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2:29 am
March 20, 2009
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Peter
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http://www.globeinvestor.com/servlet/story/CNW.20090316.C8811/GIStory/Email
My thoughts:
- cleverly written news release; Scotiabank is good at that
- beware that it has a $39 annual fee, not mentioned in the news release
- 2% cash back on grocery, gas, and some other purchases (1% on non-eligible purchases) make it worthwhile versus the more common 1% cash back cards if you spend over $3900 in those 2%-eligible purposes
- seems to have no minimum spending tiering — it's either 1% or 2% on everything
- I wonder what the annual income requirement is
- for myself, the annual fee and the fact that I already have a 1% cash back card make it not worth the hassle; might be interesting for some, especially if you never carry a balance
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12:35 am
July 4, 2009
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yeah
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i work for scotia, the min income is 2000$
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12:41 pm
October 4, 2009
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James
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It seems like a ripoff to me. You'd have to spend at least $3900.00 per year (based on the 1% return) just to break even and recoup the annual fee on the card.
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12:02 pm
October 5, 2009
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djino
| | Ottawa (Gatineau, Qc Area) | |
| Member | posts 209 | |
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It seems like a ripoff to me. You'd have to spend at least $3900.00 per year (based on the 1% return) just to break even and recoup the annual fee on the card.
Agreed, stick to MBNA's Smart Cash Card.
djino
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4:55 am
March 26, 2010
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msl25
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yeah posted:
i work for scotia, the min income is 2000$
that's why when i applied to this credit card,
the guy wrote $2120 as my monthly salary
when i deliberately told him, i am not earning that much.
(read my lips… im earning minimum wage) hahaha!
he just said, "forget it!!!! ill just put 2120"
and continued processing my application…
LOL again.
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11:14 pm
March 28, 2010
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Nunavut D
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It seems like a ripoff to me. You'd have to spend at least $3900.00 per year (based on the 1% return) just to break even and recoup the annual fee on the card. Agreed, stick to MBNA's Smart Cash Card. djino
I have to disagree. I live way up in Nunavut and food here is very expensive ($14 for 4 litres of milk) and since October 2009, I have already accrued over $150 in card earnings. Balances always paid in full. All groceries recurring payments etc are charged to this card. Previously had their Moneyback visa and always got back a minimum of $200 – $300 per year. This card works for me.
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