:30, 23:00 Eastern Time.

Lena M on Haventree Bank EFT transfer times

Wed, 28 Oct 2026 03:56:47 -0700

I set up a connection between Haventree and Wealthsimple on the Haventree side. I pulled money to Haventree and it took exactly 5 business days to clear (it showed up immediately as earning interest, but wasn't listed as available immediately), which matched the timeline they provided.

When pushing money from Haventree to Wealthsimple, it arrived on the Wealthsimple side in about 12 hours. I was pleasantly surprised by how quickly the outgoing transfer went through.

Norman1 on Transfers between Oaken and Haventree

Tue, 27 Oct 2026 03:40:18 -0700

Alexandre said

Haventree accepts direct deposits. As such, it also allows links from FIs that use micro deposits to link account.

…

That's good to know. The Haventree Everyday Growth Account is like the EQ Bank Personal Account and Hubert High Interest Savings Account then.

No cheque writing. But, accepts automated funds transfer (AFT) over the Payments Canada ACSS.

Alexandre on Transfers between Oaken and Haventree

Tue, 27 Oct 2026 01:51:34 -0700

NorthernRaven said
perhaps Haventree is doing the Oaken "no linking from other FIs".

Haventree accepts direct deposits. As such, it also allows links from FIs that use micro deposits to link account.

Tangerine defaults to micro deposits if FI is not know to Flinks. I configured Haventree account as an external account in Tangerine. Two micro deposits from Tangerine arrived promptly to my Haventree account.

Norman1 on Transfers between Oaken and Haventree

Mon, 26 Oct 2026 22:04:00 -0700

No, Oaken's savings accounts can't accept direct deposits from employers or governments.

RetirEd on Transfers between Oaken and Haventree

Mon, 26 Oct 2026 21:16:55 -0700

Doesn't Oaken still take direct deposit from employers and governments?

NorthernRaven on Transfers between Oaken and Haventree

Mon, 26 Oct 2026 16:07:22 -0700

Oaken doesn't support remote push/pull, so Flinks isn't going to make them a supported source FI.

Haventree is new enough that Flinks may still be working on writing and validating whatever scraping or other methods they need to implement to retrieve from a Haventree account, and they will show up in FI source lists once that is done . Or perhaps Haventree is doing the Oaken "no linking from other FIs". There are enough places that still have some sort of manual transit info linking that I'm sure someone will report on whether it works or not.