YNCU (Ontario only) currently has a 4.50% 4-month GIC offer on new deposits. The offer is available to both new and existing members, with a minimum deposit of $1,000. Since it’s a GIC, your money is locked in for the full 4-month term, unlike a high interest savings account where you can withdraw funds at … Continue reading Savers Roundup July 2026: 4.50% for a 4-month GIC; a 2-year savings account promo rate; new credit cards