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        <title>Canadian High Interest Savings Bank Accounts - Forum: General financial discussion</title>
        <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/</link>
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                    <title>AltaRed on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115531</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115531</guid>
					                        <description><![CDATA[<p>Of course being duped into believing the police is sending a courier is gross negligence! Why would anyone think that is anything remotely legitimate? We have really dumbed down our species if this cannot be seen for what it is.</p>
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					                    <pubDate>Sat, 24 Oct 2026 03:24:43 -0700</pubDate>
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                    <title>JohnnyCash on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115530</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115530</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>itsme said </strong><br />
It isn't gross negligence to be duped into believing the police is sending a courier, what is gross negligence is going to a cafe shop and using public wifi to log into your bank account, then leaving your laptop unattended while you get some more cream for your coffee.  </p>
</blockquote>
<p>So, you're saying you would have handed over your bank card to the courier? You're example of the cafe is absurd, but I'll have some of what you're smoking.</p>
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					                    <pubDate>Sat, 24 Oct 2026 03:22:14 -0700</pubDate>
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                    <title>itsme on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115528</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115528</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>mordko said </strong><br />
No bank will turn up at your door to collect your bank card.  Just an fyi.  </p>
</blockquote>
<p>It isn't gross negligence to be duped into believing the police is sending a courier, what is gross negligence is going to a cafe shop and using public wifi to log into your bank account, then leaving your laptop unattended while you get some more cream for your coffee.</p>
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					                    <pubDate>Sat, 24 Oct 2026 01:51:27 -0700</pubDate>
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                    <title>HermanH on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115526</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115526</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>itsme said </strong><br />
I don't think they were grossly negligent, especially when real banks phone you or email you out of the blue it's easy to get confused as to who's legit and who isn't.</p>
<p>My bank once sent me an email telling me to click on the link in it to verify the transaction that occurred when I was at the branch. The bank person told me I was going to get the email and to ignore it. Why do banks do this sort of stuff and blurred the lines making it harder to tell what's real and what's not???  </p>
</blockquote>
<p>I've had the same stupid offers come from my real bank, too.  When real banks act the same way as scambanks, it's very difficult to differentiate between the two.</p>
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					                    <pubDate>Sat, 24 Oct 2026 01:05:06 -0700</pubDate>
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                    <title>mordko on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115516</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115516</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>itsme said </strong><br />
I don't think they were grossly negligent, especially when real banks phone you or email you out of the blue it's easy to get confused as to who's legit and who isn't.</p>
<p>  </p>
</blockquote>
<p>No bank will turn up at your door to collect your bank card.  Just an fyi.</p>
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					                    <pubDate>Fri, 23 Oct 2026 10:58:24 -0700</pubDate>
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                    <title>itsme on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115514</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115514</guid>
					                        <description><![CDATA[<p>I don't think they were grossly negligent, especially when real banks phone you or email you out of the blue it's easy to get confused as to who's legit and who isn't.</p>
<p>My bank once sent me an email telling me to click on the link in it to verify the transaction that occurred when I was at the branch. The bank person told me I was going to get the email and to ignore it. Why do banks do this sort of stuff and blurred the lines making it harder to tell what's real and what's not???</p>
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					                    <pubDate>Fri, 23 Oct 2026 09:47:29 -0700</pubDate>
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                    <title>Dean on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115512</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115512</guid>
					                        <description><![CDATA[<p>.</p>
<ul><strong>True ⬆️</strong></ul>
<p>.<br />
But in the two cases mentioned in the linked article, the <em>'Victims'</em> were Grossly Negligent in Not taking Due &#038; Reasonable Care.  And both essentially admitted as such.</p>
<p>In this case ... <strong><em>No Tears Shed Here</em>❗</strong></p>
<ul>Dean</ul>
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					                    <pubDate>Fri, 23 Oct 2026 09:14:11 -0700</pubDate>
