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3:22 pm
October 9, 2009
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jw
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ally.ca is now offering 2.0 interest on their high rate product
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5:43 am
December 17, 2009
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Selby
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I'm confused. The web site says 2% and they say the variable rate will start with the first deposit. 2% isn't variable. Where am I going wrong?
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11:25 pm
December 21, 2009
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Dave
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Selby : Let there be no confusion ! Ally and Canadian Direct Financial are both offering 2% on their respective High Interest Savings Accounts. Both also offer very decent GIC rates as well. Certainly worthy of checking out considering the others like ING , PC Financial and Canadian Tire are lagging behind these two. I mean, if you have enough money to set aside and are adverse to the stock markets then why not invest in the highest interest rate going. It would only make sense to double your money if it is to sit in one of the first two High Interest Savings Accounts mentioned. I have had absolutely no problems setting up or conducting business with these two. Yes ! I would recommend. Good luck !
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11:39 pm
December 21, 2009
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Dave
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Selby : The variable rate that Ally is referring to and perhaps causing your confusion is their High Interest Savings Account which can and most likely will fluctuate depending on market conditions. Currently, as mentioned above in the last thread both Ally and Canadian Direct Financial are offering 2%. All competitors with High Interest Savings Accounts are also variable. GIC's on the other hand are usually fixed rate and fixed time frame like 1,2,3,4,5, years. Hope this clears up your dilemma. Good luck !
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6:51 pm
December 22, 2009
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Guest
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I just discovered today that Canadian Tire is currently paying 2% on their TFSA.
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12:39 pm
December 23, 2009
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Selby
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Selby : The variable rate that Ally is referring to and perhaps causing your confusion is their High Interest Savings Account which can and most likely will fluctuate depending on market conditions. Currently, as mentioned above in the last thread both Ally and Canadian Direct Financial are offering 2%. All competitors with High Interest Savings Accounts are also variable. GIC's on the other hand are usually fixed rate and fixed time frame like 1,2,3,4,5, years. Hope this clears up your dilemma. Good luck !
Thanks Dave. I now understand that the ad refers to the account using two different adjectives and they are not referring to 2 accounts or 2 different rates.
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