iotama said

Is that override permanent, or for the upcoming transfer only? Thanks.  

My experience is that calling CSR can prompt them to do an override of the $25k limit. My request was for immediate transfer. I didn't ask about a request to transfer on a future date. Call them and see what they say?

LK said
By calling Tangerine CSR, you can ask the CSR to over-ride the $25k daily limit out of Tangerine.  

Is that override permanent, or for the upcoming transfer only? Thanks.

anitavirginia said
using online Coast Capital, set up link with Tangerine savings.
I can confirm that i set up multi transfer in's for same day. maximum $25,000 at a time. (pulling from Tangerine savings to CC savings).  

I have done it as adding CC as one of the three external accounts in Tangerine. By calling Tangerine CSR, you can ask the CSR to over-ride the $25k daily limit out of Tangerine.

rk said
Apparently this offer is only for existing clients. That is a blocker for me.  

Yes, it is a targeted promo, and therefore is only available for those existing clients that get the targeted offer.

anitavirginia said
I understand that they do not have any branches in Ontario.
I can not see a way to take out large sum of money from them other than ordering cheques.
I was looking at wire transfers, but it does not appear to work for transfers out, as they state you must visit a branch.
Otherwise , I think the maximum per day is $25,000 transfer out using coast capital app.
Any thoughts  

I have been able to link CC as an external account with Tangerine to transfer funds out of CC, and will write a cheque to myself to put funds in (might be more difficult outside of BC). Alternatively, I have called Tangerine customer support to override the daily transfer-out limit to transfer more than Tangerine's daily limit to CC.

LK said
Admin: add to promo page?   

Added!

Version Date: March 04, 2026

By opting-in to participate on or before May 31, 2026 you may be eligible to the Coast Capital Savings Federal Credit Union High-Interest Savings Account New Deposits Promotion (the “Promotion”).

During the Promotion Period, you can earn a 4.00% per annum bonus interest rate on Eligible Deposits of up to CAD 500,000 in your Canadian Dollar Coast Capital High-Interest Savings Accounts (“HISA”) per personal membership or joint membership. Bonus interest is earned only from the date you opt-in to the Promotion and until the end of the Promotion Period.

Please read these Terms and Conditions carefully as they will explain how the Promotion will be applied.

DEFINITIONS
When used in these Terms and Conditions, the phrases set out below mean the following:

“Bonus Interest” means the additional interest earned on Eligible Deposits of up to CAD 500,000 in your HISA during the promotion period. See “EXAMPLES” section below for how Bonus Interest earned on Eligible Deposits is calculated.
“Coast Capital” means Coast Capital Savings Federal Credit Union.®
“Eligible Deposit” means the lower of the New HISA Deposits and the New Deposits, calculated daily starting from the close of business on March 17, 2026 and until the end of the Promotion Period. If the lower of the New HISA Deposits and New Deposits is negative, the daily Eligible Deposit will be zero.
“HISA” means your personal Coast Capital Canadian dollar High-Interest Savings Account(s) and does not include foreign currency, Regular Savings accounts or accounts under a Registered Plan such as (but not limited to) Tax-Free Savings Account, Registered Retirement Savings Plan, Registered Retirement Investment Fund or First Home Savings Account.
“HISA balance” means the total value, in Canadian Dollars, of your HISA.
“New HISA Deposits” means the change in the daily closing HISA balance, calculated starting from the close of business on March 17, 2026 and until the end of the Promotion Period.
“New Deposits” means the change in the daily closing Total Deposits balance, calculated starting from the close of business on March 17, 2026 and until the end of the Promotion Period.
“Promotion” means this ‘High-Interest Savings Account New Deposits Promotion’ running during the Promotion Period.
“Promotion Period” means March 18, 2026 to June 30, 2026 unless we terminate it at an earlier date. Bonus Interest is earned during the Promotion Period only.
“Regular Interest” means interest earned at the standard posted (non-Bonus) interest rate on a HISA based at the rate that applies to the balance tier.
“Total Deposits” means, during the Promotion Period, the total value in Canadian dollars of all your eligible chequing, savings, term deposit, and investment accounts under the same personal membership or joint membership number with Coast Capital during the Promotion Period. For the purpose of calculating the total value, any foreign currency account balances will be held at par value.
“We,” “our,” or “us” means Coast Capital and its affiliates.
“You,” “your,” or “yourself” means you, our member.
How to be eligible for the bonus interest
To be eligible for the Bonus Interest, you must satisfy the following requirements:

