oh hi Andrew, yeah, i know about that $2.50 charge posted by CDF when doing ETF, as it was posted on their service fees. anyway, to complete my test, i just went thru it [i call it test fee] and for the outcome, i was not charged $2.50.
maybe i got it wrong on my last post as i have told "CDF initiated the EFT." i should have told, i initiated the EFT by accessing it on CDF online first. I cant do this if I will access my ING first. This is technically an EFT from ING to CDF to which of course, there is no charge from ING, and CDF doesn't charge any fee for deposits.
now, maybe, if i do an EFT from CDF going to ING (or any other bank), that's what i think where they will ding us $2.50