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        <title>Canadian High Interest Savings Bank Accounts - Forum: General financial discussion</title>
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                    <title>NorthernRaven on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115485</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115485</guid>
					                        <description><![CDATA[<p>I was in the UK this year, where <a href="https://www.merchantsavvy.co.uk/card-processing-fees/interchange-fees/">domestic consumer CC interchange rates are capped at 0.3% of transaction value</a> (It can go higher for transactions to the EU or elsewhere).  A quick Google looks like UK cashback cards top out at around 0.25-0.5% at best after promo rates.  In theory I'd support flattening things out like this, but by now the costs are baked into retail pricing, so I'll take my 2.2% or so annual rebate and look the other way... 🙂</p>
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					                    <pubDate>Thu, 22 Oct 2026 03:12:46 -0700</pubDate>
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                    <title>Dean on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115483</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115483</guid>
					                        <description><![CDATA[<p>.<br />
More from the CBC ➡️ <a href="https://www.cbc.ca/news/business/rogers-credit-card-fee-9.7391506" rel="nofollow"><a href="https://www.cbc.ca/news/busine" rel="nofollow">https://www.cbc.ca/news/busine</a>.....-9.7391506</a></p>
<p>As former Shaw Mobile customers, my Wife &#038; I will be Exempt from the Rogers 1.6% CC fee.</p>
<p>According to that CBC article, some others will be Exempt as well.</p>
<ul>Dean</ul>
]]></description>
					                    <pubDate>Thu, 22 Oct 2026 02:18:01 -0700</pubDate>
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                    <title>Norman1 on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115482</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115482</guid>
					                        <description><![CDATA[<p>That's right.  Rogers and their high-interchange Rogers Bank World Legend Mastercard:</p>
<table style="width:auto;font-size:80%">
<tr>
<td style="border-left:none;border-right:none;border-top:none" colspan="5">Canada Domestic Consumer Credit Interchange Rates (Effective August 1, 2026)</td>
</tr>
<tr>
<td>Interchange Program Type</td>
<td>Core</td>
<td>World</td>
<td>World Elite</td>
<td style="background:MistyRose">World Legend</td>
</tr>
<tr>
<td>Card Present EMV<br />
Contactless</td>
<td>0.92%</td>
<td>1.22%</td>
<td>1.56%</td>
<td>1.95%</td>
</tr>
<tr>
<td>Card Present EMV – Small Business<br />
Contactless – Small Business</td>
<td>0.70%</td>
<td>0.93%</td>
<td>1.19%</td>
<td>1.25%</td>
</tr>
<tr>
<td>Digital Commerce</td>
<td>1.67%</td>
<td>1.90%</td>
<td>2.13%</td>
<td>2.23%</td>
</tr>
<tr>
<td>Digital Commerce – Small Business</td>
<td>1.57%</td>
<td>1.80%</td>
<td>2.03%</td>
<td>2.13%</td>
</tr>
<tr>
<td>Charity</td>
<td>0.92%</td>
<td>1.22%</td>
<td>1.56%</td>
<td>1.65%</td>
</tr>
<tr>
<td>Standard</td>
<td>1.96%</td>
<td>2.19%</td>
<td>2.42%</td>
<td>2.53%</td>
</tr>
</table>
]]></description>
					                    <pubDate>Thu, 22 Oct 2026 02:11:01 -0700</pubDate>
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                    <title>NorthernRaven on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115478</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115478</guid>
					                        <description><![CDATA[<p>FWIW, most Telus and Koodo phone plans (and Bell, apparently) now have a $10/month "discount" if you pay by pre-authorized debit instead of credit card.  This is of course effectively a $10/month extra cost for credit card customers.  Their (pre-paid) Public Mobile brand doesn't have this CC setup.</p>
<p>At least with Rogers 1.6% charge, one still has the option to use a CC if it makes sense - if (heaven forbid) I was a Rogers customer I would get 3% cashback from my TD card and it could still come out positive.  However, it looks like Rogers has a similar "discount" system, albeit at $5/month rather than $10.</p>
<p>I actually have a certain sympathy for merchants being milked with high interchange fees by VISA/MC and the high-reward card issuers.  But none for Rogers, as they are one of the guilty parties.</p>
]]></description>
					                    <pubDate>Wed, 21 Oct 2026 23:12:47 -0700</pubDate>
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                    <title>Norman1 on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115476</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115476</guid>
					                        <description><![CDATA[<p>If there is an exception for paying by a Rogers Bank credit card, it would be very easy for Rogers to add it to the list there:</p>
<blockquote style="font-size:90%;background:MistyRose">
<p>
<strong>When does the credit card processing charge apply?</strong></p>
<p>The charge applies every time you pay your Rogers bill with a credit card (Auto-Pay or one-time payments).</p>
<p>The charge doesn't apply to any other payment method, including:</p>
<ul>
<li>Direct debit from your bank account</li>
<li>Online banking payments</li>
<li>Cheques</li>
<li>Rogers gift cards</li>
<li>Prepaid cards</li>
<li>Debit Mastercard</li>
<li>Visa Debit</li>
</ul>
<p>Quebec customers are not subject to the credit card processing charge. </p>
<p>Customers on select specialized plans like Connected for Success [<em>for eligible individuals and families on social assistance programs in some provinces</em>] or former Shaw Mobile customers on migrated plans, are also not subject to the credit card processing charge.
