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        <title>Canadian High Interest Savings Bank Accounts - Forum: Credit card reward programs</title>
        <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/</link>
        <description><![CDATA[Read all about Tangerine Bank, Hubert Financial, EQ Bank, Motive Financial, Alterna Bank, and more]]></description>
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                    <title>pentel on Wealthsimple 2% Cashback Visa card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/wealthsimple-2bb44994bfc6b6fa7fbb2a08864e6af2ce1e79a80e55ee2ff7c27b9cb5cafa6c1-cashback-visa-card/#p114255</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/wealthsimple-2bb44994bfc6b6fa7fbb2a08864e6af2ce1e79a80e55ee2ff7c27b9cb5cafa6c1-cashback-visa-card/#p114255</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>ponyFlower said </strong><br />
I get a notification for every single transaction happening on that card, meaning even a $0.01 charge will trigger an app notification. I believe it can be adjusted so notifications don’t trigger below $100. I’m not sure if it supports SMS notifications though.  </p>
</blockquote>
<p>Thank you for the info. Good to know it support alerts, it would have been better if it supports a text notification (assuming no text support, which is a bit backward since most CC do support text notifications except for Tangerine which needs the app to get notifications)</p>
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					                    <pubDate>Sun, 02 Aug 2026 04:52:39 -0700</pubDate>
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                    <title>pentel on Home Trust Preferred Visa credit card - No FX card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/home-trust-preferred-visa-credit-card-no-fx-card/#p114254</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/home-trust-preferred-visa-credit-card-no-fx-card/#p114254</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>JohnnyCash said </strong><br />
Yes, you can set various alerts, but they don't seem to arrive promptly and tend to arrive as emails. Fraud alerts from what I recall arrive as a text with a prompt to reply to approve or decline.  </p>
</blockquote>
<p>Thank you for the info. These alerts will be useful especially when out of country. Will consider getting this card for the no-fee 1% cash back and no FX fees.</p>
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					                    <pubDate>Sun, 02 Aug 2026 04:47:50 -0700</pubDate>
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                    <title>JohnnyCash on Home Trust Preferred Visa credit card - No FX card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/home-trust-preferred-visa-credit-card-no-fx-card/#p114252</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/home-trust-preferred-visa-credit-card-no-fx-card/#p114252</guid>
					                        <description><![CDATA[<p>Yes, you can set various alerts, but they don't seem to arrive promptly and tend to arrive as emails. Fraud alerts from what I recall arrive as a text with a prompt to reply to approve or decline.</p>
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					                    <pubDate>Sun, 02 Aug 2026 03:06:57 -0700</pubDate>
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                    <title>ponyFlower on Wealthsimple 2% Cashback Visa card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/wealthsimple-2bb44994bfc6b6fa7fbb2a08864e6af2ce1e79a80e55ee2ff7c27b9cb5cafa6c1-cashback-visa-card/#p114243</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/wealthsimple-2bb44994bfc6b6fa7fbb2a08864e6af2ce1e79a80e55ee2ff7c27b9cb5cafa6c1-cashback-visa-card/#p114243</guid>
					                        <description><![CDATA[<p>I get a notification for every single transaction happening on that card, meaning even a $0.01 charge will trigger an app notification. I believe it can be adjusted so notifications don’t trigger below $100. I’m not sure if it supports SMS notifications though.</p>
]]></description>
					                    <pubDate>Sat, 01 Aug 2026 13:31:39 -0700</pubDate>
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                    <title>pentel on Home Trust Preferred Visa credit card - No FX card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/home-trust-preferred-visa-credit-card-no-fx-card/#p114241</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/home-trust-preferred-visa-credit-card-no-fx-card/#p114241</guid>
