Canadian High Interest Savings Bank Accounts - Forum: GIC discussions https://www.highinterestsavings.ca/forum/gic/ Simple:Press Version 6.11.10 Bill on TD Direct Investing GIC Rates https://www.highinterestsavings.ca/forum/gic/td-direct-investing-gic-rates-1/#p112961 GIC discussions https://www.highinterestsavings.ca/forum/gic/td-direct-investing-gic-rates-1/#p112961 TDDI been doing this for a while now. Today the highest 3rd party issuers TDDI makes available are at 3.28% (1 year term) so via TDDI channel TD group GICs are offered at 3.29%.

]]> Tue, 14 Apr 2026 03:47:38 -0700 Dean on TD Direct Investing GIC Rates https://www.highinterestsavings.ca/forum/gic/td-direct-investing-gic-rates-1/#p112956 GIC discussions https://www.highinterestsavings.ca/forum/gic/td-direct-investing-gic-rates-1/#p112956 .
I would say 'More' than competitive❗

Especially when compared to These.

    Dean
]]> Tue, 14 Apr 2026 02:18:57 -0700 hwyc on TD Direct Investing GIC Rates https://www.highinterestsavings.ca/forum/gic/td-direct-investing-gic-rates-1/#p112954 GIC discussions https://www.highinterestsavings.ca/forum/gic/td-direct-investing-gic-rates-1/#p112954 Found rates delightfully competitive sf-smile

1Y 3.29%
2Y 3.65%
3Y 3.83%

]]> Mon, 13 Apr 2026 23:16:38 -0700 gicjunkie on Finding the best GIC Rates https://www.highinterestsavings.ca/forum/gic/finding-the-best-gic-rates/page-2/#p112627 GIC discussions https://www.highinterestsavings.ca/forum/gic/finding-the-best-gic-rates/page-2/#p112627

cgouimet said

I do not recall ever seeing Kingston CU in these forums or charts  

Kingston CU is not in this forum or charts per se. They are in the rateinfo.ca website as offering the highest rate for a 5 year GIC at 4.05%.

]]> Thu, 19 Mar 2026 02:36:03 -0700 cgouimet on Finding the best GIC Rates https://www.highinterestsavings.ca/forum/gic/finding-the-best-gic-rates/page-2/#p112626 GIC discussions https://www.highinterestsavings.ca/forum/gic/finding-the-best-gic-rates/page-2/#p112626

gicjunkie said
How often do you update rateinfo.ca?
It appears that the 4.05% and 4.0% 5 year rates from Kingston CU do not now exist, unless these rates are not now advertised.  

I do not recall ever seeing Kingston CU in these forums or charts

]]> Thu, 19 Mar 2026 01:54:00 -0700 gicjunkie on Finding the best GIC Rates https://www.highinterestsavings.ca/forum/gic/finding-the-best-gic-rates/page-2/#p112624 GIC discussions https://www.highinterestsavings.ca/forum/gic/finding-the-best-gic-rates/page-2/#p112624 How often do you update rateinfo.ca?
It appears that the 4.05% and 4.0% 5 year rates from Kingston CU do not now exist, unless these rates are not now advertised.

]]> Thu, 19 Mar 2026 00:39:01 -0700 RetirEd on Interest paid yearly https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112395 GIC discussions https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112395 I do it with Oaken, VanCity, and Peoples. And others in the past that I no longer use.

]]> Fri, 27 Feb 2026 16:15:36 -0800 althisa on First Ontario Credit Union https://www.highinterestsavings.ca/forum/gic/first-ontario-credit-union-1/#p112393 GIC discussions https://www.highinterestsavings.ca/forum/gic/first-ontario-credit-union-1/#p112393

maGIC said

90 day 4% GIC registered only
4 year 4% GIC registered and non registered

https://www.firstontario.com/r.....rest-rates

Does anyone have an account or info about them?

MaGIC  

Yes, this offer was sent out to members by email.

]]> Fri, 27 Feb 2026 13:57:02 -0800 TeraKaktos on Interest paid yearly https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112383 GIC discussions https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112383 Tangerine can

]]> Thu, 26 Feb 2026 12:54:21 -0800 Wrayzor on Interest paid yearly https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112371 GIC discussions https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112371 I'm pretty sure Oaken has an annual payment option for TFSA GICs. I've never done it, but on their page with Registered GIC rates there is the statement "Annual interest is available for TFSA plans only".

]]> Wed, 25 Feb 2026 22:30:58 -0800 mechone on Interest paid yearly https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112369 GIC discussions https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112369

Alexandre said
Are you sure about that? I had EQ Bank 1yr TFSA GIC mature recently, both principal and annual interest went to TFSA Savings.
I bought another 1yr TFSA GIC and this is what it says under GIC Investment info page: "interest earned will be deposited to your TFSA Savings Account."  

That's one year. I bought a 2 year and they wouldn't pay out until 2 years. I want to buy a 5 year paying out yearly.

]]> Wed, 25 Feb 2026 21:08:02 -0800 Alexandre on Interest paid yearly https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112367 GIC discussions https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112367 Are you sure about that? I had EQ Bank 1yr TFSA GIC mature recently, both principal and annual interest went to TFSA Savings.
I bought another 1yr TFSA GIC and this is what it says under GIC Investment info page: "interest earned will be deposited to your TFSA Savings Account."

]]> Wed, 25 Feb 2026 20:57:42 -0800 mechone on Interest paid yearly https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112366 GIC discussions https://www.highinterestsavings.ca/forum/gic/interest-paid-yearly/#p112366 Is there any bank or credit union that will pay out interest yearly from a TFSA GIC into a TFSA savings account? I have a GIC coming due from EQ Bank and they do not do it.

Thanks

]]> Wed, 25 Feb 2026 20:50:16 -0800 zgic on First Ontario Credit Union https://www.highinterestsavings.ca/forum/gic/first-ontario-credit-union-1/#p112139 GIC discussions https://www.highinterestsavings.ca/forum/gic/first-ontario-credit-union-1/#p112139 Yes. I saw this one too on First Ontario website and was wondering how come their own Saven digital brand (online only) does not have it.
Very strange that Saven Financial in fact has a lower one at 4 months 3.20%.
One would think that the offers from the online only digital arms of the bigger parent companies would have better rates.
I guess this is first of a kind example of things to come.

]]> Fri, 13 Feb 2026 10:08:06 -0800 maGIC on First Ontario Credit Union https://www.highinterestsavings.ca/forum/gic/first-ontario-credit-union-1/#p112138 GIC discussions https://www.highinterestsavings.ca/forum/gic/first-ontario-credit-union-1/#p112138 I don’t see any threads on First Ontario Credit Union. I believe they are the parent company for Saven Credit Union.
I came across their site just now and see they have:

90 day 4% GIC registered only
4 year 4% GIC registered and non registered

https://www.firstontario.com/r.....rest-rates

Does anyone have an account or info about them?

MaGIC

]]> Fri, 13 Feb 2026 09:49:33 -0800