Hey, thanks for the information Djino.
Just to let our visitors know: you can't apply for the card. It is now by upgrade only, from an existing SMART CASH card.
These are the requirements:
1. Individual income of $70,000.00 or greater
2. Combined house hold income of $120,000.00
3. $20,000.00 spending in the last 12 months
If you qualify, upgrade using the following steps: from your SMART CASH online account, click 'rewards' tab. You should see the offer to upgrade through their new 'upgrade portal'. Follow the directions from there.
Source: MBNA customer service representative