					                        <description><![CDATA[<p>Does Home Trust Preferred Visa credit card (no foreign transaction fee and no annual fee) have alert features where I can set to SMS/text my cell phone when a certain (user defined) amount has been charged to the card? For example, to text my cell when anything above $100 has been charged?</p>
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					                    <pubDate>Sat, 01 Aug 2026 11:20:46 -0700</pubDate>
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                    <title>pentel on Wealthsimple 2% Cashback Visa card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/wealthsimple-2bb44994bfc6b6fa7fbb2a08864e6af2ce1e79a80e55ee2ff7c27b9cb5cafa6c1-cashback-visa-card/#p114239</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/wealthsimple-2bb44994bfc6b6fa7fbb2a08864e6af2ce1e79a80e55ee2ff7c27b9cb5cafa6c1-cashback-visa-card/#p114239</guid>
					                        <description><![CDATA[<p>Does Wealthsimple 2% Cashback Visa card have alert features where I can set to SMS/text my cell phone when a certain (user defined) amount has been charged to the card? For example, to text my cell when anything above $100 has been charged?</p>
]]></description>
					                    <pubDate>Sat, 01 Aug 2026 10:17:44 -0700</pubDate>
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                    <title>AdrenalineTrade on Bonus for signing up for Tangerine Credit Card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114124</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114124</guid>
					                        <description><![CDATA[<p>Thanks Peter!</p>
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					                    <pubDate>Sat, 18 Jul 2026 12:28:39 -0700</pubDate>
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                    <title>Peter on Bonus for signing up for Tangerine Credit Card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114114</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114114</guid>
					                        <description><![CDATA[<p>This is the offer: <a href="https://cashback.highinterestsavings.ca/portal/offer/32932" rel="nofollow"><a href="https://cashback.highinterests" rel="nofollow">https://cashback.highinterests</a>.....ffer/32932</a></p>
<p>The cash back bonus is $125 via Interac e-Transfer or a $125 Amazon.ca gift card.</p>
<p>Both are sent via email. All going well, they typically come through within 2 weeks. You can read more about the process here, especially part 4: <a href="https://cashback.highinterestsavings.ca/portal/terms" rel="nofollow"><a href="https://cashback.highinterests" rel="nofollow">https://cashback.highinterests</a>.....rtal/terms</a></p>
<p>Happy to answer any additional questions.</p>
]]></description>
					                    <pubDate>Sat, 18 Jul 2026 00:49:12 -0700</pubDate>
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                    <title>RetirEd on Bonus for signing up for Tangerine Credit Card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114107</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114107</guid>
					                        <description><![CDATA[<p>And for those who'd never use Amazon...?</p>
]]></description>
					                    <pubDate>Fri, 17 Jul 2026 19:54:47 -0700</pubDate>
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                    <title>AdrenalineTrade on Bonus for signing up for Tangerine Credit Card</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114087</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/bonus-for-signing-up-for-tangerine-credit-card/#p114087</guid>
					                        <description><![CDATA[<p>Hi All,</p>
<p>I was just approved for the Tangerine Credit Card.</p>
<p>A 125 Amazon GC was offered by this site as a bonus for signing up.</p>
<p>Just curious how long it takes to receive typically, and is it an e-gift card that is emailed?</p>
<p>Thanks.</p>
<p>J<img class="spSmiley" style="margin:0" src="https://www.highinterestsavings.ca/wp-content/sp-resources/forum-smileys/sf-smile.gif" title="sf-smile" alt="sf-smile" /></p>
]]></description>
					                    <pubDate>Fri, 17 Jul 2026 01:38:16 -0700</pubDate>
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                    <title>NorthernRaven on No-fee Wealthsimple Visa coming</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/no-fee-wealthsimple-visa-coming/#p113664</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/no-fee-wealthsimple-visa-coming/#p113664</guid>
