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11:45 am
April 2, 2008
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Person
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The 3.85 is now down to 3.35 
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5:01 pm
April 2, 2008
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Peter
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Darn, it was only a matter of time before the last one fell.
Thanks for the head's up! The chart has now been updated.
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8:26 pm
April 5, 2008
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Maxime
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Wow! And now the Indians are now officially on top of the list!
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11:30 pm
April 6, 2008
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Banky
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You don't have the RBC savings account on your chart.
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12:06 am
April 7, 2008
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Peter
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I had originally left RBC off the list because it costs money to transfer to other banks…
However, if there is demand, I will certainly add it to the list.
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2:55 am
April 7, 2008
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Bill
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Don't bother. The Royal Bank is the worst bank for service charges and hidden fees. You couldn't pay me enough to put money there.
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5:44 pm
May 2, 2008
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CM
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The rate may be lower on savings, however, it still is very good and how about Achieva's excellent term deposit rates — wow.
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11:09 am
May 6, 2008
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The Other Craig
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Achieva's down to 3.05% now.
I agree with you about their term deposits. About a year ago, you could have had a 5 year GIC from them for 5.55%. The only drawback is that the funds are untouchable until the end of the term.
It's also worth noting that bank to bank transfers are more difficult with Achieva. You have to fill out and fax forms to them, and the transfer happens in a couple of weeks. It's not like the other online banks where you can log in and transfer funds overnight.
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2:26 pm
May 8, 2008
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CM
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I just opened my account online with Achieva and laddered some of my deposits, with rates my bank could not touch. I also like the full principle protection of my investment not offerd by others. Thanks for the info on the bank to bank transfers. I do like that I can write cheques with this account and the online banking looks pretty good as well. The rates and principle protection are what really atracted me to Achieva and I can also speak to a representative that will answer a call.
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8:38 pm
May 8, 2008
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Garry
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I opened an account with Achieva last month online and have full access to my account online, with cheques and an ATM card. While I too was concerned with no bank transfers, once I was set-up, accessing my funds is simple…plus now I'm able to manage my savings and RSPs together.
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