The best one-year and five-year GIC rates at BMO InvestorLine are 3.33% and 3.95%. In contrast, that page says RBC DI's best for one-year and five-year are 3.25% and 3.76%.

RBC Dominion Securities cash and margin rates has a link to a June 19 GIC rates PDF that seems more current.

[Later] - page isn't being updated, I'll delete this post after I check with naughty RBC DI.

hwyc said

Found rates delightfully competitive

1Y 3.29%
2Y 3.65%
3Y 3.83%  

Today's TDDI Top Rates . . .

1Y 3.35%
2Y 3.62%
3Y 3.74%

I've been watching them recently. They change slightly, almost daily.

Dean

However 1 yr - 3.51% available from a few other FIs

Dean

Dean said

TDDI GIC rates, as of Today (May 16th, '26). . .

1Y 3.44%
2Y 3.74%
3Y 3.85% 
4Y 3.85%
5Y 4.00%

.
'Very' competitive with the The Best❗

Dean  

And now four days later (today) . . .

1Y 3.46%
2Y 3.76%
3Y 3.92% 
4Y 3.93%
5Y 4.03%

An encouraging continued 'Creep' in the ⬆️ direction.

Dean

Bill said
Thank you, Briguy and NorthernRaven. If I can transfer $25K a day that would work for me, just take a few days for anything I'd want to do, I'm never in that much of a hurry.

I didn't even know about TD Easy Trade, it appears to be part of TDDI but looks very good for those who want to do basic stock trades via phone app.  

You get 100 free trades a year on TD Easy Trade and no low balance or yearly fees. One main downside is that it's only available as a phone app, so you don't get the luxury of seeing it on a bigger screen, the other main downside is that you can only trade ETFs or stocks, not bonds or mutual funds or GICs.

I didn't even know about TD Easy Trade, it appears to be part of TDDI but looks very good for those who want to do basic stock trades via phone app.

Bill said
What's the maximum for pay bills? Is it feasible to use, say, Tangerine bill pay to move $100K to TDDI?

And TDDI's site doesn't mention pay bills as an option. It does allow interac e-tranfers but isn't there a limit on those?

TDDI's site only refers to direct transfer from your TD account, not other banks, aside from setting up a recurring pre-authorized deposit (PAD).  

I bill-paid from Tangerine to a TDDI account# a couple of years ago, it is suggested by TDDI agents, worked without issue, and the funds would count for any open transfer promotion you might be registered for.

I think Tangerine had something like a $20-$25K maximum on bill payments, that might vary by customer, and I'm not sure if that is per day or per bill payment. But Tangerine customer service can do a larger one for you, I think.

And TDDI's site doesn't mention pay bills as an option. It does allow interac e-tranfers but isn't there a limit on those?

TDDI's site only refers to direct transfer from your TD account, not other banks, aside from setting up a recurring pre-authorized deposit (PAD).