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                    <title>itsme on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115509</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115509</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>mordko said </strong><br />
It is a remarkably dumb thing to do.    </p>
</blockquote>
<p>Dumb is the person who thinks they are too smart to be conned.<br />
No one deserves to be scammed out of their money.</p>
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					                    <pubDate>Fri, 23 Oct 2026 07:57:58 -0700</pubDate>
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                    <title>CGO on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115503</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115503</guid>
					                        <description><![CDATA[<p>I strongly suspect that when banks become accountable, our fees will go up or our interest rates will go down and fraud will increase because many will simply let their guards down since the banks will have their back ...</p>
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					                    <pubDate>Fri, 23 Oct 2026 03:53:34 -0700</pubDate>
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                    <title>mordko on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115502</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115502</guid>
					                        <description><![CDATA[<p>It is a remarkably dumb thing to do.  Having to cover some of the costs of own foolishness makes a lot of sense; there should be a deterrent against acting like this. Banks carry some responsibility but so do individuals.  If they are willingly partying with own money then there has to be a consequence.</p>
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					                    <pubDate>Fri, 23 Oct 2026 03:44:05 -0700</pubDate>
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                    <title>CGO on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115500</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115500</guid>
					                        <description><![CDATA[<p>And then there's the guy that made numerous transfers against his bank's advice to some scheme. eventually adding up to $450k.</p>
<p>The reason we don't hear much about Darwin awards is that there are too many deserving recipients ...</p>
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					                    <pubDate>Fri, 23 Oct 2026 02:05:39 -0700</pubDate>
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                    <title>Dean on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115499</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115499</guid>
					                        <description><![CDATA[<p>.<br />
A quote from the article . . .</p>
<ul><strong><em>"At that point, I realized that <u>I've made a big mistake"</u></em>, Mohammed said.</strong></ul>
<p>Note 'who' made the mistake, and admitted to it ⬆️.</p>
<p>And according to the article, that same 'mistake' was also made by the customer in England (Samantha Bradshaw) who admitted in the video<br />
that; <em>"It was my fault"</em>.</p>
<p>Why should FIs reimburse customers (who all on their own), make such Stupid Mistakes⁉️</p>
<p>Please tell us why . . .</p>
<ul>Dean</ul>
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					                    <pubDate>Fri, 23 Oct 2026 01:59:46 -0700</pubDate>
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                    <title>davidgeorge on Same scam. 2 countries. Why Canadians don’t get their money back</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115498</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/same-scam-2-countries-why-canadians-dont-get-their-money-back/#p115498</guid>
					                        <description><![CDATA[<p><a href="https://www.cbc.ca/news/marketplace/bank-scam-victims-9.7387116" rel="nofollow"><a href="https://www.cbc.ca/news/market" rel="nofollow">https://www.cbc.ca/news/market</a>.....-9.7387116</a></p>
<p>Two people described the same financial scam to both the police and their banks over the past year. The only difference was where they lived — one in Canada, the other in the U.K. </p>
<p>And that determined what happened next.</p>
<p>Asif Mohammed lost $7,200 this spring and never got it all back. Meanwhile, Samantha Bradshaw was out £11,000 (nearly $21,000 Cdn) but her financial institution reimbursed the money within days.</p>
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					                    <pubDate>Fri, 23 Oct 2026 00:52:23 -0700</pubDate>
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                    <title>Bill on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115491</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115491</guid>
					                        <description><![CDATA[<p>My Rogers mobile $5/month unlimited talk/text plan (no data) will cost 8 cents more, it appears.  That's almost a dollar a year.</p>
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					                    <pubDate>Thu, 22 Oct 2026 10:01:36 -0700</pubDate>
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                    <title>NorthernRaven on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115485</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115485</guid>
					                        <description><![CDATA[<p>I was in the UK this year, where <a href="https://www.merchantsavvy.co.uk/card-processing-fees/interchange-fees/">domestic consumer CC interchange rates are capped at 0.3% of transaction value</a> (It can go higher for transactions to the EU or elsewhere).  A quick Google looks like UK cashback cards top out at around 0.25-0.5% at best after promo rates.  In theory I'd support flattening things out like this, but by now the costs are baked into retail pricing, so I'll take my 2.2% or so annual rebate and look the other way... 🙂</p>
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					                    <pubDate>Thu, 22 Oct 2026 03:12:46 -0700</pubDate>
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