					                        <description><![CDATA[<p>Still in beta, but <a href="https://help.wealthsimple.com/hc/en-ca/articles/51274223026203-Understand-premium-benefits-for-the-Visa-Infinite-1-credit-card-beta">they have a Help article for it now</a>.</p>
<p>Aside from tie-ins and first-year waivers, I think this is the first no-fee Infinite card?  WS were offering the Infinite card at their paid 2% cashback level (with upgrades to VIP), but they swapped that for the newer Infinite+ level, and have now brought the plain Infinite back as a 1% no-fee.</p>
]]></description>
					                    <pubDate>Mon, 15 Jun 2026 05:57:05 -0700</pubDate>
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                    <title>JohnnyCash on No-fee Wealthsimple Visa coming</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/no-fee-wealthsimple-visa-coming/#p113663</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/no-fee-wealthsimple-visa-coming/#p113663</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Peter said </strong><br />
Per Reddit:</p>
<p>Highlights:<br />
* No annual fee<br />
* 1% cash back on all purchases<br />
* Pick 3 benefits, which could include no foreign currency exchange fee, various travel insurances, and mobile phone insurance  </p>
</blockquote>
<p>That looks very interesting and I'll await further details. I had the Infinite prior to its broad public release but chose not to keep it as they changed the deal on the fee waiver.  This new offering might be worth considering if it becomes reality.</p>
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					                    <pubDate>Mon, 15 Jun 2026 05:54:40 -0700</pubDate>
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                    <title>Peter on No-fee Wealthsimple Visa coming</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/no-fee-wealthsimple-visa-coming/#p113661</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/no-fee-wealthsimple-visa-coming/#p113661</guid>
					                        <description><![CDATA[<p><a href="https://www.reddit.com/r/Wealthsimple/comments/1u4pode/more_info_from_ws_about_their_new_1_visa_infinite/">Per Reddit</a>:</p>
<p>Highlights:<br />
* No annual fee<br />
* 1% cash back on all purchases<br />
* Pick 3 benefits, which could include no foreign currency exchange fee, various travel insurances, and mobile phone insurance</p>
]]></description>
					                    <pubDate>Mon, 15 Jun 2026 05:16:43 -0700</pubDate>
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                    <title>Briguy on Scotia Infinite Momentum Visa card: An analysis of if it makes sense to get</title>
                    <link>https://www.highinterestsavings.ca/forum/credit-card-reward-programs/scotia-infinite-momentum-visa-card-an-analysis-of-if-it-makes-sense-to-get/#p113534</link>
                    <category>Credit card reward programs</category>
                    <guid isPermaLink="true">https://www.highinterestsavings.ca/forum/credit-card-reward-programs/scotia-infinite-momentum-visa-card-an-analysis-of-if-it-makes-sense-to-get/#p113534</guid>
					                        <description><![CDATA[<blockquote class="spPostEmbedQuote">
<p><strong>Norman1 said </strong><br />
The Scotiabank Gold American Express card is one of the five "Eligible Cards" in the fine print:</p>
<blockquote>
<p>
5 If you open an Ultimate Package account (the “Account”), on or after the date you open the Account (“Account Open Date”) you will receive an annual fee rebate of up to $150 on one Eligible Card that you hold as the primary cardholder (“Annual Fee Rebate”), for each year as long as you have one eligible Scotiabank Credit Card account (an “Eligible Card”) and the Account  which are open and in good standing. … Eligible Cards are the Scotiabank Gold American Express®, Scotiabank Passport® Visa Infinite +*, Scotiabank Passport® Visa Infinite Privilege*, Scotia Momentum® Visa Infinite +* and Scotiabank Value® Visa* credit cards. Eligible Cards are subject to change. Each Account will only receive one Annual Fee Rebate regardless of the number of accountholders on the Account or Eligible Cards held or opened. The Annual Fee Rebate will be applied to the first annual fee charged on the Eligible Card after the Account Open Date. …</p>
</blockquote>
<p>  </p>
</blockquote>
<p>But even if both cards are eligible, how does one qualify for 2 free cards, that's 270.00 a year in annual credit card fees, and Ultimate Chequing package  only reimburses 150.00 a year.</p>
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					                    <pubDate>Sun, 31 May 2026 06:49:47 -0700</pubDate>
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