</p>
</blockquote>
]]></description>
					                    <pubDate>Wed, 21 Oct 2026 16:43:00 -0700</pubDate>
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                    <title>CGO on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115475</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115475</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>AltaRed said </strong><br />
Has that been confirmed with Rogers? Or we wait and see on the next billing?  </p>
</blockquote>
<p>Per Alexandre original post and straight from the Rogers web site ... <a href="https://www.rogers.com/support/billing-accounts/understanding-the-credit-card-processing-charge" rel="nofollow"><a href="https://www.rogers.com/support" rel="nofollow">https://www.rogers.com/support</a>.....ing-charge</a> ...</p>
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					                    <pubDate>Wed, 21 Oct 2026 16:21:18 -0700</pubDate>
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                    <title>AltaRed on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115474</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115474</guid>
					                        <description><![CDATA[<p>Has that been confirmed with Rogers? Or we wait and see on the next billing?</p>
]]></description>
					                    <pubDate>Wed, 21 Oct 2026 13:28:11 -0700</pubDate>
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                    <title>Norman1 on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115473</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115473</guid>
					                        <description><![CDATA[<p>Yes, it effectively nets 3.48% back on Rogers bills paid by Rogers Mastercard starting January 17, 2027:</p>
<p>$100 bill:<br />
1.6% fee = $1.60<br />
5% cashback = 5% x ($100 + $1.60) = $5.08<br />
Net cashback  = $5.08 - $1.60 = $3.48</p>
]]></description>
					                    <pubDate>Wed, 21 Oct 2026 13:15:22 -0700</pubDate>
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                    <title>Peter on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115472</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115472</guid>
					                        <description><![CDATA[<p>Does further decrease the appeal of the Rogers Mastercards, given that the updated rewards structure (<a href="https://www.highinterestsavings.ca/forum/credit-card-reward-programs/rogers-red-mastercards-1-5x-redemption-bonus-ending-nov-18-2026/"><a href="https://www.highinterestsaving" rel="nofollow">https://www.highinterestsaving</a>.....v-18-2026/</a>) includes 5% back on Rogers purchases? Thus you'll only be getting an effective 3.4% back if you pay your Rogers bill with your Rogers credit card?</p>
<p>Telus famously reversed their decision to charge a credit card fee in 2023: <a href="https://www.cbc.ca/news/business/telus-credit-card-fee-1.6882341" rel="nofollow"><a href="https://www.cbc.ca/news/busine" rel="nofollow">https://www.cbc.ca/news/busine</a>.....-1.6882341</a></p>
]]></description>
					                    <pubDate>Wed, 21 Oct 2026 10:30:32 -0700</pubDate>
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                    <title>Alexandre on Rogers will charge a 1.6% credit card processing fee on bills</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115471</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/rogers-will-charge-a-1-6a439a5beacc8f654afdf018a0276bae032b6f2e93a8ee51725babf6cf6106dce-credit-card-processing-fee-on-bills/#p115471</guid>
					                        <description><![CDATA[<blockquote>
<p>Starting January 17, 2027, if you choose to pay your Rogers bill by credit card, a 1.6% credit card processing charge will apply. This reflects the fees we are charged by credit card companies. Other payment options, such as debit card or direct debit from your bank account, are available without the charge.</p>
<p>If you choose to pay your bill by credit card, it's increasingly common across many sectors for a credit card fee to apply.</p>
<p>Not applicable to Quebec customers.</p>
</blockquote>
<p><a href="https://www.rogers.com/support/billing-accounts/understanding-the-credit-card-processing-charge"><a href="https://www.rogers.com/support" rel="nofollow">https://www.rogers.com/support</a>.....ing-charge</a></p>
]]></description>
					                    <pubDate>Wed, 21 Oct 2026 10:15:08 -0700</pubDate>
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                    <title>Briguy on Pop-ups</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115324</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115324</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>doug said </strong></p>
<p>I used to use Ulaa Browser, which included built-in ad blocking, but ran into some website compatibility issues blocking tracking cookies and ads.</p>
