I have been with ING for a long time…since mid 1990’s. I jumped in when people were still reluctant because this new bank with new internet banking system with no bricks and mortar offices to visit, deserved suspicion for anyone who wasn’t from Holland, like myself, that was familiar with this bank.

And for everyones knowledge, they issue me cheques with my high interest accounts (CDN and US)that they still honor as a legagcy, but as you all know will not issue anymore. It has been over ten years since they offered cheques. I am careful not to use the few I have left, which i reserve for just linking to other internet banks that are sticky about only linking to cheqing accounts.

I am certain that ING was forced by the Big five banks lobbying the government to not offer cheques as then this new bank would become too popular and cause declining profits and weakness in the big five. It turns out not to be all bad, because other Canadians are paying fees to the big five banks we PC Fin and ING users are enjoying a country of stable banking because of the gov’t backed oligopoly, while letting others pay the fees.