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        <title>Canadian High Interest Savings Bank Accounts - Forum: EQ Bank</title>
        <link>https://www.highinterestsavings.ca/forum/eq-bank/</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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                    <title>RYAN on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114997</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114997</guid>
					                        <description><![CDATA[<p>I just got 150$ bonus for my 7000$ deposit today.</p>
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					                    <pubDate>Tue, 15 Sep 2026 08:24:03 -0700</pubDate>
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                    <title>lifeonanisland on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114798</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114798</guid>
					                        <description><![CDATA[<p>Account Sign-Up / Cash Bonuses: A flat promotional cash bonus for opening an account (e.g., "get $300 when you set up direct deposit") is generally treated as a non-taxable promotional windfall or rebate rather than investment income. Banks typically do not issue a T5 slip for flat sign-up cash bonuses.</p>
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					                    <pubDate>Mon, 07 Sep 2026 00:33:15 -0700</pubDate>
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                    <title>pluto on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114791</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114791</guid>
					                        <description><![CDATA[<p>I've never received a T5 for sign up bonuses and the like received from other banks before. Whether it is considered 'income' would be a question for the CRA I guess.</p>
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					                    <pubDate>Sun, 06 Sep 2026 21:04:14 -0700</pubDate>
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                    <title>TeraKaktos on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114790</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114790</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>TeraKaktos said </strong></p>
<p>This was never made clear. I can see it going any one of three ways--depositing into the registered account, depositing into the Personal Account and including on the T5 tax slip, or potentially depositing into the Personal Account and not bothering to include this on the T5 (so you would report this income manually for income tax purposes.)  </p>
</blockquote>
<p>Correction: My apologies, the terms &#038; conditions actually said it will be deposited into the Personal Account. However, whether it would be scenario #2 or scenario #3 was never made clear and that was the issue I was recalling about here.</p>
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					                    <pubDate>Sun, 06 Sep 2026 16:57:58 -0700</pubDate>
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                    <title>TeraKaktos on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114789</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114789</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>christinad said </strong></p>
<p>Does the 200.00 go in the regular savings account or the tfs savings account?  </p>
</blockquote>
<p><strong>Edit: I made a mistake here, please read my next post instead</strong><br />
This was never made clear. I can see it going any one of three ways--depositing into the registered account, depositing into the Personal Account and including on the T5 tax slip, or potentially depositing into the Personal Account and not bothering to include this on the T5 (so you would report this income manually for income tax purposes.)</p>
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					                    <pubDate>Sun, 06 Sep 2026 16:52:12 -0700</pubDate>
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                    <title>TeraKaktos on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114788</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114788</guid>
					                        <description><![CDATA[<p>September 6, no bonus yet either for me. The bank still has time though; the terms &#038; conditions say within 10 business days after the end of the hold period (end of hold period: September 2, 2026). Also, not sure where September 4, 2026 came from.</p>
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					                    <pubDate>Sun, 06 Sep 2026 16:42:53 -0700</pubDate>
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                    <title>Poor Richard on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114766</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114766</guid>
					                        <description><![CDATA[<p>Sep 6. Still waiting.Anybody get their bonus?</p>
]]></description>
					                    <pubDate>Sat, 05 Sep 2026 18:13:57 -0700</pubDate>
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                    <title>cgouimet on EQ Bank Acquires PC Financial</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114665</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114665</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>countysaver said </strong><br />
Existing card-holders got 10,000 points/$10 which I can verify receipt. A continuation of the trend to treat new customers/clients better than long-term/continuing ones.  </p>
</blockquote>
<p>Nothing new with that. All Banks and Loyalty Programs offer specials/promos to join, open new accounts, add new money to existing accounts.</p>
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					                    <pubDate>Wed, 02 Sep 2026 00:34:53 -0700</pubDate>