<p>I may eventually migrate to Zen Browser and/or Arc, but for now, am using native Chrome.</p>
<p>I'd rather avoid using an ad blocker, but if sites continue to utilize invasive ad techniques, that may not be an option.  </p>
</blockquote>
<p>Try Brave browser, no pop ups and no need for separate ad blocker. I've been using it for years. If a site doesn't work because of the ad blockers I will use my backup browser, either Chrome or Safari , depending on which computer I'm on.</p>
]]></description>
					                    <pubDate>Tue, 13 Oct 2026 01:51:17 -0700</pubDate>
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                    <title>doug on Pop-ups</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115318</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115318</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>RetirEd said </strong><br />
Hmm... I haven't seen anything like that on my Linux box, custom built, using current Firefox.  But I do have Google, YouTube, Facebook and TwitteX social media blights blocked in my router.  (Pronounced roo-ter in Canada!)  I do see ads on this site normally.  </p>
</blockquote>
<p>I used to use Ulaa Browser, which included built-in ad blocking, but ran into some website compatibility issues blocking tracking cookies and ads.</p>
<p>I may eventually migrate to Zen Browser and/or Arc, but for now, am using native Chrome.</p>
<p>I'd rather avoid using an ad blocker, but if sites continue to utilize invasive ad techniques, that may not be an option.</p>
]]></description>
					                    <pubDate>Sun, 11 Oct 2026 11:26:52 -0700</pubDate>
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                    <title>RetirEd on Pop-ups</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115317</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115317</guid>
					                        <description><![CDATA[<p>Hmm... I haven't seen anything like that on my Linux box, custom built, using current Firefox.  But I do have Google, YouTube, Facebook and TwitteX social media blights blocked in my router.  (Pronounced roo-ter in Canada!)  I do see ads on this site normally.</p>
]]></description>
					                    <pubDate>Sun, 11 Oct 2026 09:44:29 -0700</pubDate>
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				                <item>
                    <title>doug on Pop-ups</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115315</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/pop-ups/#p115315</guid>
					                        <description><![CDATA[<p>How much does the site cost to run, excluding labour, since it's volunteer-run, and how much does it bring in from all sources of revenue (ads, sponsored posts, affiliate commissions, and other)?</p>
<p>I like the idea of donating all of the revenues, or at least the revenues in excess of the costs, perhaps to an endowment fund with the Vancouver Foundation. Periodic community polls could decide where to give the proceeds, such as food banks, libraries, housing agencies for the unhoused, art galleries and museums, and the like.</p>
<p>However, I will say that the "drawer ads" are most annoying. Could the default state not be set to collapsed, and shown when expanded?</p>
<p>The other type of ad is the sponsored site search results. Could you please add either  (a) a border around each sponsored search result, (b) a shaded colour background area, or (c) both, to make it more clear what is an actual search result and what is paid placement?</p>
<p>Cheers,<br />
Doug</p>
]]></description>
					                    <pubDate>Sun, 11 Oct 2026 08:33:46 -0700</pubDate>
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				                <item>
                    <title>PJW on Day-to-day banking choices (bank account and credit cards)</title>
                    <link>https://www.highinterestsavings.ca/forum/general-financial-discussion/day-to-day-banking-choices-bank-account-and-credit-cards/#p115301</link>
                    <category>General financial discussion</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/general-financial-discussion/day-to-day-banking-choices-bank-account-and-credit-cards/#p115301</guid>
					                        <description><![CDATA[<p>On credit cards I have:</p>
<p>- Presidents Choice World Elite Master Card - 3% on groceries at Loblaws chains and Costco (CIBC/Costco Master Card below is only 1%). </p>
<p>- CIBC Costco Master Card - 2% cash back on gas annually paid.</p>
<p>- TD First Class Travel - for sign up perks plus, 225 TD points=$1 on travel, 400 TD points=$1 on everything else. First year annual fee waved and no annual fee at all if you maintain $6k in an all inclusive account.</p>
<p>-TD US$ Visa for convenience when using American funds</p>
<p>-Wise card for FX</p>
]]></description>
					                    <pubDate>Fri, 09 Oct 2026 07:16:36 -0700</pubDate>
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