You must opt-in to the Promotion by agreeing to these Terms and Conditions on or before May 31, 2026. For clarity, if you opt-in to the Promotion on or after June 1, 2026, you will not be eligible for the Bonus Interest.
If you have more than one personal membership or joint membership with Coast Capital (e.g., you have a personal membership and a joint membership with a family member), by opting-in to the Promotion, on or before May 31, 2026, you will participate in the Promotion under each personal memberships or joint memberships where you are a member. For clarity, only one joint member is required to opt-in to participate in the Promotion.
You must be an individual and a current Coast Capital member. Quebec residents are not eligible. For clarity, new Coast Capital personal memberships or joint memberships, opened during the Promotion Period, will not be eligible.
You must not currently be participating in any HISA bonus rate promotion or benefit from Coast Capital, other than under this Promotion. For clarity, this Promotion is not stackable with any other HISA bonus rate promotion or benefit from Coast Capital.
You must hold or open a personal HISA with Coast Capital and keep that HISA open during the Promotion Period. The following accounts are not eligible for the Bonus Interest:
Foreign currency accounts;
Accounts under a Registered Plan such as (but not limited to) Tax-Free Savings Account, Registered Retirement Savings Plan, Registered Retirement Investment Fund or First Home Savings Account;
Personal Holding Company Accounts;
Trust Accounts; and
Accounts held by entities other than an individual (such as Commercial Banking accounts, Small Business Banking accounts, accounts held in the name of a corporation (including personal holding accounts), trust accounts or any other account used for a commercial purpose).
How to earn and receive bonus interest
To earn Bonus Interest on your Eligible Deposits, you must take the following actions:

Deposit New HISA Deposits into your HISA account that is eligible for Bonus Interest.
Ensure that your Total Deposits stay at or above your Total Deposits balance on March 17, 2026.
Earn Bonus Interest on Eligible Deposits that are within your HISA account at the annual rate of 4.00% from the date you opt-in to the Promotion and until the end of the Promotion Period. Bonus interest is calculated daily on the daily closing balance of Eligible Deposits and is paid monthly. Bonus interest will be earned on Eligible Deposits in your HISA, in addition to regular interest that is paid on deposits in the HISA. The sum of regular interest and bonus interest will determine the total interest payable during the Promotion Period.
Bonus Interest payments will be shown as separate transactions from your regular interest payments on your monthly HISA statements.
If you have multiple HISAs including HISAs held under a joint membership:
Bonus interest is earned on Eligible Deposits in each HISA but will be added together and paid to the HISA with the highest balance per personal membership or joint membership.
Bonus interest is earned on Eligible Deposits of up to a combined CAD 500,000 across all your HISAs under the same personal membership or joint membership number. For clarity, if you have a HISA under a personal membership and a HISA under a joint membership, Bonus interest will be earned on Eligible Deposits of up to CAD 500,000 for the personal membership and Bonus interest will be earned on Eligible Deposits of up to CAD 500,000 for the joint membership.
Any calculated but unpaid bonus interest on Eligible Deposits in a HISA will be forfeited if that HISA is closed before the bonus interest is paid. For clarity, if you close your HISA during the Promotion Period, you will not be eligible for Bonus Interest even if you subsequently reopen the HISA during the Promotion Period.
Restrictions of bonus interest
Deposits made to eligible HISAs at the close of business day on or before March 17, 2026 are not considered New Deposits eligible for this campaign.
Deposits made to eligible HISAs at the close of business day on or after July 1, 2026 are not considered New Deposits eligible for this campaign.
Total Deposits are calculated based on the total holdings in each personal membership or joint membership where you are a member.
Other conditions
Except as set out in the Promotion, all regular terms and conditions applicable to each HISA will remain in effect during and after the promotion period. For this and other information on your savings accounts please visit: https://www.coastcapitalsaving.....s-accounts.
Coast Capital reserves the right to refuse or terminate any individual’s participation in this Promotion if Coast Capital has concerns about or discovers abuse of the proper and intended operation of the Promotion, including the moving of funds between personal memberships and/or joint membership.
This Promotion may be amended, extended or cancelled at the sole discretion of Coast Capital at any time without prior notice.

[table with examples is deleted due to formatting issues]

* Given the New Deposits is a negative number, the Eligible Deposits amount is calculated to be $0.

‡ Although both the New HISA Deposits and New Deposits amount is $520,000, the maximum Bonus Amount for the Promotion is $500,000.

Norman1 said
In 2015, Access CU failed twice to get the required 2/3 majority vote to approve the proposed merger with Assiniboine Credit Union:

CBC (Sep 17, 2015): Access Credit Union members reject Assiniboine merger again

Pembina Valley Online (Sep 16 2015): Access Credit Union Members Vote Down Assiniboine Merger For Second Time  

Thanks, Norman1. That's right, it does happen, but it's rare. I would also note that was Old Access Credit Union, the primarily rural Manitoba credit union pre-merger with Noventis and Sunova credit unions, and it was them as a smaller credit union being absorbed by larger Assiniboine.

Interestingly, I would've actually preferred that outcome as Assiniboine is one of those larger credit unions that is a bit more responsive to members than others, and we wouldn't have ended up with this clunky bastardized banking system we have now with New Access Credit Union.

Cheers,
Doug