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                    <title>countysaver on EQ Bank Acquires PC Financial</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114664</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114664</guid>
					                        <description><![CDATA[<p>Existing card-holders got 10,000 points/$10 which I can verify receipt. A continuation of the trend to treat new customers/clients better than long-term/continuing ones.</p>
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					                    <pubDate>Wed, 02 Sep 2026 00:01:23 -0700</pubDate>
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                    <title>christinad on Earn up to $200 on new deposits to an EQ Bank registered savings account</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114571</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/earn-up-to-200-on-new-deposits-to-an-eq-bank-registered-savings-account/#p114571</guid>
					                        <description><![CDATA[<p>So i had this 200.00 promo. I believe the 200.00 is deposited sept 4th and then the funds can be pulled out of the tfsa at that point. Is that correct? Does the 200.00 go in the regular savings account or the tfs savings account?</p>
]]></description>
					                    <pubDate>Fri, 28 Aug 2026 16:27:52 -0700</pubDate>
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                    <title>Poor Richard on OOPS! Another T5 screw up for next year's taxes</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/oops-another-t5-screw-up-for-next-years-taxes/#p114203</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/oops-another-t5-screw-up-for-next-years-taxes/#p114203</guid>
					                        <description><![CDATA[<p>Anybody else??</p>
<p>We’re reaching out about an issue with the EQ Bank Bonus Interest Offer that affected your account ending in xxxx.</p>
<p>Interest on your account may have been calculated and paid at 1.00%* instead of the 2.75%* rate under the offer.</p>
<p>We recalculated the difference in interest you should have earned at the 2.75%* rate during the affected period, from October 2025 to June 2026. We’ve also included a redress payment. A single credit for the interest adjustment and redress payment will be applied to your account within 10 business days.</p>
<p>This credit is considered a taxable income.</p>
<p>No further action is needed on your part.</p>
<p>We sincerely apologize for any confusion this may have caused. If you have questions, our Customer Care team is available from 8:00am to midnight ET by phone at 1-844-437-2265 or through live chat.</p>
<p>Sincerely,</p>
<p>EQ Bank</p>
]]></description>
					                    <pubDate>Thu, 30 Jul 2026 10:23:06 -0700</pubDate>
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                    <title>Alexandre on EQ Bank Acquires PC Financial</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114148</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114148</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>countysaver said </strong><br />
On the matter of credit cards, I'm reading that some EQ customers are getting invitations, and bonus Optimum points, to apply for a PC Optimum Mastercard</p>
</blockquote>
<p>I've got that offer. I have EQ account, PC Optimum points card but no PC Optimum credit card.</p>
<p>Short summary of offer: apply for PC Optimum no fee credit card, spend $150 in participating stores in first 60 days after approval, get $150 in PC Optimum points (150,000 points).</p>
]]></description>
					                    <pubDate>Tue, 21 Jul 2026 21:22:19 -0700</pubDate>
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                    <title>countysaver on EQ Bank Acquires PC Financial</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114145</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p114145</guid>
					                        <description><![CDATA[<p>On the matter of credit cards, I'm reading that some EQ customers are getting invitations, and bonus Optimum points, to apply for a PC Optimum Mastercard. I haven't received such an invitation but already have the card so would guess they have identified the overlaps/redundancies. I expected to see a yellow, EQ Mastercard replace the PC branding. Maybe still to come. A bit early to tell but the PCF kiosk at my local Loblaws remains red and unstaffed as it has been for most of this year.</p>
]]></description>
					                    <pubDate>Tue, 21 Jul 2026 05:09:27 -0700</pubDate>
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                    <title>NorthernRaven on EQ Bank Acquires PC Financial</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p113907</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/page-2/#p113907</guid>
					                        <description><![CDATA[<p>Or, "The Trilateral Commission Controls All the Banks"...</p>
]]></description>
					                    <pubDate>Fri, 03 Jul 2026 01:26:48 -0700</pubDate>
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                    <title>cgouimet on EQ Bank Acquires PC Financial</title>
                    <link>https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/#p113905</link>
                    <category>EQ Bank</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-acquires-pc-financial/#p113905</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>jorno319 said </strong><br />
Maybe Peter will change the title of this discussion to "EQ Bank is One Step Closer to Acquiring PC Financial".  </p>
</blockquote>
<p>Or, "Has Acquired" ...</p>
]]></description>
					                    <pubDate>Fri, 03 Jul 2026 01:19:35 -0700</pubDate>
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